Personal Finance

How to Maintain a Great Relationship with Money

Establishing a healthy relationship with money takes effort, but it pays off. You must manage the highs and lows, and everything in between. #1: PUT IN EFFORT FOR IT TO FLOURISH Much like any other relationship, you have to put in effort to your finances for it to grow. A positive mindset and the right attitude towards money can help strengthen your relationship. Plant the seeds of appreciation and contentment for what you already have. Perhaps, you are grateful for

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Personal Finance

5 Ways to Stretch Your Financial Literacy

Financial literacy is a life skill. Similar to other life skills, financial literacy takes time to learn. Starting your journey can be intimidating and daunting for some Singaporeans. As personal finance is not typically taught in schools, you need to take conscious decisions to improve your own skills. Whether you are an expert or a novice at financial literacy, keeping your knowledge base growing matters! #1: READ MORE FINANCIAL BOOKS Retail CEO Sandra Campos believes that financial literacy is a

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Personal Finance

How to Start a Budget from Scratch

Congratulations on starting your financial journey! Creating a budget and sticking to it is no easy feat, but it is the best way to manage your finances and ensure that your money is going toward the expenses that matters most to you and your family. Start by determining why you want a budget. Deciding on a budget can help you make informed decisions. Budgeters are almost twice as likely to report no financial worries compared to spenders. Moreover, budgeters are

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Personal Finance

Surefire Ways to Make Your Money Work for You

Money is a strong tool that can help you achieve your goals. It can provide stability for your family and allow you to save towards important milestones. To achieve these things, you must know how to make your money work for you. Making money work for you pertains to using money to make more of it. Your financial decisions can guide you through this. Start by learning how to budget! #1: LEARN TO BUDGET Change the way you handle money

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Business Solutions

7 Questions to Ask when Reviewing the Annual Budget

By definition, the annual budget outlines a company’s projected income and expenses for a twelve-month period. The process of making an annual budget involves balancing the company’s sources of income against its expenses. Preparing a robust annual budget is the first step. Having the Board or other key people review it is important to your progression. You see, your annual budget will help you adjust to unexpected transitions and to determine how your company has performed. On that note, here

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