Savings

Surefire Ways To Save Money As A First Time Parent

Congratulations on becoming a new parent! Welcoming another human being into this world can change your life in many ways. Most of these changes are for the better. While, some changes are challenges too. I am referring to the hefty price tag attached to child-bearing and child-rearing. You have to spend about S$8,000 to S$18,000 a year for that. You read that right! You will be spending five figures on groceries, clothes, toys, diapers, hospital visits, and daycare. With a

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Career and Enterprising

Surefire Ways To Save Money As A Freelancer

The essential benefits (e.g., health insurance or retirement contributions) indulged by the freelancers are their primary responsibility. It comes along with a variety of other expenses including operating costs. It comes with a variety of problems including late payment from clients. As a result, freelancers must save more money. #1: EMPLOY THE ZERO-BASED BUDGETING SYSTEM Zero-based budgeting entails telling each dollar where it is going to go. Simply put, the money that comes in (net income) minus the money that

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Personal Finance

Surefire Ways To Save Money Aside From Quitting The Lottery

One of the pastimes that my father has passed on to us was betting on the lottery. Whether you are an avid fan of the 4D or TOTO, many people believe that winning these can give them a shot to be a crazy rich Asian overnight. Reality check! That is not the case for many of us. In fact, a recent Facebook post showed that you can earn a significant amount of money by saving your “lottery funds”. Eilin Tan

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Retirement

Countdown To Retirement: The Final 5 Years

One of the most significant transitions in your life is about to begin. In a blink of an eye, you have reached your 60s. Retirement may not be a pressing concern for most of your working life, but it is surely happening soon. The sense of urgency stimulates your awareness. You will begin to pay close attention to insurance commercials and to the company’s retirement benefits. You will go through your CPF savings and analyze whether it is enough. How

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Savings

How To Fool Yourself Into Saving Money

If money could talk, my wallet would be having a farewell party. I am not exaggerating! The weight of the Yuletide Season has been hard on my budget. You see, we are constantly bombarded with flashy sales and social gatherings. The materialistic temptations becomes harder to resist due to the year-end bargains. Not to mention, the convenience of swiping a credit card makes spending easy! Fortunately for you, there are other strategies that you can employ to save money. See

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