Original investments for the next 10 years

Original investments for the next 10 years

Wouldn’t you want to know where to put your hard-earned money, so it can work by itself? Don’t you want a secure and profitable investment that will bring money in the long run? Well, who doesn’t? But if it was so easy, why isn’t everybody doing it. Because it isn’t that easy and the markets become increasingly unsteady. However, there are certain areas that come close to what you would want to call a safe investment.

Those are areas that are less dependent on the fluctuations of the market. For example – as the world tries to stir towards renewable energy resources, an increasing number of governments are subsidising this particular industry. Hence, the industry grows and becomes more profitable – no matter whether another financial crisis will hit or not. Although nothing is even 100% secure, certain areas of investment are very likely to create profit. Not all are in Europe and North America though.

Investing in Asian markets is nothing new. However, some markets are booming and won’t stop for another decade at least. Singapore is one these markets. This sovereign city-state has the highest concentration of millionaires in the world and therefore plenty of investment power within the country. The construction industry is already booming for over a decade and there isn’t a sign for a halt. Property agents have turned wealthy, as land is being reclaimed and developed with the speed of light.

But there isn’t only property. The government and the Singapore Economic Development Board have opened up the country for foreign investors. The economy is not limited to construction and property, but excels in trade and shipping as Singapore has the busiest port in Asia. Also other sectors, such as technology, tourism and financial services, are welcoming and prosperous. As Singapore’s government stirs the economy towards further development and growth, there isn’t any end in sight for long-term investments.

Another interesting location for investments is Qatar. With the FIFA World Cup 2022 coming up, the investments from within the country are enormous. Qatar is not only investing stadiums and infrastructure, but aims to create a wonderland for tourists, just like Dubai has done. Stocks are being predicted to rise, if not triple within a decade. Different sources recommend the Qatar investment fund. However, there is a bitter taste to the bite. The Arab country has recently been criticised for the unfavourable treatment of their foreign workers. Furthermore, the FIFA is under pressure, due to accusations of bribery during the bidding process and allegations of slave labour. Although the FIFA says a reallocation of the World Cup 2022 will not happen, one should keep it in mind when investing in the Gulf country.

Properties can be in another sense an interesting investment. As certain cities loose their population, others are becoming increasingly popular. Detroit for example has lost half of its inhabitants in forty years. However, there are other urban centres that are already experiencing a scarcity of housing. Berlin for example has a rising demand for housing for ten years straight. The German capital has once been cheap with plenty of living space. Investors have renovated entire neighbourhoods and created upscale living. As the popularity of Berlin isn’t declining, the rents have not only increased, but property has become the hottest commodity in the city. Those who have invested in property early enough have made significant financial benefits.

Similar developments can be seen in various cities around the world. Brooklyn, London, Paris and Amsterdam are only a few examples. Furthermore, due to the housing crisis and the collapse of the international market in 2008 and 2009, the prices for houses and properties broke down. Five years later the prices are slowing picking up speed with the tendency to rise rather than to fall again. An investment in inner city housing and urban property will in many cases be a profitable one.

Barcelona, Madrid, Austin and other cities are becoming increasingly attractive. As the rents there are down at the moment, these cities provide investors with interesting prospects. The prices on the international housing market were terribly bad for a couple of years. As the crisis is passing and most countries are recovering, the prices will go nowhere but up. While the market in some cities might take some time, other city markets are already starting to boom. Furthermore, the trend of urbanisation is speeding up the process. London, however, is no longer interesting, as the rents have become too expensive which minimises the profit margin dramatically.

Up and rising are also leisure and entertainment. Never before have we consumed such a quantity of entertainment. Hence, the technology sector will not just be interesting, but also offer itself as a profitable investment opportunity. Social Media brands and small start-ups, such as Facebook and Whatsapp have in an extremely short period of time generated a large amount of value and money. Many others are following the example. The technology market has grown tight links to the entertainment and leisure industry. Therefore, it will be interesting to watch what is coming.

Surely there are people that keep reminding us constantly of the bursting dotcom bubble. However, investments in technology are profitable now and in the future. The dotcom bubble was an entity in itself – complex and difficult to understand for investors at the time. Through smart phones, iPads and HD gadgets the world has become more receptive towards this kind of technology. All these devices seem to be irreplaceable already – just imagine where the industry will be in only five years.

Furthermore, it is not only leisure and entertainment, but the finance and business world that aim to catch up with the speed of the technology. Entire industries are upgrading – no matter whether medicine, manufacturing or construction. The technology industry offers a wide range of investing possibilities. Brands like Facebook, Google and Apple are one option. However, there are also special technology funds that offer themselves ideally to long-term investors. These are a perfect alternative for those who don’t want to bother with daily fluctuations.

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Be a Smart Consumer: Avoid These 4 Marketing Tricks

To be a smart consumer, you must spend within your needs and not over your means. Marketing or Sales Agents like any other businesses are using the power of persuasion to gain profit. I’m not saying it is a bad thing (personally I think it is a talent), but it may influence the consumers to buy something that is rather unnecessary.

Image Credits: Andrew Stawarz via Flickr

Image Credits: Andrew Stawarz via Flickr

On that note, here are 4 Marketing Tricks you shall learn to avoid…

1. Foot-in-the-Door

It is a technique that starts with small requests in order to gain a “YES” with bigger requests. This works because of our desire to be consistent in our commitments.

For example, Fitness Studios will make you test their services first by giving a 1-week free pass before offering you their packages. Do you really need a $1,800 worth of Gym Membership when you rarely have the time to go?

2. Door-in-the-Face

In contrast, this trick starts with a huge and unreasonable request in order for you to settle with a smaller request.

For example, your friend asks you to donate $100 to a charity institution and you declined. Your friend will then say: “can you at least donate $10”. And, you will agree and comply. The truth is, your friend only intends for you to donate $10.

3. Low-Balling

Technique to purposely offer a product at a lower price than one intends to charge. This tactic will make you buy something at an affordable price before revealing the hidden costs (i.e., insurance, the phone casing, or batteries).

Image Credits: JOHN LLOYD via Flickr

Image Credits: JOHN LLOYD via Flickr

For example, a Car Salesman offers you an initial attractive offer that you can’t resist but then later increases the price because of a “mistake in labeling”. Once again, Psychology dictates that it works because of our need to be consistent in our choices.

4. Brainwashed by Advertising

There you have it! As Warren Buffett once said: “Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1”. I hope that by knowing these, you will be able to make smarter consumer choices in the future.

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5 Ways to Shop for Healthy Foods Without Spending Too Much

It is no secret that buying organic and healthy foods is more costly than buying junk. But, if you are willing to shop smartly, then you can enjoy the goodness and freshness of organic foods without breaking your food budget. Here are 5 Ways to Shop for Healthy Foods Without Spending Too Much…

1. Purchase Within Your Family’s Needs

Buy stocks of food to fit your whole family. Usually, to save more money, you will want to buy in bulk, but, not if you are a family of three or two. Rethink your family’s needs and list it down.

2. Shop Around

In order for you to find the best price in town, you must shop around different stores. Besides supermarkets, you can search for healthy foods in specialty stores, Gourmet Delis, Wet and Dry Markets, and even Online. For instance, you may go to two different stores to save money and buy the best product: one for the vegetables and one for the sea foods.

Image Credits: epSos .de via Flickr

Image Credits: epSos .de via Flickr

3. Shop in Season

You will definitely save more money if you purchase the organic produce that is in season. Price always lowers when there is greater supply. Summer and fall are usually the best times to go creative with your food choices.

4. Grow Your Own Food

Growing your own food is organic at its finest. If you do not have a backyard or an apartment balcony there are community gardens for you to plant your own seed. Aside from being domestic, you can also save more money if you buy produce of the local supermarket’s brand (e.g. Mixed Vegetables by FairPrice).

5. Go Gaga over Greens

Kale, arugula, and spinach are some of the most nutritious and affordable foods you will find in a grocery store. As the color of the vegetable gets darker, the more nutritious it is because of its antioxidants and beta-carotene. If possible, buy the leafy greens that are not pre-packed because they are cheaper.

Image Credits: Amazing Almonds via Flickr

Image Credits: Amazing Almonds via Flickr

BONUS TIP! Stay on the outside aisles of the grocery store because the further you go inside, the less healthy it becomes. That is all for now. Have fun shopping!

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5 Free Things You Can Enjoy at the Singapore Changi Airport

Living on an airport like Tom Hanks in the movie “Terminal” may sound impossible. You would need to be looking for places to eat, places to enjoy, and to rest.

In real life, being stuck in a transit really sucks especially if you checked-in early or the flight is delayed.

BUT…not if you find yourself stranded at the Singapore Changi Airport! This exquisitely designed airport has a few perks up its sleeves. I give you the 5 Free Things You Can Enjoy before boarding at the Singapore Changi Airport.

1. FREE WIFI

There are free WIFI services in all the three terminals of the airport. Just head to the Information Counter and present your passport, in return they will give you a WiFi username and password. Also, there are free candies in the counter while you wait.

Alternatively, you may enjoy the abundant and free Internet Kiosks located beside the TV Lounges and scattered through the three terminals (T). There are actually over 500 computers that you will never have to wait in line to use one!

2. VISIT THE FIVE GARDENS

If you have more than 3 hours to spare, take a stroll to the five indoor gardens. These are namely: Cactus Garden (Terminal 1), Orchid Garden (T2), Fern Garden (T2), Sunflower Garden (T2), and the Butterfly Gardens (T3).

Image Credits: Swaminathan via Flickr

Image Credits: Swaminathan via Flickr

While you are in there, enjoy the breath of fresh air, may your kids count the species of succulents and take colorful selfies that you can upload right away because of the Free WiFi!

3. FREE TOUR OF SINGAPORE 

If you are a tourist with more than 5 hours to spare, then grab this awesome opportunity. To register for any of the tours, just approach the staff with your passport and boarding pass at the Free Singapore Tours Registration Booth located in T2 and T3.

You can choose from the Heritage Tour or the City Lights Tour. For more information, visit: http://www.changiairport.com/at-changi/leisure-indulgences/free-singapore-tour.

Image Credits: Mac Qin via Flickr

Image Credits: Mac Qin via Flickr

4. FREE MOVIES

Being in the transit for six hours will give you enough time to catch 2-3 movies for free! The airport boasts their 24-hour cinemas that screen the Fox Movies Premium Channel at T2 and the latest movies of various genres at T3.

5. PLAY XBOX 360 AND PLAYSTATION 3

Entertainment Deck in T2 is the place where the children and child at heart can go wild! Get caught in an action game while playing with the XBOX 360, Playstation 3 consoles or LAN gaming. All this for free! Parents, you can chill in the Cafeteria located in the middle of the Entertainment Deck as your kids play.

Sources: Vietnam Centre and CheekieMonkie

The next time you get stuck in a transit…I certainly hope that it is in the amazing Singapore Changi Airport!

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4 Unusual Places to Find and Earn Money

Some people make it their golden mission to find hidden treasures throughout their lives, while others accidentally stumble onto them without effort. Whether it be practical or not, here are 4 Ways You can Find and Earn Money in the most Unusual Places.

1. YOUR OWN BACKYARD

A couple in California discovered treasures in their own backyard while walking their dog. They found 1,427 rare mint-condition coins dating from 1847 to 1894. Then, the coin experts estimated and appraised the coins at US$11 million. Today, you can find the last piece of coin that is offered for sale at Amazon.

Image Credits: Kagin's, Inc. SRH via Amazon

Image Credits: Kagin’s, Inc. SRH via Amazon

2. FLEA MARKETS

A man once bought a painting of a country scene at a flea market in Pennsylvania in 1989. It turns out that it was one of the 24 known copies of the original 1776 Declaration of American Independence. In 2000, it was sold for US$8.14 million to the television producer named Norman Lear.

There are various flea markets in Singapore. Maybe you’re the next person to find antiques or special items in the flea market. Nonetheless, you can always find cheap yet useful items, which you can resell again.

Image Credits: Nasrul Ekram via Flickr

Image Credits: Nasrul Ekram via Flickr

3. UNIVERSITIES OR RESEARCH CENTERS

Participate in paid focus groups, online surveys, or research studies that maybe in the field of science, marketing, etc. You may google the opportunities that are near to your city or those that pay even if you are in any place of the world through reputable services such as Paypal. Although while in search, you must make sure that the center or the institution is credible to ensure your safety.

 

4. LASTLY, IN YOUR BOOKSHELF

Selling your old books and magazines on online sites such as Amazon or Carousell can be a valid option. Not only can you earn extra money but you can also de-clutter at the same time! Also, some people have had success by compiling used books of others or buying books on the cheap garage sales, and reselling them again for a higher price.

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