In order to decide on how much you shall save, first you must be aware of how much you are spending. Expenses can be categorized as either fixed or variable. Fixed expenses remain the same every month or year due to Singapore’s laws and Company service-provider terms (e.g. Hand Phone Plan, or HDB Rent). Variable expenses include food, entertainment, clothing, and other expenses that may change every month or year. The challenge now is for you to choose on which
It’s not always easy to save money when you shop. After all, the basic idea behind shopping isn’t to save money, but to spend it. Some of the nicest things out there (like branded goods) cost a hefty dime. It’s no wonder so many young Singaporeans are not shopping themselves into debt, buying things they want, but don’t need, at astronomical prices. However, there is an option for those who are less picky and want to save money: thrift shopping!
Ah, Orchard Road. Singapore’s glitzy and glamourous retail heaven, Orchard Road’s practically second home to shopaholics around Singapore. Even if you’re not a fan of retail therapy yourself, there were probably some days when you went all out busted your wallet while you were at it. After all that though, you might want to learn how to save money on eating when your wallets already taken a beating. Here’s a tip on how to save money: check out these 6
Watching a movie has been a favourite pastime of Singaporeans. In fact, it tops the list in a survey conducted by MasterCard where 75% of respondents has watched a movie at least twice in a month. I would be surprised if you have not watched Ah Boy To Men or Ah Boy To Men 2. Their combined box office well grossed over S$16M and with ticket price creeping to an average of $10, that also means at least one in
School holidays are just around the corner and while you wait patiently for December to arrive, you rush to clear all your outstanding work looking forward to flip your calender. December is a month where most of us go for a short getaway from Singapore. We would bring our family members and our loved ones, including your well-behaved kid who had been diligent in class to another country to celebrate one year of hard work. Finally! You may have already