Why I Bought My Monopod Selfie Stick from GearBest

Forget Sim Lim Square. Gone were the days where we purchase our electronics and IT gadgets from the brick and mortar stores. With the advent of online stores such as Lazada and Qoo10, we can simply purchase our electronic products at the comfort of our home without worrying about being the next victim in tourist traps.

GearBest is the latest online store that specialize in gadgets and electronics. With unbeatable shopping experience, prompt shipping and exceptional customer service that exceeds expectations, you would basically find everything that you need from mobile phone accessories to computers and smart watches.

We look a look at some of the products that are available on their online stores and we came across the Original Xiaomi Bluetooth Wireless RC Self Timer Stretch Camera Monopod with Rotating Clip Stand, that is retailing at $13.08. That is after a 55% discount on the original retail price. It comes with free shipping to Singapore and they usually ships within 3 – 5 working days. It also has a Q&A and reviews system where you can interact with the seller to find out more about the products. This improves the overall shopping experience.

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The Bluetooth function is compatible with the latest iPhone 6S / 6 Plus and even Samsung Note 5 and S6 Edge. You can find this on Gearbest with free shipping.

That is not all. You can find daily flash sale on their accessories. These are hot selling products can be found on Gearbest.com, where you can find the latest design on mobile phone covers, charging cable and the latest smart phones. With up to 82% off, you don’t want to miss the daily flash sale with items going from as low as $0.60 with free shipping.

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What are you waiting for? Shop for the latest electronics and gadgets at GearBest.com and save with the affordable price!

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TCC: 1-for-1 Frappe fr 3pm – 4pm (18 Sept 2015)

TCC Frappe

FLASH DEAL.

TCC – The Connoisseur Concerto will be having a 1-for-1 frappe today (18 Sept) from 3pm – 4pm.

Simply visit any TCC boutique and flash their Facebook’s post below to enjoy the offer.

The deal is gone in 60 minutes so… READY, GET SET, GO!

FLASH DEAL #1: Get 1-for-1 on all frappés! Simply flash this post at any tcc boutique from 3 – 4 pm to enjoy. The deal is gone in 60 minutes so… READY, GET SET, GO!

Posted by TCC – The Connoisseur Concerto on Thursday, September 17, 2015

Store locator, click here.

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6 Useful Reminders From Benjamin Graham

I have been reading Intelligent Investor by Benjamin Graham, as many of you have as well. Very often when we read something, we forget them if we do not take down notes. I found these 6 Principles from Benjamin Graham extremely applicable and timeless, thus the sharing!

1) Not just a ticker symbol

“A stock is not just a ticker symbol, it is an ownership interest in an actual business, with an underlying value that does not depend on its share price.”

Especially for traders, this would serve as a good reminder that it’s not just a symbol (eg. APPL, BABA, GOOG). Every listing on the stock exchange is a business and it has an underlying value to it. (Balance Sheet, Income Statements, etc.) I used to be an active trader and I too fell prey to this point. It didn’t matter to me what company it was, because my mindset was to grab my profits and run. What happens if your Technical Analysis was wrong and you lose instead of profiting then? While it works for some, it’s definitely not the best way to start out your investment journey because more often than not, you lose from capital loss and commissions unless you have a trade plan in place, and deep pockets for learning.

2) The market is a pendulum

“The market is a pendulum that forever swings between unsustainable optimism and unjustified pessimism. The Intelligent Investor is a realist who sells to optimists and buys from pessimists.”

Mr. Market will present to you the same stock at different prices. It’s up to you to selectively pick at what price you want to buy it at. If you knew the value of the stock was around $5, would you pay $10 for it or $1 for it? The price you buy it at typically reflects the amount of patience you have. You’ll never know how low a stock can go or how high it can get but if there’s something you can be somewhat certain. The fair value of the company. Use it to your advantage, as a benchmark to compare against the price you are paying! Is it justifiable?

3) Price is what you pay, value is what you get

“The future value of every investment is a function of its present price. The higher the price you pay, the lower your return will be.”

If you decide to sell a stock at $10 no matter what price you buy it at, your entry price will determine your return. If you bought at $1, your returns would be 1000%. If you bought it at $5, your returns will be 100%. Mr. Market doesn’t care at what price you buy his stocks, so buy it cheaply! Buy it below the true worth, and he still doesn’t even care! So don’t feel bad to buy a stock at a huge discount!

4) The one risk you can’t eliminate

“No matter how careful you are, the one risk no investor can ever eliminate is the risk of being wrong.”

Even the greatest investor himself, Warren Buffett, made mistakes. What makes you think you won’t? If you can’t eliminate the risk, mitigate it! Only by insisting on ‘margin of safety’, no matter how exciting an investment may be, can you reduce the damage of your error. Say you bought a stock at $0.60 thinking it was worth $1, but in fact it’s only worth $0.80 (40% margin of safety in this case). Even if you were wrong, when it goes to $0.80 you’ll still profit. Assume you bought at $1, and market decides to be perfectly efficient at it’s pricing, reflecting it’s true value of $0.80, you’ll be facing with a 20% loss.

5) Be a critical thinker

“Become a critical thinker who takes no Wall Street ‘facts’ by faith, and invest with patient confidence, you can take steady advantage of even the worst bear markets.”

The secret to your financial success is inside yourself. Don’t simply accept what is presented to you, spend the time to dig into the figures, to test the ‘facts’. Don’t be too gullible and take everything with a pinch of salt! Engage in your own study despite being bombarded with ‘facts’ or hot tips.

6) See what others can’t

“Obvious prospects for physical growth in a business do not translate into obvious profits for investors.”

While it seems easy to foresee which industry will grow the fastest, that foresight has no real value if most of the other investors are already expecting the same thing! The growth would have been priced in before the news is out! Therefore, it’s not simply choosing a growing industry. Can you see it before the majority sees it? (Think contrarian) It’s usually easier to find these industries when you approach the industries with a contrarian thinking, loving an industry that everyone seems to dislike. With patience, it could pay off handsomely because of the sell off!

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Bedok Point: Weekday Lunch Deals at $9.50 (16 Jul – 7 Aug 2015)

If you happen to around the East area, come on down to Bedok Point when hunger pang sets in during lunch hours.

From 16 July to 10 August 2015, you can enjoy special weekday lunch deals at only $9.50 from participating outlets.

There are some attractive dining options and it includes the following:

  • Ajisen Ramen ^: 1 Cha Shu Ramen + 4 pc Crispy Gyoza + Houji Tea/Ice Lemon Tea (U.P $14.90++)
  • Suki-Ya ^: Shabu Shabu Lunch Buffet (U.P $18.90++)
  • Thai Boat Noodle ^: Value Set Lunch (U.P $14.80++)
  • Gong Cha +: Buy 2 Get 1 Free House Specials
  • The Manhattan Fish Market ^: Mediterranean Baked Fish + Soup Of The Day Lite + 1 Coke (U.P $23.65++)
  • Chicken HotPot ^: Dinosaur Ribs Pot (U.P $16.80++)
  • Ssiksin Korean BBQ ^: Value Lunch Buffet (U.P $14.90++)
  • Hei Sushi ^: Zarigani Ramen Set Meal (U.P $18.88++)
  • Gobi Dessert +: Free 2 Gobi Dessert Cakes with min $68 spending at Chicken HotPot (worth $10)

Bedok Point

Terms & Conditions

Terms and conditions apply. Valid at Bedok Point from 16 July – 7 August 2015 exclude Public Holiday. Valid for weekday lunch only from 11.30am – 2pm. Valid for dine-in only, unless otherwise stated. No change of set-meal/drinks allowed. While stocks last. Prices are subjected to service charges and prevailing GST. Not valid with other promotions, discount, credit card and privileges. Management reserves the right to amend the offers and terms and conditions without prior notice. All information is correct as at time of print. Please check in-store for more details.

^ Limited to first 100 shoppers

+ Limited to first 200 shoppers

 

 

 

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26 Smartest Companies: Leading In Innovation, Technology, And Success Worldwide

Some say that there is nothing left to be invented as humanity reached its outpouring potential. But various technology companies begged to disprove that statement! This is why MIT Technology Review did an extensive research of global companies that are smart in terms of their innovative technology and business model. Said business model must be both practical and ambitious.

From renewable energy products to saving lives of people with lung cancer and landing unmanned rockets, these are the World’s 26 Smartest Companies to date:

26. Bristol-Myers Squibb

Bristol-Myers Squibb, from New York City, took a leap at immunotherapy by selling a drug called Opdivo. Opdivo helps save lives of people who are suffering from lung and skin cancer.

25. Universal Robots

From Denmark, Universal Robots sell user-friendly and relatively affordable robots.

24. Freescale Semiconductor

Its pioneering technology is planned to be used in cars’ advanced computer vision systems.

23. Sakti3

Sakti3, from Michigan, makes solid-state batteries that store more energy than lithium-ion batteries.

22. SpaceX

SpaceX, progressing in landing and reusing unmanned rockets, had completed 9 missions in the last year.

21. Baidu

All the way from China, Baidu is an Internet company that reached undeniable results in speech and facial recognition.

20. Aquion Energy

Interestingly, Aquion Energy’s novel batteries can store solar energy and surplus wind.

19. Amgen

California’s Amgen has an Icelandic gene database that helps it decide which drug to develop.

18. IDE Technologies

IDE Technologies of Kadima, Israel offers more inexpensive water desalination.

17. Voxel8

After creating the world’s first 3-D electronics printer, Voxel8 is promising to make new materials such as conductive ink.

16. Apple

This list would not be complete without the creative minds of Apple. Its Apple Pay technology and new smart watch had its consumers in awe.

15. Gilead Sciences

Gilead Sciences from California had over US$3.6 billion in the first three months of sales for curing most cases of Hepatitis C.

14. AliveCor

AliveCor created a heart monitor that connects to a Smartphone, which automatically detects irregular heartbeats.

13. Amazon

With about US$89 billion sales in 2014, Amazon use robots to make its facilities more productive.

Image Credits: Carlos Luna via Flickr with Creative Commons License

Image Credits: Carlos Luna via Flickr with Creative Commons License

12. Google

Another company from California, Google’s loon balloons are designed to widen the access of Internet.

11. OvaScience

OvaScience’s stem-cell treatment help conceived its first baby.

10. Netflix

A crowd favorite, Netflix had created original content and distribution deals with cable companies.

9. SolarCity

SolarCity is manufacturer of solar panels that served about 177,000 United States citizens.

8. Juno Therapeutics

Seattle’s Juno Therapeutics had raised US$304 million to test cancer treatments using one’s immune cells.

7. Tencent

Tencent from Shenzhen, China is China’s most-used Internet service portal.

6. SunEdison

SunEdison had been expanding its renewable energy products and building technology to provide electricity to several developing countries.

5. Counsyl

Its relatively cheap DNA tests aids in parental planning. Furthermore, they are now selling cancer screens.

4. Alibaba

A household name, Alibaba is considered as the world’s largest online retailer. More than half of its regular transactions are made through its Alipay digital wallet.

3. Illumina

Another biomedical company, Illumina developed quick DNA-reading machines for hospitals and cancer clinics.

2. Xiaomi

Xiaomi from China is one of the fast-growing Smartphone retailers that are obviously more affordable than Apple products. Its most recent valuation is about US$45 billion.

1. Tesla Motors

Top on the list is the Tesla Motors from California. Its adventurous ideas include electrical cars and battery technologies that are applicable for cars, homes, and commercial infrastructures.

Image Credits: Maurizio Pesce via Flickr with Creative Commons License

Image Credits: Maurizio Pesce via Flickr with Creative Commons License

Will a Singaporean company emerge to the top of the list someday? I certainly hope so. 🙂

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