9 Budget-Friendly Ways To Look Younger And Beautiful

1. MAINTAIN A GOOD POSTURE

People who stand up straight would convey a figure that looks more attractive and smarter. Also, research show that it facilitates breathing, increases happiness, and improves concentration. Give it a try. It is a free boost anyway.

2. GET A LONG SIDE-SWEPT FRINGE

If you are ever going to get a haircut, ask your stylist for long side-swept bangs to cover any obvious wrinkles in your forehead.

3. CUT YOUR NAILS INTO SQUARE-OVALS

Square tips with rounded edges tend to look more youthful and clean. Cut your nails straight across then smooth the corners round with a nail file.

4. HAVE A FREE EYE-LIFT

Curl your lashes and finish it with mascara. Curly and thick looking lashes give you an instant eye-lift that makes you seem alert and younger. For best results, wash your curler with hot water or blow-dry it for at least three seconds before using it.

5. SWITCH TO CREAM

Face powder can produce fine lines and lifeless look. So, switch to BB or CC cream instead. It will give a natural radiance to your glowing skin.

6. GO FOR BERRY LIPS

Go for a color that softens your lips by being not too nude, sheer, and bright. A berry hue is just right. Also, it is universally flattering for all skin complexions. Try Clinique’s Berry Blush Butter Shine Lipstick for S$16 or Broadest Berry Chubby Stick Lip Balm for S$17.

7. TRY MIXING IT UP

Pair two solid color or two patterned clothing together to give a bold and youthful statement. For example you may pair a floral skirt print with a striped blouse.

8. WEAR CLOTHING ARTICLES THAT FIT

My mother is one of the women who buy one size larger so that the clothing is more comfortable but it is less flattering. Whether something is too tight or too loose, the result remains constant: looking larger that you really are. So, shop and wear clothes that fit you well.

9. RENEW YOUR EYEWEAR 

Image Credits: Ansel Edwards via Flickr

Image Credits: Ansel Edwards via Flickr

If you do not want to wear contact lenses, a new color of frame shape will take years off your face. A frame shape that you may try is the modern take on the cat-eye. The upward tilt has a lifting effect. For the colors of the frame, warm hues exude youthfulness.

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How To Teach Your Kids (Aged 3-10) To Be Financially Responsible

Aged 3-5

1. PEOPLE MAKE MONEY BY WORKING

Describe your job to your children. You may even bring them along one in your workplace and give them a tour. Then, introduce this video of a farmer that gets paid for supplying milk. This short video explains the concept of money to children in a simple and animated manner.

2. MONEY IS NEEDED TO PURCHASE THINGS

Like the farmer in the video, he needed money to buy what he wanted. Help your child understand the concept of being able to buy things by identifying items that cost money (e.g., house, car, table, or iPhone) and those that are free (e.g., hugs and kisses from Daddy).

3. THERE IS A DIFFERENCE BETWEEN NEEDS AND WANTS.

When you are shopping with your kid, highlight what are the essentials such as vegetables and fruits. Then, let your him pick the items that are considered as wants.

Tell your child that an individual must wait before buying something he/she wants. Make him realize this by putting money into two jars: 1 for savings, 1 for spending. Ask him to save a dollar of his allowance for savings and a dollar for spending every week.

Aged 6-10

4. IT IS GOOD TO COMPARE PRICES.

Teach your child how to look around the shops first before buying anything in order to get the best deal. In spending money, choices must be made. So, include your child in small decisions to increase their awareness.

5. THERE ARE DANGERS IN SHARING PERSONAL INFORMATION ONLINE.

Discuss to your child how dangerous and costly it is to enter personal information (e.g., address or bank account details) online because someone may steal it. Encourage purchasing online only when you are beside them.

6. INTRODUCE BANKING AND INTEREST.

Describe how the banking and interest works. Savings account will protect your child’s savings and it will also generate more money due to interest. You may open a junior bank account that you supervise. Let your child watch this video to understand the concept better:

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5 Times Drugstores Take Your Money

If you enter a drugstore to buy a shampoo and a toothpaste but end up buying S$50 worth of nail polish, buy 1 get 1 offer of contact lens solution, and holiday decors along with your needs…keep in mind that you are not alone. Most drugstores employ sneaky and clever ways to entice you with their products that are rather unnecessary.

So, be a savvy shopper by educating yourself with the 5 Times Drugstores Take Your Money through clever strategies

1. HUGE WINDOW DISPLAY

As you walk in the wall you see a flashy window display of a fever medicine and you immediately rushed in since that is what you needed and you thought that they are having a special offer on it. Not so fast! A special window display does not necessarily mean that the product is a good deal.

2. ENTICING ENTRANCE

The seasonal items such as Christmas balls for Christmas season or artificial flowers for Valentine’s Day are presented to entice the shoppers in the entrance. Even if you did not come to buy these holiday decors, you get excited because of the claimed price drops at that moment.

3. ALLURING AUTHORITIES

Some sales representative are dawned in special uniforms or even lab coats to entice you with sweet-swelling shampoos or dermatologically tested cosmetics that you did not come to buy. So, if you are there to buy sunscreen, dandruff or hair growth shampoo then go directly to the respective aisle and buy the less expensive brand, which usually contain the special active ingredient.

4. SHELF GAMES

Drugstores place complementing products together so you end up buying not just the duster refills but also new sweeper handles and other attachments. To avoid this, focus on the shelf cards and look for the special deals or the special rebate items.

5. FAR PHARMACY

Drugstores are usually designed to encourage consumers to walk in a circular layout where the “must-haves” are tempting you along the way. And the highly needed pharmacy is located the far end.

Image Credits: Mike Mozart via Flickr

Image Credits: Mike Mozart via Flickr

So, head straight to what is on the list and stick to it. You can also leave your credit card at home and bring only the certain amount of cash that is sufficient.

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Savour 2015: Why You Should Visit Singapore’s Largest Gourmet Festival

Savour Singapore

Foodies and gastronomes, it’s time to gather for Singapore’s largest gourmet festival.

Savour 2015 is back and this time it will be held at the F1 Pit Building on 26 – 29 March 2015.

If you don’t know what Savour is, you would have missed out 3 years of gastronomical extravaganza held yearly since 2012!

Don’t fret, because you ain’t going to miss the upcoming one after knowing what’s lined up for you.

Meet the Celebrity Chefs

With award winning celebrity chefs from around the World, it’s a great opportunity to get up close and meet these culinary icons in person.

  • Meet Alvin Leung, ‘The Demon Chef‘, who holds a three Michelin stars at his restaurant Bo Innovation in Hong Kong and also the creator of ‘X-Treme Chinese’ cuisines.
  • Next on the line-up is award winning chef Luke Burgess from Australia, who has had a stint in one of the best restaurant in the world, Noma and has since founded Garagistes as one of the best restaurant in Hobart, Australia.
  • Chef Henrik from Kiin Kiin is back and it is the only Thai restaurant in the world with a Michelin Star.
  • Don’t miss out Singapore-based Celebrity Chef Andre Chiang, who opened up Restaurant Andre near Cantonment Road. Restaurant Andre has many accolades under its belt –  being ranked #5 in the top 50 restaurants in Asia in 2014 and the San Pellegrino Best Restaurant in Singapore. Chef Andre’s uses his octaphilosophy to serve up his intepretation of artisanal culinary creations.

There are many other big name chefs for Savour 2015 and more are added as the date draws nearer. Check out who they are, their stories and menus for the event here: http://www.savour.sg/#!meet-the-chefs/c1gnh

Be your own Master Chef

Savour 2014 Celebrity Chefs

(Image credit: gourmetadventures.net)

Here’s your chance to become your own Master Chef. Get your hands dirty and show your culinary skills by participating in the workshop.

There are many classes and workshops held throughout the 4 days.

  • Celebrity Chef Auditorium – Sit in to the Masterclass by the Celebrity Chefs
  • Cooking Studio – Get your hands dirty and learn how to make macarons, liquid nitrogen ice-cream and Peranakan cuisines
  • Wine Theatre – Learn the different type of wines in the World
  • Jasons Kitchen – Get educated with lessons on different type of Oysters, Meats and how to cook $10 dinner

It’s a good opportunity to not only taste mouth-watering food, but also enrich yourself and learn the ropes from the connoisseurs.

Wine & Cheese Tasting

The event will last 4 days and you not only get to try tasty food, you get to taste more than 100 different label wines and over 50 sake labels from Japan.

What about some cheese or Truffle cheese to go along? Visit the Cheese Room to try out different kind of cheese served with fruits condiments, crackers and nuts.

There’s no better time to spend your evening by relaxing in the alfresco setting with good food and a glass of wine.

Savour Alfresco

(Image credit: memoirsoffood.blogspot.com)

Shop around the Gourmet Market

Fill up your belly with gourmet sausages and grilled meats. If that’s not enough, how about popping 20 different kind of oysters into your mouth from over 8 countries sounds?

For those that want something sweet after tantalizing your taste buds, don’t miss out the white strawberries airflown from Japan. (One of the most expensive strawberry in the world)

White Strawberries

If you are bringing your kids, i’m sure they would want to try out the different kind of momolato icey popsicles!

Momolato popsicles

There will be a range of seafood for you to purchase at the Gourmet Market. Look out for the Croatia’s Kornatska Hama, an organic stonebass with a sweet and firm texture.

Gourmet meat and sausages for your purchase.

Savour Market 1

(Image credit: http://poachedmag.com)

Who knows? You might be able to spot some celebrities at the event!

Spend your Savour Dollars at the Gourmet Village

Here are some pictures for Savour 2013. Expect to be pampered by a wide choice of food from all around the world.

Savour 2013

The Tasting Room at Le Quartier Francais, South Africa (Image credit: http://the4moose.blogspot.sg)

Meat lovers will love these beef ribs and lamb racks by Stellar Grill.

Stellar Grill

Stellar Grill (Image credit: http://the4moose.blogspot.sg/)

I’d be eager to try out the chendol xiao long bao by Chef Han Liguang from Labyrinth restaurant who is also making an appearance for this year event.

Savour 2

(Image credit: gninethree.com)

Try out this fusion sashimi dish created by Mikuni in Savour 2013.

Mikuni Truffle Kampachi

Truffle Kampachi by Mikuni (Image credit: http://www.beatricetan.com)

Menu for Savour 2015 will be released soon. Check back at http://www.savour.sg for more updates in weeks to come.

Purchase your ticket now

Available on www.savour.sg, SISTIC & APACTix

  • 26th March 2015, Thursday, Dinner at $65 + $4 fees
  • 27th March 2015, Friday, Dinner at $65 + $4 fees
  • 28th March 2015, Saturday, Lunch at $60 + $4 fees
  • 28th March 2015, Saturday, Dinner at $65 + $4 fees
  • 29th March 2015, Saturday, Lunch at $60 + $4 fees
  • 29th March 2015, Saturday, Dinner at $65 + $4 fees

Each ticket comes with 30 SAVOUR Dollars for you to spend on yummy food.

It may seems a little pricey for a meal, but this could be your only chance to tuck into these savoury food by gourmet and Michelin starred restaurants – not just one but a wide range of well established names eager to satiate you and your taste buds in this 4 days event.

A visit to Savour 2015 is definitely well worth your time and money spent. Make your calories count.

P.S: Over here at Money Digest, we aim to keep you updated on deals and events too good to be missed, making sure that it is worth every dollar.

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Clear These Hoarded Items To Save Money, Space, And Effort

Start your year with a clean slate by tossing out, repurposing, or donating these 5 hoarded items that are scattered all over your house…

1. OLD GREETING CARDS

One of the common things that people hoard are greeting cards because of its sentimental value. You may keep the special or handmade greeting cards given to your by your family and friends as long as they hold a significance.

But toss the cards that are for novelty, company greeting cards, or those who are given to you by people whom you barely know. It is nice to cherish these cards during the season but once the holiday is over, all these cards do is just create a stack of clutter.

2. CONTAINERS WITHOUT A LID OR VICE VERSA

When you store your leftovers, you will realize that some plastic containers do not have a lid while other lids do not have containers. Save your effort of trying to find these missing parts by tossing the extra pieces. Another thing that you can do is to use big containers as a place to store your make-up or remote control. This way, you do not have to buy a new organizer.

3. CARTON OF CORDS AND CABLES

Every house has a carton of cords filled with extra cords that are perceived to be useful in the near future. Guess what? They never are. Cords and cables get obsolete as technology advances so, toss everything to the garbage bin. Label your current cords and cables by putting placing a masking tape so that you can easily find what you are looking for.

4. OLD AND MIS-MATCHED CLOTHING

Arrange your closet and search for old t-shirts and mis-matched clothing. Toss your mis-matched socks because you do not have any use for it. While, your old t-shirts can be used as rags. But, if it is still in good condition, donate it for charity.

5. FREE MUGS, CUPS, AND WATER BOTTLES

Who can resist something that is free? You probably got one to many free company mugs or water bottle freebies from your rewards card. These things only stack up so, unless it fits your home decoration and you actually use it, sell everything online.

Image Credits: Tomi Tapio K via Flickr

Image Credits: Tomi Tapio K via Flickr

Go to Gumtree, eBay, and Carousell to sell your mugs, cups, and water bottles that you have not used. By doing so, you did not only save space but you also made money.

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