Credit & Loan

DBS/POSB is giving away free Apple AirPods when you apply for a credit card

Good vibes & great rewards with DBS/POSB Credit Cards Enjoy AirPods, S$200 cashback or 38,000 miles when you apply online for a DBS/POSB Credit Card! Click here for more details. Step 1: Apply online for a DBS/POSB Credit Card below, between 1 April to 30 June 2020 with one of the promo codes below: DBSAIRPODS for AirPods* with Charging Case (worth S$239) DBS200CASH for S$200 cashback* ALTAF for up to 38,000 miles^ (exclusively for DBS Altitude Card). Click here to

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Credit & Loan

Expenses You Must Never Swipe On Your Credit Card

I have to admit! Credit cards are convenient, especially at this time. However, swiping your plastic card often costs you more money than other payment options. Regular charges from interest rates and annual fees are coupled by hidden surcharges. The latter are transaction-based fees that can add up! You must maximize your savings and use your debit card as much as possible. On that note, here are the expenses that you must avoid charging into your credit cards. #1: EDUCATION

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Credit & Loan

Beginner’s Guide To Credit Cards

DEFINITION Swiping a credit card is the polar opposite of using a debit card. The latter allows you to spend the money that you already have in your checking account. While, the former lets you borrow money from a financial provider. You have to pay an interest at the end of every billing statement. Be forewarned that having a credit card does not equate to having “free” cash around. It only means that you are expected to pay back whatever

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Credit & Loan

Best Personal Loans in Singapore with the Lowest Interest Rates (for 2019)

OCBC, HSBC and Standard Chartered offer the lowest interest personal loans in Singapore, available exclusively on SingSaver. Editor’s note: Personal loan and bank rates are subject to change. Last updated 7 October 2019. Whether it’s due to an emergency or simple cash flow management, most of us will need a personal loan at some point. Personal loans do get a bad reputation sometimes, but if you understand how to manage cash flow and know how to take advantage of promotional interest

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Credit & Loan

4 Reasons Why You’re Stuck In Debt

Are you drowning in yesteryear’s debt? You are probably pessimistic about your financial future. Eventually, all these bills may push you to your boiling point. When this happens, a fresh start is essential. Start by being aware of the reasons why your pile of debt exists. Then, do the necessary actions to eliminate it. YOU ARE ADDICTED TO SHOPPING Whether you call it shopping addiction or retail therapy, you simply cannot control your spending habits. It is harmful to associate

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