1. Visit the nearby grocery while you are hungry. Shopping hungry typically leads to adding unnecessary items to your cart. You will be amazed by the length of your receipt! 2. ATMs are easily accessible in Singapore. So, draw more money that what you actually need. Your S$40 can disappear as quickly as drawing only S$20. 3. Embrace tardiness! Paying the bills late takes you back by a decent amount due to the late fees and surge in interest rates.
If you lack self-control or you are low in willpower, you may constantly catch yourself wondering where your paycheck went. Give these three strategies a sincere shot! You will be glad that you tried. TAKE ONE STEP AT A TIME To understand how willpower works, you must imagine stretching a ribbon for seven days straight. The ribbon will eventually tear. The same principle applies to your willpower – “it loses its strength when you exhaust it”. Willpower affects the way
Oh how exciting is the progressive generation of the Millennials! Scholars defined the beginning of Generation Y as 1977 – 1981 while its end as 2002 – 2008. As you welcome 2017 with open arms, you will be amazed to know that they have more buying power than any other surviving generations. The Millennials’ spending patterns are certainly unique to them. #1: SMARTPHONES Due to the heavy emphasis on economy in the Lion City, it is normal for students to
This is the season to be jolly. Parties, presents, and all the festivities do not come cheap! You can easily be trapped into months worth of debt if you remain careless. This is why you must find a few creative ways to earn extra money. 1. RECYCLE YOUR STUFF Your unwanted pile of trash can turn into treasures thru a single environmentally friendly act – recycling. Some individuals, especially in developing countries, make a living by selling scrap. Do something
Many parents, including my own, are guilty of spoiling their children with affection and attention. They spend money on the things that would make their child happy. Do not get me wrong! This is a normal reaction. However, excessively giving in to these impulses can lead to serious monetary consequences. Awareness is the first step! Repair your spending habits by knowing the “Four Ways To Waste Money As A Parent”: ELECTRONIC ENTERTAINMENT Back when I was a child, coloring books