Personal Finance

Have a Personal Finance Question but Paiseh to Ask? Why Not Ask on Seedly?

Personal finance is one of those things which was never taught in school but it immediately became apparent how important it is when you start working and have to pay for your own sh*t. It gets worse when your friends start talking about stuff like “qualifying for tax relief by doing voluntary top-ups to SA” and discussing hacks to “maximise miles accrual and cashback rebates” by using different credit cards to pay for their monthly bills. After a while, it

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Career and Enterprising

Financial Benefits Of Having A Second Job

For the longest time, moonlighting was seen as a means to take on extra work in order to supplement one’s full-time employment. It was exclusively for underpaid employees or those who are severely strapped for cash. Nowadays, moonlighting and having a second job are seen as acceptable means to expand one’s income without the weight of stereotypes. Having a second job does not only expand your wallet, but also maximize your skills and talents. Many employers are open to the

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Credit & Loan

4 Reasons Why You’re Stuck In Debt

Are you drowning in yesteryear’s debt? You are probably pessimistic about your financial future. Eventually, all these bills may push you to your boiling point. When this happens, a fresh start is essential. Start by being aware of the reasons why your pile of debt exists. Then, do the necessary actions to eliminate it. YOU ARE ADDICTED TO SHOPPING Whether you call it shopping addiction or retail therapy, you simply cannot control your spending habits. It is harmful to associate

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Personal Finance

Foolish Things People Do With Their Money

We have all made mistakes in the past, especially when it comes to money and relationships. While some are knowingly reckless, others are less obvious. That being said, here are some foolish things that people do with their own money. Awareness is the key to change! BEING OVERLY CONSERVATIVE WITH ONE’S INVESTMENTS Whether you are terrified to max out your savings or to dive into uncharted territories, Millennials are not investing hugely in the stock market. Consider your risk tolerance

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Lifestyle

How To Spot Fake Rich People In Singapore

Trying to spot whether a person is fake rich or not is much like asking whether a bag came from a real designer or not. You can never fully answer the question unless you take a close look at it. It is challenging to judge whether someone is an average Singaporean or a wealthy one because there are many fake rich people that can look as realistic as the authentic ones. On that note, here are four tips to help

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