Investments

Nightmare Is The Forecast Of Singapore’s Dividend Growth

According to Markit Ltd., Singapore’s 2016 dividend growth forecast is among the worst. On the other hand, the South Korea’s dividend growth forecast is among the best in the Asia-Pacific region. This is with the exclusion of countries such as Australia and Indonesia as they are foreseen to cut payouts. For those of you who are less knowledgeable about the stock market, a dividend is the payout or the distribution of the company’s earnings to its stakeholders. These are issued

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Credit & Loan

How rewards could be the cash card for the financial services industry

Credit Card Rewards

Loyalty That Counts James Berry, e-Commerce Director from Collinson Latitude explains how for banks and credit card providers, it’s time to make rewards add up, or risk losing out. Consumers are keener than ever to shop around for a good deal when it comes to their finances, you just need to look at the rise of personal finance sites like Money Digest to see that. Armed with smartphones and 4G, they compare everything from the cheapest travel insurance to the

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Credit & Loan

Should You Borrow Money From The Bank Or Licensed Money Lenders?

Believe it or not, the bank often lends its money to people who are stable enough that they would not need to borrow the money anymore. This is why some Singaporeans turn to alternative ways of acquiring money including Licensed Money Lenders. Now, before you borrow money from any of these options, you must know their differences first. BANKS Loaning money from the bank guarantees that there would be future repayment of the principal amount and its interest. A loan

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Credit & Loan

Personal Loan 101: Golden Information You Should Know

Like a kid in a candy store, consumers have various loans to choose from. From education loan to home loan, we shall look at personal loan through a microscope. Personal loans are used for family emergencies, home furnishings, or consolidating other debts. These loans are often short-term. 1. APPLICATION PROCESS You will be asked to complete a loan application that may include: your name, NRIC, date of birth, address, current and previous employers, length of employment, occupation, sources of income,

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