Are you in need of quick cash for an emergency? One of the most important factors when considering applying for a personal loan is the interest rate. Whether you’re planning to go for the Standard Chartered CashOne Personal Loan (as low as 3.48% p.a.) or CIMB CashLite (3.5% p.a.), pause for a moment to think it through. Ask yourself these questions before getting a personal loan. #1: Why do you need the money? There are many reasons you may wish
Getting your first credit card is often a liberating experience for many. The idea of having that financial freedom in your wallet and being able to buy almost anything on credit is exciting but sometimes dangerous. Without financial discipline and careful planning, debt can rack up fast. One missed payment can turn into two, and suddenly interest pools up until you’re staring at a balance you can’t imagine paying back. Here are some top tips on how to pay off
Good vibes & great rewards with DBS/POSB Credit Cards Enjoy AirPods, S$200 cashback or 38,000 miles when you apply online for a DBS/POSB Credit Card! Click here for more details. Step 1: Apply online for a DBS/POSB Credit Card below, between 1 April to 30 June 2020 with one of the promo codes below: DBSAIRPODS for AirPods* with Charging Case (worth S$239) DBS200CASH for S$200 cashback* ALTAF for up to 38,000 miles^ (exclusively for DBS Altitude Card). Click here to
I have to admit! Credit cards are convenient, especially at this time. However, swiping your plastic card often costs you more money than other payment options. Regular charges from interest rates and annual fees are coupled by hidden surcharges. The latter are transaction-based fees that can add up! You must maximize your savings and use your debit card as much as possible. On that note, here are the expenses that you must avoid charging into your credit cards. #1: EDUCATION
DEFINITION Swiping a credit card is the polar opposite of using a debit card. The latter allows you to spend the money that you already have in your checking account. While, the former lets you borrow money from a financial provider. You have to pay an interest at the end of every billing statement. Be forewarned that having a credit card does not equate to having “free” cash around. It only means that you are expected to pay back whatever
