Various people have an impression that Yoga is expensive or that Yoga is only for the elites. Compared to a monthly gym membership, perhaps Yoga can be considered expensive. Clothes, mats, and other props can be costly. But, if you prioritize the practice of awareness rather than flaunting for fashion then you may find yourself saving a lot more. As Yoga teachers, you get to immerse yourself deeper in the practice and its doctrines. You become less interested in wastefulness
7 Deadly Investment Sins
The definition of INVESTMENT is as follows: it is money committed or property owned that is acquired for future income. It has two main classes namely: fixed income (e.g., bonds or fixed deposits) and variable income (e.g., property ownership). Mark Tier, the author of “The Winning Investment Habits of Warren Buffett & George Soros”, argues that they are seven deadly investment sins that unwary investors make. What is observable with these so-called sins is that they are all irrational investment
Undestanding the Total Debt Servicing Ratio (TDSR) in Singapore
If you are planning to buy your first property, you will be made to get accustomed to a term call “TDSR” or Total Debt Servicing Ratio (besides SIBOR, LTV and the likes) introduced on 28 June 2013. Not surprisingly, 1 in 3 home buyers are not familiar with how the TDSR works. TDSR is one of the 8 rounds of property cooling measures enforced the the Monetary Authority of Singapore (MAS) since the financial meltdown of sub-prime crisis in 2008. It has
5 Affordable Beauty Hacks You Must Try Now
When you are caught in a beauty dilemma, you need a quick solution! In order for fast action to happen, health care products that are already available can be used. Here are 5 Affordable Beauty Hacks that can make your life easier… 1. FOR YOUR SHINY FACE To deal with your shiny face, you may use hand sanitizer or Sticky Notes (e.g. Post-it). Hand sanitizer has “dimethicone” that smoothens the skin like a primer and provides a protective coat locking
11 Cheapest Items on the First Months of 2015
Some items are cheaper at certain times. Hence, with planning and knowledge, you will be able to save more money when purchasing throughout the year. Here are the 11 cheapest things to buy from January to March 2015: IN JANUARY 1. HOLIDAY ITEMS Holiday items such as surplus or unused gift cards, Christmas decorations, and wrapping papers are now selling with discount in stores and in the Internet (e.g., eBay or Carousell). Buy now, as their condition and use will