Personal Finance

Surefire Ways to Make Your Money Work for You

Money is a strong tool that can help you achieve your goals. It can provide stability for your family and allow you to save towards important milestones. To achieve these things, you must know how to make your money work for you. Making money work for you pertains to using money to make more of it. Your financial decisions can guide you through this. Start by learning how to budget! #1: LEARN TO BUDGET Change the way you handle money

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Business Solutions

7 Questions to Ask when Reviewing the Annual Budget

By definition, the annual budget outlines a company’s projected income and expenses for a twelve-month period. The process of making an annual budget involves balancing the company’s sources of income against its expenses. Preparing a robust annual budget is the first step. Having the Board or other key people review it is important to your progression. You see, your annual budget will help you adjust to unexpected transitions and to determine how your company has performed. On that note, here

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Lifestyle

S’Pore Yuletide Shopping Do’s & Don’ts

It’s the most wonderful time of the year! Whether you are figuring out how to dodge awkward questions from your relatives or are planning your gift list, this article can help you navigate through the maze of holiday campaigns and attractive sales. Remember, the Yuletide shopping season will be even more cutthroat than the last. You best come prepared! #1: SHOP SAFELY Are you excited drop by the Orchard Road? When shopping at the mall, look for stores or businesses

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Personal Finance

Your Ultimate Guide To Financial Literacy: What It Is & How To Improve It

DEFINITION Financial literacy is the ability to understand and efficiently use various financial skills including financial management, investing, and budgeting. Financially literate consumers not only manage their money with confidence, but also have a better chance of handling the inevitable ups and downs of their financial lives. It is the foundation of your relationship with money, which enables you to create a lifelong journey of learning. It will help you understand how to prevent and manage financial issues as they

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Personal Finance

Creating A Budget During Extraordinary Times

With non-essential establishments on closure and the economic crisis we are under, how can you employ a system to arrange your cash-flow better? The answer is strict BUDGETING. A budget estimates your revenue and expenses over a period of time. By listing your sources of income beside your monthly expenditures, you will get an idea on where your money goes. This way, you can make smart financial choices and prioritize your obligations to reach your financial goals. Creating a budget

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