Personal Finance

Financial Planning In The Wake Of COVID-19

Financial planning has never been an easy task, but the pandemic has made it even more difficult. Finance professionals are used to consistency and accuracy. They are not trained to plan for unclear economic conditions. No one is! The five-year plan that we are supposed to send to our supervisors is now completely out of the window. How can you plan for your finances, if you do not know what is going to happen in the future? #1: HAVE A

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Personal Finance

Telltale Signs That You’re Financially Unstable

Your sense of stability will be at its peak at the age of 40. During this phase, you will get more control on your finances and your family plans. You may prioritize your child’s education and sustain the needs of 3 people in your household. On the flip-side, being financially stable in your 20s is a rare sight! It is terrifying to navigate through the adult world while being confused with will happen next. Sometimes, you think you have plenty

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Personal Finance

Creating A Budget During Extraordinary Times

With non-essential establishments on closure and the economic crisis we are under, how can you employ a system to arrange your cash-flow better? The answer is strict BUDGETING. A budget estimates your revenue and expenses over a period of time. By listing your sources of income beside your monthly expenditures, you will get an idea on where your money goes. This way, you can make smart financial choices and prioritize your obligations to reach your financial goals. Creating a budget

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Personal Finance

The One Thing to Do Today If You’re Tired of Being Bad With Money

Do you look at your bank account at the end of the month and wonder where all your money went? Are you tired of having to deal with banking, choosing a debit card or credit card to use, investments, paying your utilities and bills, getting sufficient insurance, settling your loans and more? (Man… I got tired just typing this list out.) In fact, does sorting out your personal finances stress you out so much because you don’t know where to

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Personal Finance

4 COVID-19 News Headlines Worth Reading

From receiving up to S$600 worth of Solidarity Budget to closing down of Changi Airport Terminal 2, here are some of the COVID-19 news headlines that will greatly affect your lifestyle and your budget. 1. “Solidarity Budget: All adult S’poreans to receive extra one-off cash payment of S$300, taking total to at least S$600” Deputy Prime Minister Heng Swee Keat announced yesterday (April 6) that all Singaporeans above the age of 21 will receive a one-off cash payment of S$600

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