Personal Finance

Splurges That Turn Out To Be Wise Savings

Having money allows you to live the life you desire to live, if you spend it wisely. You have to weigh whether an item is an essential (need) or a non-essential (want) expense. In some cases, you have to spend more at the moment to save more in the long run. Certain items are worth splurging on to help you earn more money or experiences in the future. Here are just some splurges that are actually wise savings: #1: PURCHASING

Read More...

Personal Finance

Welcome The New Decade With This Financial Mindset

The Financial Mindset is a predetermined set of beliefs about money. Although you cannot verbalize what your mindset is, it still exists. We all have this set of beliefs within us! It is important to note that your financial mindset affects the energy you give off and the energy you receive. With a new decade, it is high time to refresh your finances with your financial resolutions or goals. Laying out your new financial resolutions or goals can help shift

Read More...

Personal Finance

Unhealthy Spending Habits To Kick To The Curb

How you spend your dollar is just as important to your financial health as your decision to save or to pay for debt. Savvy spending habits keep you from overspending on an item or a service. Nobody needs a stack of infomercial items paid for by impulse buying. Spending smartly by kicking your bad habits to the curb allows your dollar to go further. Lead a resolute year by leaving these spending habits in 2019! A better 2020 is up

Read More...

Personal Finance

Debunking The Myths On Frugality

Do you seek to attain financial independence? Well, you may consider taking “frugality” at heart. Frugality is the quality of being thrifty, prudent, or economical in the consumption of consumable resources (e.g., food). This quality is embodies while avoiding waste and extravagance. For people who are mystified by this term, keep reading along. MYTH #1: FRUGAL PEOPLE HAVE NO CHOICE For a fortunate number of people, frugality is a choice. They see frugality as a method to create a strong

Read More...

Personal Finance

How To Finally Stop Spending

Unfortunately waving a wand will not help you to cut down your spending. Instead, here are some practical tips that you may start with! #1: THE 30-DAY RULE When you spot a tempting item from the mall, wait until 30 days before purchasing it. Write it down on a list of pending items. When a month has passed, cross out the items that you are willing to skip on. The only exceptions to this rule are groceries and other fixed

Read More...