Insurance

Your Concise Guide to Insurance Terms

Represented by a policy, insurance is a contract in which an individual or entity receives reimbursement or financial protection against losses. It is a cushion against the risk of financial losses that may result from the damage to the insured property or injury caused to a third party. The company pools clients’ risks to make payments more affordable for the insured. That being said, here are some terms that you must familiarize yourself with. 1. ACCIDENT An accident is an

Read More...

Lifestyle

How to Save Money on Healthcare in Singapore

When it comes to healthcare costs, we are wired to believe that things cost the way they do. If you have an insurance provider, chances are, you are paying a premium on a regular basis. If you are uninsured, you might be avoiding visits to the nearby clinic or hospital. You can still save money on healthcare! To get the most value for your dollar, follow these money-saving tips. #1: PRACTICE PREVENTIVE CARE Do not get sick! One of the

Read More...

Insurance

Consideration of Car Insurance When You Need One

Unlike practically everything else in the world (even vehicles!) where it’s quite straightforward to comparison-shop for the cheapest costs, car insurance is a hard one since pricing for premiums are provided on a case-by-case basis. On top of that, not every insurance would divulge their costs easily or offer you a price online. When it comes time to renew or get auto insurance, it makes perfect sense to use free internet resources to compare rates. In Singapore, How Much Does

Read More...

Personal Finance

6 Savvy Financial Tips for Young Adults

Managing finances can be challenging, especially when you are navigating through different conflicts such as budgeting with an entry-level salary or carrying a hefty student loan debt. Focusing on the fundamental financial strategies will enable you to strengthen your financial position. Work towards achieving your goals and financial success with these savvy tips. #1: ESTABLISH YOUR EMERGENCY FUND The importance of building an emergency fund has been the subject of many financial articles. After all, it is one of the

Read More...

Personal Finance

6 Money Lessons To Avoid Being Broke

Nobody ever wakes up one morning and thinks, “I want to be broke.” A hefty loan here, a bad investment there, and a long credit card statement later – you have no idea how you landed in this state. You are living paycheck to paycheck without savings intact. What can you do to turn the tide? Start by reading this article and applying these lessons into your life. #1: THE POWER OF SETTING CLEAR FINANCIAL GOALS Goals mark your direction

Read More...