Campaign, Credit & Loan

You Can Now Get A Free Apple Watch SE (Worth S$419) or $300 Cash With Citibank Credit Cards

Score a free Apple Watch SE Celebrate Chinese New Year with this Oxpicious CNY deal. From 19 January – 5 February 2021, get a free Apple Watch SE worth S$419 or S$300 cash when you apply for any of the credit card below. To activate the offer, simply be a new-to-bank customer to make a minimum spend of S$200 within 30 days of card approval. Yes, it is as simple as that! This is really attractive as there is: No holding period

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Marriage & Family, Tax & Estate Planning

Businessman loses litigation against kids over gold bars passed on to them

gold bars

A retired Indonesian-Chinese businessman, Mr Soemarto Sulistio, challenged four of his children to return his wife’s 122 gold bars but lost his lawsuit here in the High Court. The story goes something like that. In 1989, Mr Sulistio and his wife Soemiati purchased gold bars using their joint account at the United Overseas Bank in Singapore. At first, the couples kept the gold bars under both their names. But Mr Sulistio, now 87, signed documents to pass possession to his

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Investments

Should you let a robo-adviser dictate how you invest your money?

UOBAM robo-adviser

Several consumer-facing Financial Technology (FinTech) companies, from digital payments to insurance and transfer payments, have arisen to support Singaporeans’ personal finances. You may have heard of robo-adviser companies such as StashAway, Syfe, and AutoWealth that help with investments. What are robo-advisers? To optimise investment portfolios according to the risk profile of the customer, Robo-advisers rely on algorithms. In reaction to market changes, portfolio readjustment is performed automatically. As such, there is little need for active monitoring by the investor with

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Investments

A Singaporean’s Guide to P2P investments with Funding Societies & S$20 cashback up for grabs

What is P2P investment? P2P investments or more commonly known as Peer-to-Peer (P2P) lending is a type of debt-based crowdfunding enabled by digital platforms that connect borrowers with investors without going through a traditional financial intermediary such as a bank. This concept will see investors lending to borrowers (i.e. SMEs) via the platform as a form of investment, and the interest earned from it will be their returns. Despite being a relatively new concept in Singapore, it has grown significantly

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Campaign, Credit & Loan

DBS/POSB offering the highest-ever $300 cashback when you apply for a credit card from 21 Dec 20 – 10 Jan 21

For a limited time only, score the highest-ever S$300 cashback when you apply online for a DBS/POSB Credit Card with promo code ‘FLASH300’– no minimum spend required at all. The clock is ticking on this deal, so don’t miss out and sign up today! Here’s how you can score your S$300 cashback: Apply online for one of the DBS/POSB Credit Cards below using promo code ‘FLASH300’ by 10 Jan 2021 Activate the Card within 30 days from Card Approval Date; and Charge

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