Lifestyle & Hobbies

8 Tips to Look Elegant on a Budget

We all desire to look elegant and classy. Contrary to popular belief, you do not have to spend a hefty amount to look and feel like a million dollars. You can follow certain tips and tricks to present yourself in the most elegant way. Not only can you make your wardrobe look fancy, but also your bank account! TIP #1: INVEST IN STAPLE PIECES Key fashion pieces consist of the most valuable clothing items in your closet, which can provide

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Savings

6 Money-Saving Tips for Singaporean Teens

  Let us face it! Saving money as a teenager is challenging, especially when you have friends who are constantly buying new clothes or are going on yearly overseas trips. However, it is possible. Here are 6 tips on how teens can save money despite the temptations and less income. #1: OPEN A SAVINGS ACCOUNT Opening a savings account with the help of your parents or guardians is a good idea as it will train you to manage your money.

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Personal Finance

How to Maintain a Great Relationship with Money

Establishing a healthy relationship with money takes effort, but it pays off. You must manage the highs and lows, and everything in between. #1: PUT IN EFFORT FOR IT TO FLOURISH Much like any other relationship, you have to put in effort to your finances for it to grow. A positive mindset and the right attitude towards money can help strengthen your relationship. Plant the seeds of appreciation and contentment for what you already have. Perhaps, you are grateful for

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Personal Finance

5 Ways to Stretch Your Financial Literacy

Financial literacy is a life skill. Similar to other life skills, financial literacy takes time to learn. Starting your journey can be intimidating and daunting for some Singaporeans. As personal finance is not typically taught in schools, you need to take conscious decisions to improve your own skills. Whether you are an expert or a novice at financial literacy, keeping your knowledge base growing matters! #1: READ MORE FINANCIAL BOOKS Retail CEO Sandra Campos believes that financial literacy is a

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Personal Finance

How to Start a Budget from Scratch

Congratulations on starting your financial journey! Creating a budget and sticking to it is no easy feat, but it is the best way to manage your finances and ensure that your money is going toward the expenses that matters most to you and your family. Start by determining why you want a budget. Deciding on a budget can help you make informed decisions. Budgeters are almost twice as likely to report no financial worries compared to spenders. Moreover, budgeters are

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