There is a reason why cat and dog videos flood the trending pages of YouTube and Instagram! They are so irresistibly adorable and hilarious. Moreover, these fur buddies serve as the best companions for people of all ages. Taking care of your beloved companion is nowhere near as expensive as raising a child in Singapore. However, costs go beyond food and shelter. Prepare your funds as we introduce the “hidden costs of owning a pet”… #1: PET GROOMING SERVICES Bathing
1. Visit the nearby grocery while you are hungry. Shopping hungry typically leads to adding unnecessary items to your cart. You will be amazed by the length of your receipt! 2. ATMs are easily accessible in Singapore. So, draw more money that what you actually need. Your S$40 can disappear as quickly as drawing only S$20. 3. Embrace tardiness! Paying the bills late takes you back by a decent amount due to the late fees and surge in interest rates.
Many university students have the discipline to save their allowance, but this does not mean that they are spending their money on the “right” things. #1: FANCY DESIGNER GOODS While I was completing my tertiary education, I noticed how some people flaunted their LOUIS VUITTON or MCM Worldwide bags. I wondered how there were able to afford such a splurge as mere students. With limited financial capacity, it is not practical to collect luxury items. Invest on a quality backpack
Much like any other major life transitions, you shall seek support if you and your spouse recently part ways. This may seem like a simple task for some but it can be really difficult for the “macho men” who want to keep their own matters private. As David Blaylock, a LearnVest Planning Services Certified Financial Planner, once said: “Divorce is difficult for everyone involved, but it can be especially challenging for men who don’t typically express their feelings.” Lucky for
Living barely within your income is not a laughing matter! When you are living from paycheck to paycheck, your life is filled with constant stress, worry, and dread. It is a struggle to gain control of your money and your commitments. How did you end up like this? For starters, you not be planning for your future and only thinking about the current situation. With this attitude, do not be surprised if you will be working beyond the retirement age!