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4 Community Centres’ Workshops That Can Really Make You Money

Do you want to learn a life skill without breaking the bank? Then, consider going down to your community centre (CC) and find out the courses they offer. Far more than saving money, you can transform these awesome skills you learned into viable freelance businesses or occupations.

1. MASSAGE

Having a spa addiction or aspiring to become a massage therapist can become costly loads to your budget. Solve your problems with the Massage Therapy courses offered by several CCs. Learn the art of traditional Thai massage that relieves one’s stress levels by for only S$20-30 at Tampines North CC. This workshop will teach you how to engage sensorial experience and fuse it with health care. While, acupressure point massage is available at Bishan and Serangoon. Beyond getting paid for massage services, it can also serve as a sweet bonding activity for you and your partner.

2. HAIRCUTTING OR HAIRDRESSING

If you are tired of constantly paying for minor hair trims or are dreaming of becoming the next big thing in the hair scene then try the hair courses offered by CCs. CCs offer various techniques for hairdressing such as basic hair cutting, hair braiding, and hair perming. From April 14 to May 5, Punggol Park CC is offering hair-cutting basics for about S$65. This course is ideally for beginners or those who wish to update their knowledge on hair dressing. It not only offers the fundamental theories but also the practical lessons.

3. KNITTING

Every since the rise of “bohemian or gypsy chic” fashion, knitting is no longer an old woman’s hobby. Knitting can be found in hair accessories, jewelry, clothing, and more.

Image Credits: Guangzhou Hanyige Clothing Co., Ltd.

Toa Payoh CC offers knitting courses for about S$100. In this course, you’ll be taught the basics of knitting and use it to make your own clothing and jewelry. Using your creativity can help you create whatever your heart desires.

4. BALLOON SCULPTING

Have you ever noticed those people who are hired to make twisted balloons in order to entertain the children? They are everywhere from children’s party to company events. Making almost everything from cartoon characters to colorful flowers, this talent of balloon sculpting can now be learned. Woodgrove, Ulu Pandan, Tampines North, and Yew Tee conduct single-session workshops amounting to S$10-25. Learn the basics then, teach yourself more techniques by watching free videos on the Internet. This will not only save you money once you decided to have kids but it can also be a fun part-time job.

Image Credits: Erwin Soo via Flickr

Source: www.pa.gov.sg

Best Credit Cards For Grocery Shopping

Grocery shopping can be costly at times especially because businesses are becoming more competitive in their prices. And if you were to use a credit card, be sure to indulge on all of its rewards by paying the bill in full each cycle. That said, here are the 5 Best Credit Cards For Your Grocery Shopping in Singapore…

5. OCBC 365 CREDIT CARD
Minimum Annual Income (Singaporean/PR/Foreigner): S$30,000

Do you want a card that allows rebates on your daily spending – all year round? Well then, say hello to the OCBC 365. It has rebates from grocery shopping, telecom bills, petrol, and dining. Waived for 2 years, the annual fee is S$161. Get 3% off on supermarkets islandwide, on recurring telecom bills (e.g., SingTel, StarHub, and M1), dining on weekdays, and on all your online spending (e.g., travel, movie tickets, and fashion).

4. ANZ OPTIMUM WORLD MASTERCARD CREDIT CARD

Minimum Annual Income (Singaporean/PR/Foreigner): S$80,000

ANZ Optimum World is an all around card with a touch of personalization. It gives you the decision to select your preferred category for a calendar quarter wherein you can earn 5% cash back and 1% cash back on all other spending. You can choose to have grocery, dining & leisure, travel, and shopping as your category. The best things is that there is no minimum spend and no limit on your total accumulated rebate! The annual fee is S$180, waived for a year.

3. CITIBANK SMRT PLATINUM VISA CARD

Minimum Annual Income (Singaporean/PR): S$30,000

As the name implies, Citibank SMRT Platinum Visa will give you good savings for your public transportation. Surprisingly, it is also good for grocery shopping. Get up to 7% savings on Fairprice, Sheng Siong, and Giant. Just pay an annual fee of S$161, waived for 2 years.

2. NTUC PLUS! VISA CREDIT CARD

Minimum Annual Income (Singaporean/PR): S$30,000

NTUC Plus! Visa will give you a whopping 10% off from all the items at FairPrice and FairPrice Online. What’s more? You can save up to 5% off at Unity, 3% off at Popular bookstore or Bata shoes, and 18% off at Esso fuel stations. All you have to do is pay an annual fee of only S$39 – waived for 2 years!

1. UOB DELIGHT CARD

Minimum Annual Income (Singaporean/PR): S$30,000

Does 10% rebate at groceries and pharmacies sound tempting? Then, UOB Delight Card is perfect for you. Enjoy up to 10% off at Cold Storage, Jason’s, Giant, Market Place, and Guardian. To qualify for this, you must have a minimum spend of S$100 a month and pay an annual fee of S$87. Buying in bulk? Get a free home delivery at selected Giant Hyper with minimum S$150 in a single receipt.

Best Credit Cards for Singapore’s Students

Being a “poor” undergraduate student with little income is not a problem anymore! With credit cards that have a credit limit of S$500 offering tons of rewards on shopping, dining, travel, and more…here are the four Best Credit Cards For Students in Singapore:

4. DBS LIVE FRESH VISA STUDENT CARD

S$500 Credit Limit

Live Fresh Visa card is designed especially for tertiary students who want to manage their spending comfortably while still enjoying its rewards. The DBS reward points are accumulated for every S$5 charge on your card. It can be exchange with a wide range of shopping, dining, and travel deals. It has no minimum income requirement and the annual fee of S$64.20 is waived for 5 years!

3. MAYBANK EVIBES CARD

S$500 Credit Limit

Maybank’s eVibes card is available for tertiary students or working adults aged 18 to 30. Its credit limit allows clients to spend within their means. With a S$0 annual fee and S$0 minimum annual income required, it is really an ideal credit card for every student. Although there is a quarterly service fee of S$5 but it is waived when you pay using your card once every 3 months.

Get 1% of cash rebates for everything you purchase! And, easily track your expenses online at any time.

2. STANDARD CHARTERED MANHATTAN CREDIT CARD

S$500 Credit Limit

Are you a student wanting to indulge your bountiful appetite and thirst for films? Then, Manhattan is the right card for you. Enjoy 15% off your total bill at Harry’s Bar and Restaurant or S$1 off per movie ticket plus a free popcorn combo set at the Cathay Cineplexes. What’s more? You get .25% cash back for all retail spending, 20% off from items at Nature’s Farm, and 15% off from items at Oroton. Aside from these benefits, the annual fee of S$30 is waived for the first year and there is no minimum income required.

1. CITI CLEAR CARD

Dreaming of having free entry to Zouk and 1-for-1 drinks at wine bar one of these days? Or how about having exclusive deals at good restaurants such as db Bistro, Shin Kushiya, and The Chop House? Dream no more students! With Citi Clear card, you will be pleased with benefits in dining, clubbing, petrol, shopping, and more.

Dining

10% Citi Rebate at Starbucks

5% Citi Rebate at Burger King

Entertainment

Free entry and 1-for-1 drinks at Zouk

10% off total bill at Wala Wala Café Bar

15% off ala carte food menu at Beer Market

Petrol

10% discount at Esso stations

Shopping

6% cash rebate at Tangs

Worry not about your qualifications because there is no minimum income required and besides the annual fee of S$29.96 is waived the first year. Best of all? Upon application, you get S$30 Havaianas or CommonThread voucher.

7 Free Apps That Will Make Your Life In Singapore Better

Did you know that in 2011, CNN dubbed Singapore as the “2nd Coolest Nation in the World” because of its technology savvy nature? Most of the nation’s population is computer literate that even children aged 4 are encourage to use laptops in some learning centers. This is why it comes as no surprise that there are a lot of Apps out there that are making living in Singapore easier. Here are some of the good yet free apps available on the market now…

1. WHERETOGO.SG

Available on ITunes and Google Play

Do you find yourself lost in this fine city and short of cash? Fret not. WhereTo.sg App has a complete range of information on ATMs, AXM machines, bus stops, food centers, wet markets, supermarkets, dialysis centers, S’pore Pools outlets and so much more. This App will show you the location of the place, the estimated time, the exact distance, and the establishment’s operating hours.

2. MOH IHEALTH SG

Available on ITunes and Google Play

Wishing you can easily search for Singapore’s healthcare establishments and healthcare professionals? Wish granted! Lucky for you, Singapore Ministry of Health has compiled a list of clinics locations and its telephone numbers. An interesting feature is that you can view the live feed of the queue in the reception area.

3. SINGAPORE TRANSIT

Available on ITunes

There is a more convenient way to travel. Singapore Transit App has the SMRT rail map, taxi numbers, and bus schedules – all in one handy App.

4. ICHANGI

Available on ITunes, Google Play, and BlackBerry Webstore

Are you traveling through Changi Airport soon or maybe just picking up some of your loved ones? Then feel at ease with the IChangi App. This free app gives you real-time flight arrival and departure information so you would not miss a flight. Its push notifications feature will allow you to receive updates automatically. Information about latest promotions, shopping, dining, and terminal services are also available.

5. THE STRAIT TIMES SOSHIOK

Available on ITunes and Google Play

Shiok, in Singlish, is an expression of excellence or satisfaction. What better way to reach satisfaction than indulging in delectable dishes? The Strait Times SoShiok App is packed with reviews from Strait Times’ food critics. It has restaurant listings that are organized per dish or cuisine. The best thing about this App is its rewards system. Users can win monthly prizes or redeem goodies from their store.

6. HUNGRYGOWHERE

Available on ITunes and Google Play

HungryGoWhere App allows its users to search for island-wide or nearby by dining places arranged per cuisine, price, and distance. You can also post reviews or read articles to check the latest food trends such as the “Top 10 Japanese Restaurant”.

7. HOSAY!

Available on ITunes

Master the language of Singlish with this cool and free App. It comes with 80 unique Singaporean expressions and their meanings. Learn how to pronounce phrases such as “wah lau” or “jialat”. A review by Kitty966 even added that this really funny App has accurate pronunciations.

Image Credits: Hosay! via Itunes

Complete with insults, kopitiam, gambling, and character lingo – this App will surely brush up your Singlish skills while tickling your funny bone.

4 Ways To Earn And Save Money As A Housewife

Raising children and keeping your home in top shape can be challenging at times. Even though you love to spend more time with your children, money is usually tight when there is only one income in the household. So, knowing ways to earn and save money while you are staying at home sounds like music to your ears. Here are some tips to get you started with…

1. HOBBIES OR BUSINESS STARTERS

Do you love to make cupcakes, jewelry, or essence oils? Turn your hobby into your own business. Be your own boss and master your own schedule by thinking about your skill set and hobbies then, start making an online business out of it. Free platforms for selling or making your own online shop such as: Carousell and Tictail, are available online.

2. STAY-AT-HOME NANNY SWAP

Instead of paying costly bills on daycare or babysitting, have another stay-at-home mom to take turns in taking care of your children. Watch your friend’s children for one weekend then, she will watch yours for the next. This will not only save you money but it will also give one day off for you to relax and run errands.

3. TIDY UP AND SELL STUFF ONLINE

Tidy up the clutter in your closet and find the things that you deem to be unused or underused because you can sell them online. The old clothing articles of your children that are still in good condition can be sold too. How about the costumes that you only used once? Get rid of it and earn money simultaneously.

Try selling your items to the worldwide marketplace platform of eBay and Gumtree. And, consider selling your items to your friends and family by posting an ad on Facebook. Save money by buying bargain items in these sites.

4. BECOME A SALES REP

A sales representatives or brand ambassadors sell household, beauty, or health products in their own ways. Join millions of independent ambassadors of Avon or MaryKay Singapore.

Have the freedom to design a schedule that works for you without thinking of building a business from ground up and still be able to nurture your loving children!

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