I’ll splurge today and save tomorrow. Sounds familiar? But having the mindset of doing things “later” almost always turns into “never.” And if that’s you, this post is for you. Automate savings I don’t automate savings because I don’t see the need to. But those with a fixed paycheck and on rather fixed pay dates may find it useful. For instance, DBS has this eMySavings Account which promises “higher interest when you save more each month.” You can save any
Managing your finances as a single man or woman has both its advantages and disadvantages. As such, you have the freedom to choose how you intend to save or spend. On the other hand, married individuals have the safety net of a second income. The benefit of managing your money when you are single is freedom. There is no one else to check in if you want to spend your Christmas bonus on a trip to Europe. Complete freedom cannot
Perfecting your grocery budget can help you make serious contributions to your savings. Best of all? Saving on groceries does not have to mean skipping on delicious meals or depriving yourselves of quality produce. Read the following backs before you complete your grocery shopping trip. #1: BRING A SHOPPING LIST Whether you want to write down your grocery list on a piece of paper or bring a portable list through a mobile app, you can save time and money by
Saving money as a teenager is challenging, especially when your social media is constantly flooded with #OOTD posts. Online shopping is so tempting! Your peers may influence your spending habits too. It is important to note that while saving money is hard, it is not impossible! WIDEN YOUR KNOWLEDGE They say that knowledge is power. This age-old statement highlights the importance of handling your own money smartly to make less financial mistakes. Educate yourself by purchasing books on financial literacy,
I have to be honest! Since the Circuit Breaker (CB) period started, I have been purchasing essentials (such as sanitary napkin and coffee) and non-essentials (such as make-up and jade roller) online. Online shopping prevents me from being exposed to the possible dangers of the coronavirus. However, I felt that its convenience can trap me. I had to become more aware of my spending patterns. I gave myself a maximum limit of twice a month to purchase my needs and
