Campaign, Credit & Loan

Get a FREE Ergotune Classic Ergonomic Chair (worth S$399) when you apply for HSBC credit cards from now till 31 Jan 23

There’s no better time to sign up for a credit card. From now till 31 February 2022, get a free Ergotune Classic Ergonomic Chair (worth S$399) when you apply for selected HSBC credit cards below. The chair comes with 7 points of adjustment to support your body in the most important places – perfect as you work from home! If you do not need an ergonomic chair, you can also opt to receive a Sony Linkbuds WF-L900 + S$100 Cash

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Credit & Loan

When to avoid getting a loan

a loan pouch

There are times when it’s best to avoid getting a loan. For example, if you know you won’t be able to make your monthly payments or you have poor credit, you might want to consider alternatives to getting a loan. In this article, we will go over the situations when it’s best to avoid getting a loan. Stay on this page. You are already in debt You should avoid getting a loan if you’re already in debt. When you’re already

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Credit & Loan

Should you apply for a credit card? Consider these points first

credit cards in Singapore

So, you’re thinking of applying for a credit card? It’s a decision that should not be taken lightly. Before you fill out that application, take a step back and assess your financial situation. Are you in a good place to handle another monthly bill? Do you have a plan for how you will pay off your credit card balance each month? Can you afford to pay the annual fee? These are just some of the questions you need to ask

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Credit & Loan

Five Things You Need Before Applying for Mortgages in Canada

Getting ready to buy your own home is a rewarding process. Soon, you will have the comfort that investment in your own piece of real estate will provide. However, a less comforting part of the process is applying for mortgage loans. The application process is full of stress about how you will afford your mortgage, if you will get approved, and if you are going with the right lender. You can get preapproved, so you know up-front what you are

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Credit & Loan

Having a Credit Card is Not a License to Spend

Convincing yourself that you are not spending real money is easy when you charge for items on your credit card. Technically, you are correct! You are not spending money, in fact, you are borrowing money. Using your credit card means that you will have to pay the bill eventually. The promise of small minimum payments can entice you into thinking that these purchases are bargains. Unless you pay back the purchase immediately, you will not feel the pain of the

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