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Avoid Impulse Buys And Save More Money Shopping This GSS

We had all been victims of impulsive purchase/s. And, this Great Singapore Sale (GSS) period where most shops have over 70% off, your power to resist may be tested! The good news is that, you can strengthen your power by following this simple ways:

1. NOTE DOWN A LIST

The oldest trick in the bag can just be the one that saves you! Making a list of the necessary gifts you to buy along with the names of the people you are wishing to give it to can help you avoid the temptation of overwhelming discounts. If you want, you can also dictate a budget per person (e.g., S$10 for a co-worker). No matter what, stick to this list.

2. SCORE GOOD DEALS BY SHOPPING ONLINE

To prevent the enticing visual stimulations, you can skip the malls all together and just shop online. By shopping online, you can not only compare price but also avoid the long queue. Who likes squeezing their way to the crowds anyway?

To get you started with your GSS shopping, here are the premier Singapore online shops you can browse: Lazada, Qoo10, and Zalora. Use coupon codes if applicable.

3. DO YOUR RESEARCH

As the glistening crimson sign of “GSS SALE” is parading across the country, it is good to do your research first before heading to the malls. This research requires you to browse the promotions of various shops and malls before you leave the house.

To get a comprehensive list of what is on sale, you may check out the Great Singapore Sale website at Greatsingaporesale.com.sg or browse the array of deals at Moneydigest.sg/category/deals.

4. PAY CASH

Having to pay with the money you already have is a wise decision that is accepted by most. Unless your credit card is rewarding you extra for shopping this GSS, you must shy away from it. A wallet full of your intended spending will force you to stay within the budget and prevent unnecessary buys.

5. BE HONEST WITH YOURSELF

Before buying anything, ask yourself several questions to help you evaluate if an item is worthy or not. Ask question such as: “Does the item simplify my life?” , “Am I going to feel better months after I buy this?”, or “Do I really need this?”. Be honest as honest with yourself as possible.

6. KNOW YOUR TRIGGERS

You must understand what brings about or triggers your impulse purchases. For instance, if your trigger is fragrant scents scattered in the malls then, shop online instead.

Image Credits: Giuseppe Milo via Flickr

Also, it takes no Jedi mind trick to tell that shopping on an empty stomach will make you tempted for more snacks. So, be sure to shop on a satiated state during the Great Singapore Sale! 🙂

Hey Globetrotter! How Much Is Your Money Worth Around The World?

Has your strong desire to travel been itching you these past several weeks? Is your schedule free enough for you to travel at least 3 days away? If all your answers point to “YES” then, it is time to give in to your wanderlust!

As you let your heart decide which country you shall go next, it is paramount to understand the value of your money and the cost of living dynamics. These said information would help you build the travel fund that is suited best for your trip. Furthermore, you can carry a little more pocket cash in case an emergency rises.

Looking into the globe through a microscope, a few of the countries you may visit are Australia (Continent: Australia), Italy (Europe), China (Asia), South Africa (Africa), Canada (North America), and Peru (South America). Hooked to the globetrotter idea already?

Then, browse through the things that you can buy with S$2.50, S$52.50, and S$1,500…

S$2.50

In Australia, or Commonwealth of Australia, you can buy 1 liter of milk for S$1.53 or a 1.5-liter of water for S$2.48.

Are you a salad enthusiast? Try the lettuce (1 head) from Italy for S$1.35. The 1.5-liter of water there costs S$0.76 only!

If you love imported beer, get a 0.33 liter bottle for S$1.59 in China. Otherwise, conquer your thirst with the very affordable S$0.65 1.5 liter of water.

Image Credits: takuki via Flickr

In South Africa, you can purchase 500 grams of white bread loaf for S$1.31. And, their 1.5-liter of water retails for S$1.47.

Going up to Canada, you may purchase a kilo of tomato for S$1.90 that is otherwise S$2.66 in Singapore. The 1.5-liter of water? It costs about S$2.43.

Lastly, Peru offers friendly priced domestic beers (0.5 liter bottle) for S$1.84 while their 1.5-liter of water is priced at S$1.16.

S$52.50

You can ride a cab (normal tariff) with an hour of waiting for S$51.31 in Brisbane, Australia.

And, if you are a sucker for cheese, get 2 kilos for S$46.14 in Milan, Italy.

There is nothing but pure regard for your money at Zhuhai, China where a three-course meal at a restaurant can cost about S$43.38 for 4 people!

However, in Johannesburg, South Africa it is a tad pricier as the three-course meal at a restaurant can cost about S$48.74 for 2 people.

In Cold Lake, Canada, chain store (e.g., Zara) dresses are priced cheaper at S$43.78 whereas it retails for S$63.60 in Singapore. That is saving you S$19.82!

In the capital of Peru called Lima, you can enjoy 3 hours of playing tennis on a weekend (S$35.94) plus catching a flick on its international release (2 seats for S$15.76). Talk about an ideal date!

S$1,500

With this larger amount, you can rent an apartment for a month (inclusive of Internet services) at all these countries discussed. For instance, in Australia, you can rent a 1-bedroom apartment on the outskirts for S$1,187.62.

While in the world’s eight largest economy, an Italian 1 bedroom apartment outside the city costs S$1,034.54.

Image Credits: Julia via Flickr

For an incredibly cheaper price, visit China where you can rent a 3-bedroom apartment at the city for S$1,030.15.

Or go to South Africa where a 3-bedroom apartment at the city is about S$1,409.27.

And, if you have a month long business trip in Canada, consider renting the 1 bedroom apartment in the city for S$1,340.63.

Finally, Peru’s 3-bedroom apartment at the city will cost you approximately S$1,107.23.

Image Credits: blog.absolutvision.com

Oh! By the way…all these data were collected from Numbeo. It is a website that stores the world’s largest database of user contributed information about global living conditions. It has been mentioned in internationally renowned newspapers and magazines such as BBC, Forbes, The Economist, and New York Times among others. See for yourself! 🙂

6 Highest Paying Jobs In The Field Of Technology (IT)

With the increasing global concern for cyber security across companies, there has been an ongoing demand for Information Technology (IT) Professionals. In fact, recent study showed that the five highest income-earning sectors in Singapore include Information Technology alongside Banking and Finance, Petrochemicals, Pharmaceuticals, and Semiconductors.

Salary.sg, a website dedicated to relay information on career and jobs, used the Ministry of Manpower wage date and excluded the bonuses and profit-sharing to generate the monthly gross wages of over a hundred jobs in Singapore. Looking at the IT sector through a microscope, here are the 6 Highest Paying Tech Jobs In Singapore based on the 2014 data by Salary.sg:

6. NETWORK AND SYSTEMS ENGINEER

Network and Systems Engineers can earn about S$4,000-7,000 a month.

They are tasked to oversee functionality, security, and design of the computer systems. To keep the internal and external company databases running smooth, they are responsible to look to how information is shared both internally an externally.

5. APPLICATION DEVELOPMENT CONSULTANT

Application Development Consultants can make about S$5,000-7,000 a month.

They are tasked to consult with the program managers, senior consultants, and clients to understand information requirements, operational procedures, and transaction processing. Basically, they are responsible for designing fresh software applications from the concept to completion.

4. INFORMATION TECHNOLOGY TESTING IT

Testers can earn about S$6,360 a month.

IT Testers are tasked to check for system bugs or other concerns in the new software to ensure that the company standards are maintained or that the product integrity is preserved. They examine a program by going through its typical uses and noting down the observable problems.

Image Credits: Bob Mical via Flickr

3. INFORMATION TECHNOLOGY SECURITY SPECIALIST

IT Security Specialist can make about S$6,385 a month.

IT Security Specialists are tasked to analyze the security breaches that have or may occur. Then, they must repair and strengthen the system against these breaches. Simply put, their work focuses on the risks to the security of valued company information or data.

2. INFORMATION TECHNOLOGY PROJECT MANAGER

IT Project Manager can have a paycheck of about S$8,320 per month.

A bachelor’s degree and significant years of experience is usually required for this position. IT Project Managers are tasked to manage and coordinate with the staff to oversee various computer-related assignments for the company.

1. CHIEF TECHNOLOGY OFFICER

Chief Technology Officer (CTO) can earn about S$10,648 per month, on average.

CTOs are tasked to play an important role in setting the company’s direction, development, and future growth by supporting all information and technology-related operations. With your growing years of experience and educational background in tech, you too, can be the CTO.

Image Credits: Chad Kainz via Flickr

Sources: 1, 2, 3, & 4

Stay At Asia’s Most Beautiful Beaches For Less Than S$81 A Night

Whether you are having the an indulging weekend off or having an intimate beach wedding, the surest way to ensure that you get the most stunning moments on print is to have it taken at the beach! Not only will you get gorgeous pictures of the event but also the photographer will follow you along the romantic sandy shore aisle.

If your only concern now is to get the most breathtaking beach resorts at affordable prices, stay as long as you desire at Asia’s Most Beautiful Beaches For Less Than S$81 A Night (airfare not included)…

1. BORACAY, PHILIPPINES

Boracay at Dusk (Image credit: Chewy Chua, via Flickr)

Dubbed as the tropical paradise in Asia, Boracay has something for everyone, from luxurious spas to exhilarating water sports. Here in one of the most popular go-to island in the Philippines, you shall enjoy meals for less than S$10! Watch the sun set over the white sandy beach and sleep at its decent resorts costing as low as S$34 a night!

Here are the recommended places to stay at, courtesy of Agoda – a renowned online global hotel platform:

a. Boracay Holiday Resort

Rooms from S$66.70

Online Rating: 7.4/10

b. Levantin Boracay Resort

Rooms from S$33.88

Online Rating: 7.9/10

c. Hey Jude South Beach Resort

Rooms from S$56.55

Online Rating: 8.2/10

d. Shore Time Hotel

Rooms from S$77.71

Online Rating: 8.4/10

2. KOH PHANGAN, THAILAND

Koh Phangan (Image credit, soma-samui.com)

Thailand is a country full of amazing beaches. Nestled in its southeast region is Koh Phangan. Due to its monthly “full moon parties”, Koh Phangan is place mostly clamored by young travelers. Full moon parties are infamous for its night-long music, cheap drinks, and affordable food. Rest assured the crowd will go mad at this once in a blue moon experience!

Start the party at these recommended places:

a. Buri Beach Resort

Rooms from S$51.56

Online Rating: 7.4/10

b. Da Kanda Villa Beach Resor

Rooms from S$27.14

Online Rating: 7.4/10

c. Cookies Salad Hotel

Rooms from S$32.05

Online Rating: 8/10

d. Beyond The Blue Horizon Resort

Rooms from S$42.91

Online Rating: 9/10

3. BAC MY AN BEACH, DA NANG, VIETNAM

Da Nang Beach (Image Credit: http://danangbeaches.visitwonders.com)

One of the most impressive beaches in Da Nang city that tourists will enjoy is the Bac My An beach. It is a place filled with white sands, clear blue water, and quality resorts. Surprisingly, rooms at Da Nang are available for as low as S$13 a night! What’s more? The street vendors offer can satisfy your hunger for less than a dollar!

Rest after long demanding days at work in these recommended places:

a. Gold Coast Hotel

Rooms from S$73.74

Online Rating: 7.1/10

b. Fansipan Hotel Danang

Rooms from S$80.44

Online Rating: 7.8/10

c. Grand Mango Hotel Danang

Rooms from S$48.40

Online Rating: 8/10

Have an unforgettable trip! 🙂

Sources: 1 , 2, & 3

Make a Six Figure Income as a Fashion Blogger? Well, she just did.

Step aside Singapore’s bloggers.

Meet the new Instagram sensation who has recently hit 1 million followers last month.

Danielle Bernstein of We Wore What (@weworewhat) is a popular US’s fashion blogger that has set the fashion world abuzz with her inspiring street style.

Since started in 2011, she has amassed over 6,000 posts on her Instagram and is currently rank 1852nd in the World on Social Blade — a website that measures social media presence.

Photo: @weworewhat/Instagram

Bernstein had revealed to Harper’s Bazaar that she charges between US$5,000 to US$15,000 for each piece of sponsored content. And mind you, she don’t have to write a long review like any other bloggers did — instead, she just need to pose and get a #instaworthy shot of herself featuring a brand onto Instagram.

On average, if you have hundreds of thousands of followers you can make anywhere from $500 to $5,000 a post, but if you have upwards of 6 million followers, your fee can be $20,000 to $100,000 a shot. “Which is kind of crazy,” Rankin says. (Source: Harper’s Bazaar)

Of course, having the opportunities to work with big brands such as Lancôme and H&M helps.

weworewhatliterally on the move with @lancomeusa #miracleonthemove makeup | #ad (Photo: @weworewhat/Instagram)

Companies and brands shell out billion of dollars each year on sponsored content from the so-called new generation of social influencers. Being able to attract followers on Instagram (or other social media platforms) is a serious business.

Even Bernstein said: “Without my followers, i would not be where i am today”

For some, the holy grail of having a huge fan base would almost put you in the rank of celebrities.

Kelly Cutron, a judge on America’s Next Top Model, said to The New York Post:

Are bloggers important? Yeah they f–king are. They’re super important. Bloggers are being paid to sit in the front row, and editors aren’t. They’re talent along with reality-TV people and actors.

With the advent of Internet and technology, Generation Z social-media influencers are changing the way how brands engage their audiences. In fact, a recent research from BDMI has shown that social influencers have a far better reach than the brand itself.

(Chart: BDMI)

Well, then what about the local scene? Let’s not entirely discredit our own Singapore-based fashion bloggers. We do have some popular fashion tastemakers who have got their own taste of success. Ms Andrea Chong (@dreachong) who first started out as a fashion model years ago now boasts an impressive amount of followers on her Instagram. She has worked with numerous brands such as Victoria Beckham, H&M, D&G, Kate Spade Saturday and more.

Screengrab’s dreachong.com

Her street casual style has definitely won the heart of her fans from all walks of life. And she’s not afraid to share too. Last year, she ran a workshop on “I Want A Fashion Blog” and she covered topics like photography, blogging to social media marketing. If you have missed that, follow her on Facebook and Instagram to get your daily dose of OOTD and fashion tips.

Can you make that kind of money as a fashion blogger? You certainly can. But to make that amount of money, it takes a lot of hard work and passion in the ever growing niche.

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