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Cheap Ways To Boost Your Creativity Now

You do not have to be as smart as Einstein or as rich as Gates to think creatively. With these few tricks up your sleeve, you can show your own creative side in no time:

1. READ A BOOK OR TWO

If you are fishing in an unfamiliar territory, it is advisable to educate yourself. Do this by reading a book or two about creativity or creative thinking. Try Austin Kleon’s modern take on creativity. With his visually pleasing illustrations and simple vocabulary, you will surely understand what he wants to convey in his books entitled “STEAL LIKE AN ARTIST: 10 THINGS NOBODY TOLD YOU ABOUT BEING CREATIVE” and “SHOW YOUR WORK!: 10 THINGS NOBODY TOLD YOU ABOUT GETTING DISCOVERED”. Both books are available at Popular Bookstore for as low as S$20.87.

2. HAVE YOUR OWN CREATIVE SPACE

Assign a place where you can freely create. This does not have to be a fancy space. A tiny corner with art materials, CDs, or a laptop will do. It is important that you decorate this space yourself.

Image Credits: Karen Cox via Flickr with Creative Commons License

3. PAINT THE ROOM BLUE OR GREEN

Color Psychology dictates that colors can help enhance our cognitive tasks such as concentrating and creative thinking. So, paint your room with the colors of our home planet – blue and green!

Blue has physically and mentally calming effects that will help you open your thoughts. On the other hand, green signifies growth and harmony. Putting these colors together shall stimulate your creativity even more.

4. ENVISION THE PROBLEM DIFFERENTLY

In the “Candle Problem” presented by psychologist Karl Duncker, participants were given a candle, a box of thumbtacks, and a book of matches. They were asked to affix a lit candle to the wall without having a single drop of wax on the table below. There are a couple of possible solutions yet, only one will work (know the solution, here).

To arrive at the answer, you must envision the problem differently. Do not limit the function of these said objects too. Relax and examine the problem in varied ways before you begin working.

5. EXERCISE

Previous literature has shown that exercise increases creative thinking due to its ability to pump up the heart and put people in a positive mood. So, when you are having a writer’s block, try to run a few blocks, it may help you have a long-awaited “Eureka!” moment. Jog outdoors, it’s free anyway.

6. ACTIVATE YOUR SENSES

Last but not the least is to activate your senses. You can explore the local libraries, museums, gardens, and zoos. Tickets to these places range from S$0-32. But, that is a small price to pay to enrich your imagination.

Now, if you are still looking for a no-cost way to activate your senses, you can listen to Mozart. According to a book entitled: “The Mozart Effect,” listening to classical music specifically by Wolfgang Amadeus Mozart can increase concentration, creativity, and other cognitive functions. His music repertoire is available for free on YouTube.

Sources: 1 & 2

Save Money On Clothing Alterations By Mastering These Simple Stitches

Tailoring or sewing services in Singapore can range from S$5-40 depending on the type of clothing article. For instance, altering straight-cut jeans range from S$5-12 while altering of jackets can range from S$12-36. Some of the prices are too much if you asked me. You might as well buy a new one.

Aside from the costs, the standard waiting time for its collection can last from 1-14 days. And, if you do not have the time, you might as well buy a new one.

To avoid this dilemma, it is important to master some simple stitches that you can immediately use as the need rises. Do not fret if you have zero knowledge on sewing because mastering the basics can be done at home. All you have to do is to browse through the free tutorial videos available online. Here are the simple stitches you may start with:

1. RUNNING OR STRAIGHT STITCH

The easiest and the simplest of all the stitches in this list is the running stitch, otherwise known as the straight stitch. This stitch involves taking the needle repeatedly under then over. You shall see the thread forming a line throughout the fabric. This is useful for repairing torn out parts of the pockets or sleeves.

2. WHIPSTITCH

Let us “up the ante” a little bit with the diagonal techniques of whipstitch. A whipstitch is typically used to sew to separate pieces of material together. It is perfect for altering or repairing trousers, sleeves, and jackets because it leaves nearly invisible traces of thread. Follow this video to learn about the fascinating whipstitch:

3. SEW A BUTTON

A usual situation that needs immediate repair is clothing that lacks buttons. Learning how to sew a button is quick and uncomplicated. The first thing you must do is to choose a suitable button and a matching thread. You may check if the manufacturer has included an additional button. Then, be guided by this short video:

4. SEW A HEM

From your table cloth to your boxers and gowns, hems are found on most common articles of clothing and fabric. This is why it is important for you to be familiarizing on how to sew a hem in case yours gets loose or in case you want to make your own. You can either use a catch stitch (i.e., exposed) or a slip stitch (i.e., invisible) to sew a hem. Learn how to make these two stitches, here:

https://www.youtube.com/watch?v=tMqK-fNrCrM

Sources: 1 & 2

5 Ways To Take Charge And Save Money On Technology

Living in the 21st century where technology is a quintessential part of our lives, it is hard to find someone without a mobile phone. There is no doubt in my mind that technology improved our lives, making it easier and faster to communicate, shop, develop, search, and so much more.

Even though it is dependable, technology can cost a lot! Your wallet can empty as quickly as your battery empties. Luckily for you, there are ways to avoid excessive spending on technology…

1. NEEDS BEFORE WANTS

Do you really need an expensive action camera just to take great selfies? Or how about a state-of-the-art computer set-up just to browse the Internet? There is no point on spending on the most expensive gadgets and accessories if you will not maximize its use. So, the first step you must take is to evaluate your needs and understand how the device works. During this process, you have to be honest with yourself.

2. SELL YOUR OLD DEVICES OR EQUIPMENTS

If there is a growing desire to upgrade to the latest technology then, try selling your devices or equipments. This will give you little to enough money to help purchase the new device you have been eyeing on. eBay, Gumtree, and Carousell are just some platforms where you can find some interested buyers.

Image Credits: epSos .de via Flickr with Creative Commons license

3. PURCHASE ONLINE

Aside from getting rid of your old devices or equipments online, you may also get a great deal there (i.e., whether it is through a wholesaler or an online coupon). You can compare the prices of the online shops to what is available on the physical shops, only to find that most of the times, online shops offer the cheaper prices. Furthermore, you just saved on the costs of transportation you would have paid if you went to the stores.

4. GET CREATIVE

Although the variety of the homemade accessories you can make are thin, it does not hurt to give it a chance. You are still saving money anyway. For instance, you may use a white top sheet as a diffuser, a white wall to bounce light from a flash, and a Styrofoam board as a reflector. All it takes is your imagination and creativity.

5. LOOK FOR ALTERNATIVES

Just because a renowned company announced a huge product launch does not mean that you have to buy it. If your technology basket is already sufficient then, there is no need to buy a new one. Also, if the new product does not satisfy your budget then, you do not have to buy it now. Pretty soon, the prices of this thing will drop, just be patient.

But, if you are really in need of a specific gadget immediately, say an action camera like GoPro (US$340/S$455), consider getting a cheaper alternative such as the HTC Re (US$159/S$213), the Polaroid XS100i HD (US$129/S$173), or the Sony HDR-AS20/B (US$149/S$199).

Sources: 1 & 2

Avoid Impulse Buys And Save More Money Shopping This GSS

We had all been victims of impulsive purchase/s. And, this Great Singapore Sale (GSS) period where most shops have over 70% off, your power to resist may be tested! The good news is that, you can strengthen your power by following this simple ways:

1. NOTE DOWN A LIST

The oldest trick in the bag can just be the one that saves you! Making a list of the necessary gifts you to buy along with the names of the people you are wishing to give it to can help you avoid the temptation of overwhelming discounts. If you want, you can also dictate a budget per person (e.g., S$10 for a co-worker). No matter what, stick to this list.

2. SCORE GOOD DEALS BY SHOPPING ONLINE

To prevent the enticing visual stimulations, you can skip the malls all together and just shop online. By shopping online, you can not only compare price but also avoid the long queue. Who likes squeezing their way to the crowds anyway?

To get you started with your GSS shopping, here are the premier Singapore online shops you can browse: Lazada, Qoo10, and Zalora. Use coupon codes if applicable.

3. DO YOUR RESEARCH

As the glistening crimson sign of “GSS SALE” is parading across the country, it is good to do your research first before heading to the malls. This research requires you to browse the promotions of various shops and malls before you leave the house.

To get a comprehensive list of what is on sale, you may check out the Great Singapore Sale website at Greatsingaporesale.com.sg or browse the array of deals at Moneydigest.sg/category/deals.

4. PAY CASH

Having to pay with the money you already have is a wise decision that is accepted by most. Unless your credit card is rewarding you extra for shopping this GSS, you must shy away from it. A wallet full of your intended spending will force you to stay within the budget and prevent unnecessary buys.

5. BE HONEST WITH YOURSELF

Before buying anything, ask yourself several questions to help you evaluate if an item is worthy or not. Ask question such as: “Does the item simplify my life?” , “Am I going to feel better months after I buy this?”, or “Do I really need this?”. Be honest as honest with yourself as possible.

6. KNOW YOUR TRIGGERS

You must understand what brings about or triggers your impulse purchases. For instance, if your trigger is fragrant scents scattered in the malls then, shop online instead.

Image Credits: Giuseppe Milo via Flickr

Also, it takes no Jedi mind trick to tell that shopping on an empty stomach will make you tempted for more snacks. So, be sure to shop on a satiated state during the Great Singapore Sale! 🙂

Be Financially Smart With These Incredibly Free And Useful Websites

Educating yourself on your finances is just a keystroke away with these incredibly Free and Useful Websites…

1. SPENDING WISELY

Spend wisely by budgeting your money and saving more through the awesome money management website called Mint.com. Mint.com, accompanied its free mobile Apps, allows its users to track their spending, develop a monthly budget, receive bill reminders, and take control of their financial life. What’s more? It sends online alerts if you had gone over your budget.

2. MAKING MONEY

Whether you have a special knack in writing, engineering, administrative work, advertising, legal work, marketing, illustrating, and web design…there are secure websites that provide opportunities for online freelance work.

Searching through various freelance websites, the two most globally popular are Fiverr and Upwork. Fiverr.com enables its users to earn money through Paypal payment services. However, the company keeps a small portion of your earnings before handing it out to you.

On the other hand, a similar platform called Upwork.com (previously called Odesk.com), captures the work-in-progress and snapshots your screen. Payment is painless because Credit Cards, PayPal accounts, and Bank Accounts are accepted.

Image Credits: SEOPlanter via Flickr

3. USING FINANCIAL PLANNING TOOLS

Financial planning is an active choice to take charge of your finances and to ensure your financial well-being is in top shape. Among others, Bankrate.com and CCS.org.sg are two websites you can use to support your financial plans.

Bankrate.com aids with the consumer’s debts, loans, and taxes. It was crafted in 1976 for a print publisher in a banking industry. These long years of experience had them frequently referenced on major news outlets such as CNN, ABC News, and FOX Business News. As Bankrate.com allows publishing of personal financial stories, you can make more informed monetary decisions.

And, if you are looking for an in-depth plan to repay your debts, you can avail the resources and services of Credit Counselling Singapore at CCS.org.sg. Credit Counselling Singapore is a non-government and charity organization driven to help people to overcome their debt dilemma. Unlike some debt advisors, they are not driven by profit.

4. BOOSTING FINANCIAL LITERACY

Increase your financial literacy by regularly browsing through Money Digest‘s totally free and user-friendly website. As you may know, MoneyDigest.sg is dedicated daily news, tips, and guides relating to money and financial issues. But, beyond that, it focuses on the localized view so as to support the financial literacy of any individual living in sunny Singapore.

Image Credits: facebook.com/MoneyDigest

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