Lifestyle

S’Pore Yuletide Shopping Do’s & Don’ts

It’s the most wonderful time of the year! Whether you are figuring out how to dodge awkward questions from your relatives or are planning your gift list, this article can help you navigate through the maze of holiday campaigns and attractive sales. Remember, the Yuletide shopping season will be even more cutthroat than the last. You best come prepared! #1: SHOP SAFELY Are you excited drop by the Orchard Road? When shopping at the mall, look for stores or businesses

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Personal Finance

Your Ultimate Guide To Financial Literacy: What It Is & How To Improve It

DEFINITION Financial literacy is the ability to understand and efficiently use various financial skills including financial management, investing, and budgeting. Financially literate consumers not only manage their money with confidence, but also have a better chance of handling the inevitable ups and downs of their financial lives. It is the foundation of your relationship with money, which enables you to create a lifelong journey of learning. It will help you understand how to prevent and manage financial issues as they

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Personal Finance

Creating A Budget During Extraordinary Times

With non-essential establishments on closure and the economic crisis we are under, how can you employ a system to arrange your cash-flow better? The answer is strict BUDGETING. A budget estimates your revenue and expenses over a period of time. By listing your sources of income beside your monthly expenditures, you will get an idea on where your money goes. This way, you can make smart financial choices and prioritize your obligations to reach your financial goals. Creating a budget

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Marriage & Family

Budget-Friendly Ways To Spice Up Your Love Life

Does money and partnership mix well in the game of love? I have to admit, intimacy can be expressed in different ways. Some people showcase their affection through the money and the gems it can buy. Nonetheless, your financial well-being affects your intimate relationship. Put a spotlight on your finances to increase your bond this 2020. PAY YOURSELF FIRST Much has been said about loving oneself first, before loving another. I cannot stress how your capacity to love affects the

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Personal Finance

How To Set Better Financial Boundaries

Establishing boundaries is important in living a happier and healthier life. For starters, boundaries can help you protect yourself from emotionally draining people or help you build stronger relationships. Limitations are also vital in creating professional relationships founded by efficiency and awareness. However, there is one area in our lives that some are not so keen to establish. I am referring to the financial boundaries. It is easy to overstep our own financial boundaries and keep making mistakes that will

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