Personal Finance

Unhealthy Spending Habits To Kick To The Curb

How you spend your dollar is just as important to your financial health as your decision to save or to pay for debt. Savvy spending habits keep you from overspending on an item or a service. Nobody needs a stack of infomercial items paid for by impulse buying. Spending smartly by kicking your bad habits to the curb allows your dollar to go further. Lead a resolute year by leaving these spending habits in 2019! A better 2020 is up

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Personal Finance

6 Helpful Tips To Put A Halt On Impulsive Purchases

As you dig thru the pile of the items that you regret purchasing, you realize that you have one recurring problem. You keep on engaging on impulse purchases! Your credit cards do not seem to help you either. Instead, it invites you to shop more as if it calls out your name. How can you reduce this tendency to shop without forethought? Well, start by planning ahead. #1: IT PAYS TO PLAN AHEAD When it comes to eliminating your unwanted

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Personal Finance

To All The Money You’ve Wasted Before

On a positive note, you have started the month with the best intentions at heart. You intend to save money by buying what you actually need and by steering away from from temptation. You have created a seemingly robust plan to watch your spending habits. However, things do not seem to work despite your unwavering efforts. Do not beat yourself up! This happens to many of us. Taking control of your finances starts with understanding your triggers. Why are your

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Personal Finance

Where Did All Your Money Go?

“Where did all my money go?”, a friend of mine shouted in an open space. Let us face it! People usually do not realize how much they are spending. You may not have a lavish lifestyle but, you seem to run out of money. Why is this so? If you want to uncover the answer, tracking your spending comes in handy! Reach clarity by understanding how you manage your money. This step will help you to fully take control of

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Lifestyle & Hobbies

3 Brain Traps That Make You Spend More

Our brains are hugely interesting yet highly complex. Although it may seem like you have everything under your conscious control, your unconscious mind can play some tricks on you. It may trap your judgment with errors called cognitive biases. Cognitive biases are flaws caused by memory, statistical, and attribution errors. Understanding and recognizing these biases in yourself is useful when managing or spending money. Awareness of these biases is the first step! 1. STATUS QUO BIAS As I was looking

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