Earn 4.2% p.a. on your first S$20k with this new fintech app

Introducing Chocolate Finance, the innovative solution for your spare cash that offers impressive returns without the hassle.

With an enticing 4.2% p.a. return on your first S$20,000 and a target 3.5% p.a. on any amount thereafter, it’s the perfect place to grow your savings.

Here’s why Chocolate Finance stands out:

  1. No Complicated Requirements: Forget about jumping through hoops. Chocolate Finance has no minimum or maximum balance requirements and no lock-in periods. It’s designed to be as simple and user-friendly as possible.
  2. Daily Return Updates: Stay informed and in control with daily updates on your returns. Check your progress every day right in the app.
  3. Flexible Withdrawals: Need your money? No problem. Withdraw any amount, anytime, without any charges or penalties, thanks to their FAST bank transfer option.
  4. Effortless Sign-Up: Getting started is a breeze. Simply sign up using Singpass MyInfo in a few quick steps, then add funds to your account.
  5. No Fees Until You Profit: They believe in earning only when you do. Chocolate Finance takes zero fees until you achieve the target returns, aligning their success with yours.
  6. Guaranteed Returns During the Qualifying Period: They’re committed to delivering on their promises. If they don’t meet the target 4.2% p.a. return for your first S$20k, they’ll top up the difference until 31st December 2024, ensuring you receive the target return during the Qualifying Period.
  7. Top-Notch Security: Your security is their priority. Chocolate Finance employs robust measures to keep your account safe and is licensed by the Monetary Authority of Singapore (CMS101452).

How to Get Started

Opening an account with Chocolate Finance is completely free. Simply download the Chocolate Finance app, sign up with Singpass MyInfo, and start growing your savings today.

Important Information

Chocolate Finance is a brand of Chocfin Pte Ltd (UEN 202347190R). Chocfin Pte Ltd is licensed by the Monetary Authority of Singapore to perform fund management activities. Please note that all investments involve risk, and the 4.2% return is currently supported by a promotional ‘Top-Up Programme’, valid during the Qualifying Period and subject to terms and conditions. This does not guarantee future returns or capital.


This advertisement was prepared without considering your specific investment objectives, financial situation, or tax needs and does not constitute financial advice. Before applying, carefully consider whether this product or service is suitable for you. This advertisement has not been reviewed by the Monetary Authority of Singapore. We may receive an affiliate/referral fee when you sign up for services/products on this site.

For more information, visit Chocolate Finance. Privacy policy, terms, and conditions are available within the app.

Download the Chocolate Finance app today and start making your spare cash work harder for you.

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