While getting your personal finances sorted out, it’s important to get your foundation right. And one of the most basic things that you’ll need when it comes to managing your money is a savings account, preferably one with a high-interest rate. With so many options available, how do you choose the best one for yourself? Simple. You just use Seedly’s Savings Account Calculator to help you. And best of all, it’s completely free to use! Free? Really Meh? Here at
BY DEFINITION P2P Lending, short for Peer-to-Peer lending, took off in 2005. It sprung due to many companies’ efforts to deviate from the financial institutions that let them borrow money. Borrowing from banks took about two to three years’ worth of records. And, many companies do not have the luxury of time. Instead, they turn to the Internet for help. P2P websites allowed private people from around the world to lend money to various companies. For instance, you can lend
Many Singaporeans think that should accumulate a significant amount of wealth before investing in the stock market. Well, let me prove you wrong! You can start investing with as little as S$100. This seemingly low amount has three investment options. Choose wisely! OPTION #1: REGULAR SHARES SAVINGS (RSS) Regular Shares Savings plans (RSS) are also called monthly investment plans. Your mere S$100 can turn into a stock on the Singapore Exchange (SGX) as long as you commit to it monthly.
OCBC, HSBC and Standard Chartered offer the lowest interest personal loans in Singapore, available exclusively on SingSaver. Editor’s note: Personal loan and bank rates are subject to change. Last updated 7 October 2019. Whether it’s due to an emergency or simple cash flow management, most of us will need a personal loan at some point. Personal loans do get a bad reputation sometimes, but if you understand how to manage cash flow and know how to take advantage of promotional interest rates,
Are you drowning in yesteryear’s debt? You are probably pessimistic about your financial future. Eventually, all these bills may push you to your boiling point. When this happens, a fresh start is essential. Start by being aware of the reasons why your pile of debt exists. Then, do the necessary actions to eliminate it. YOU ARE ADDICTED TO SHOPPING Whether you call it shopping addiction or retail therapy, you simply cannot control your spending habits. It is harmful to associate