Personal Finance

3 Top-Rated Budgeting Apps For Apple Users

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As our finances are affected from spending more time indoors, budgeting for the coming months might reduce a degree of uncertainty. Read this list to discover the top-rated budgeting applications of iOS users. Having a budgeting app will help you stay on top of your finances to reach your goals.


a. Knows what is in your pocket
b. Gets valuable insights on your spending habits
c. Tracks and lowers your bills
d. Identifies unwanted subscriptions
e. Helps you set and reach your goals
f. Establishes your debt payoff plan

PocketGuard is one of the simplest apps that does an excellent job of tracking your bills, income, and savings throughout the month. It stores your financial account in one place to help you manage your spending. Moreover, it analyzes your bills to look for ways to potentially save money.

This app is helps you manage your cash flow by projecting your expenditures in the near future and accounting for your expected income. PocketGuard offers apps for your iOS devices including your Apple Watch. It also has a desktop version.

Available here.

#2: MINT

a. Free app
b. Has an investment tracking system
c. Offers TransUnion credit scores
d. Gives payment reminders to avoid late fees
e. Lets you sync your financial accounts within the app
f. Showcases monthly bill tracking system

Mint is one of the most popular financial apps in the market for both Android and iOS users. It stands out for a variety of reasons. Firstly, it is a free app that can help anyone looking that aims to improve their spending habits. The app is free, but you will be able to see product advertisements.

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Secondly, Mint lets you sync your financial accounts within the app or manually add the transactions. This will enable you to keep track of your spending daily. Moreover, it has a monthly bill tracking system that includes payment reminders to avoid late fees. It also offers the ability to view your investments and check portfolio fees.

Available here.


a. Check envelope balances
b. Has an expense tracking system
c. Uses the proven envelope budgeting method
d. Tracks your bank balances
e. Enables debt management and payment
f. Allows scheduling of transactions
g. Ad-free with the inclusion of 10 envelopes for free

Previously known as the Easy Envelope Budget Aid, the Goodbudget uses the traditional envelope budgeting method on a digital platform. It is an effortless way for users to view their budgeting categories across their devices in real-time. It also has some unique features that can help couples to save money for long-term goals such as purchasing a car or going on a vacation. While it is a useful app for couples, it is equally efficient for single users.

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You can add money to your digital envelopes and label them accordingly. Once the money is allocated, it is easy to see how much income you have left. Users can stay within their means and avoid overspending. The basic features are free and allows up to ten envelopes.

Available here.


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