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5 Steps To Write An Irresistible Business Proposal

A business proposal (BP) is a written document that is sent to a potential client in order to obtain a specific goal. It is a crucial tool that can help you navigate and manage your business.

The challenge is for you to write a proposal that will keep your prospects hooked!

UNDERSTAND YOUR PURPOSE

It makes perfect sense to begin your journey by identifying and understanding your purpose. Answer this simple question: “What product or service are you selling?

A business proposal is created to earn sales and not just to inform people about what you are offering. Understanding the purpose of your business proposal will help you define the problems it needs to address as well as its solutions that provide value.

CREATE AN OUTLINE

After knowing the direction that you intend to take, it is time to organize your business plan by building an outline. The six fundamental parts of the BP are the executive summary, business overview, offer description, marketing analysis, detailed implementation, and financial projection.

The executive summary is synonymous to the abstract of a research paper. It includes the essential elements of the business plan that your client can easily read in a glimpse. Be sure to include the background of your business, its mission and vision, the market opportunity, its financial requirements, the competitors, and its financial projections.

Business overview gives a background of your business. It includes when and why your business was formed, its mission and vision, its business model, and any existing strategic relationships with other brands or institutions.

Image Credits: wikihow.com/Write-a-Business-Proposal

As the name suggests, the offer description highlights the nature of the products and services that you are selling. It seeks to describe these in detail by including information such as the manufacturing process and the availability of materials.

Inside the marketing analysis is the layout of your marketing strategy that addresses customer service, sales, public relations, and advertising.

The second to the last section is where the investors focus on – the detailed implementation. This part includes the dates and the deadlines of your business plan.

Lastly, the financial projections specifies the “quantitative interpretation of everything you stated in your organizational and marketing sections”. Include your projected profits and losses in the next three years or so.

DO SOME RESEARCH

Tailor your business proposal to the personality and the “vibe” of your potential client as much as possible. If you prospect’s target market is the youth, highlight the benefits of your products to the hippie millennials. Do further research on the needs and wants of your prospects.

This will ensure that your BP is comprehensive.

WRITE THE CONTENTS

Curtains are all set. It is time to perform! Let your thoughts flow in harmony with the outline you set.

Add additional information such as the people involved in the business, your successful track record, and the evidence of the business’ financial stability. This will strengthen your claims as well as your perceived competence.

EDIT THE PROPOSAL

The last step entails that you transform into your own critique. The face value or the appearance is as important as its content. Make sure that there are no grammatical and typographical errors. If you are not good with words, you can always high a professional to do the task.

Image Credits: wikihow.com/Write-a-Business-Proposal

Remember that the BP must manifest how you and your business can benefit potential clients.

Sources: 1, 2, & 3

Delicious And Affordable Places For Churros In Singapore

Just when I thought that the CHURROS CRAZE was long gone, it came back with new and improved versions. Churros come in every color, shape, and sizes. You read that right! Retailers stepped up their games with unique flavors such as Ondeh Ondeh and Sea Salt Charcoal.

Know where to look for these amazing flavors (and more) by reading this list of affordable places that serve Spanish-style Churros…

MORE OF THE GOODNESS

Alt-Yard is the wonderful off-spring of Fluff Bakery and Penny University. It serves chunky churros, specialty coffee, and other delectable desserts. By desserts, I am talking about finger-licking flavors such as Nutella Red Velvet Cupcakes and Chocolate Chewy Marshmallow Cookies!

Going back to Alt-Yard’s take on the Spanish street food, their churros are lightly drizzled in cinnamon sugar. Accompanying this made-to-order churros are the affordable dips such as Salted Caramel ($1) and Chocolate Ganache ($1).

If you are looking for a unique spin on the local favorite, try the Ondeh Ondeh Churros ($3.80 for 7). It comes with a Gula Melaka dip and is coated with shredded coconut shavings. This batch of churros is so good that it will leave a lasting impression.

Image Credits: Muhammad Safiudin

Location: 5 Tampines Avenue 3, Tampines West Community Club, Singapore 529705

STAR OF THE CROWD

Say you decided to invite your friends at Clarke Quay to party the night away after an exhausting week at work. With several establishments in that area, try chilling at a place that is beloved by the night crowd – the Alegro Churros Bar. It serves authentic Spanish street food paired with a range of beer and other liquors. Its authenticity is due to the special pulling equipment that was imported from Spain. This said equipment is used to make tasty churros. What makes their churros special is its texture that is crispy on the outside but chewy and soft on the inside.

The average price per person is S$13, according to hungrygowhere.com.

Image Credits: hungrygowhere.com/singapore/alegro_spanish_street_food/photo/80bd0000

Location: 3D River Valley Road #01-13, Singapore 179023

OUT OF THE ORDINARY

Tired of the plain looking churros that you normally see? Take a chane on the Churros Factory instead. Savor the divergent flavors such as Sea Salt Charcoal, Red Velvet, Raspberry, and Ondeh Ondeh Churros.

Churros Factory’s Ondeh Ondeh Churros with Gula Melaka has a crunchy brown exterior that is filled with pandan delight (S$7 for 6 pieces or S$5 for 3 pieces)! While the Raspberry Churros are sinfully scrumptious when dipped into the chocolate sauce. Worry not about their sugar to pasty ratio as the sweetness is just right.

Image Credits: facebook.com/churrosfactorysingapore

Locations: Several outlets in Singapore as seen on churrosfactorysg.com

Have fun snacking! 🙂

Sources: 1 & 2

Best Cash Rebate Credit Card in Singapore for Frequent Travellers

This is a contribution by Alison, who blogs at www.heartlandboy.com

Heartland Boy recently took a leap of faith to accept a job assignment in the chaotic streets that is Jakarta.

As a recently married and henpecked husband, he agreed voluntarily to fly back to Singapore on weekends so as to spend time with his lovely wife, Ms Heartland Girl. Heartland Boy does not have the luxury of having his company fund his weekly trips home; so minimizing his airfares were a huge priority for him. Therefore, Heartland Boy set out to look for the best cash rebate credit card for frequent travellers, instead of the typical credit cards that issue air flyer miles.

After comparing across various credit cards in the market, the ANZ Optimum World MasterCard Credit Card is the best cash rebate credit card for frequent travellers due to its headline grabbing 5% cash rebate. In this programme, the cash rebates are awarded in the form of Optimum dollars but essentially, they are effectively as good as cash. Therefore, for simplicity, Heartland Boy shall address Optimum dollars as cash rebates in this article.

Source: https://sg.anz.com/apps/optimum/

HOW ANZ OPTIMUM WORLD MASTERCARD CREDIT CARD WORKS

Select 1 out of these 4 categories. [Dining&Leisure, Travel, Shopping, Groceries]

Table 1: Definitions of the categories under the ANZ Optimum World MasterCard Credit Card

The selected category, otherwise known as a core category, will earn 5% cash rebate, while the remaining 3 categories (non-core categories) will earn 1% rebate.
The cash rebate is calculated based on every multiple of S$10 where the transaction amount will first be rounded down to the nearest S$10. The table below illustrates the different type of transactions and the cash rebates applicable.

Table 2: Cash rebates applicable on the ANZ Optimum World MasterCard Credit Card

The cash rebates will accumulate daily and eventually be rounded down to the nearest dollar on your monthly statement. Therefore, assuming that those were the only 2 transactions for the entire month, the ANZ Optimum World MasterCard Credit Card holder will earn a total of S$11 cash rebate for that particular month.
Once you have accumulated a minimum of $50 in cash rebates, you can choose to “redeem” the cash rebate to offset the cost of your future transactions. Redemption of cash rebates are in multiples of S$50.

What Heartland Boy likes about ANZ Optimum World MasterCard Credit Card

With a cash rebate of 5%, it is easily the best cash rebate credit card for frequent travellers.
No minimum spend is required on the ANZ Optimum World MasterCard Credit Card to earn the cash rebate. Therefore, even if you charge S$20 for your core category on the ANZ Optimum World MasterCard Credit Card, you already earn S$1 cash rebate for the month.
There is no limit to the amount of cash rebate you can earn in a single month.
Cash rebate earned have a long validity period of 3 years.

Tips on optimizing the ANZ Optimum World MasterCard Credit Card (pun intended)

As card holders are allowed to change their core categories every quarter, you may want to switch category in anticipation of some big ticket expenditure. For instance, if you are booking year-end holidays for the family, it will be good to switch to “Travel” category to earn the maximum 5% cash rebate. After completing this big ticket expenditure, card holders can still switch back to their original core category in the next quarter.
Note that the maximum amount of cash rebate awarded per transaction is S$30. This translates to S$600 and S$3000 per transaction for your core and non-core categories respectively. If your transaction exceed the quantum, you may want to break up your transaction into separate receipts and payments to qualify for more cash rebates.
ANZ is having a credit card promotion now whereby new-to-bank customers who apply for the ANZ Optimum World MasterCard Credit Card and have their credit cards approved by 15 March 2016 and spend at least S$488 on their Credit Card will earn a cash rebate of S$100! Readers who are eligible should take advantage of this credit card promotion!

In reality, the ANZ Optimum World MasterCard Credit Card is a fantastic credit card as long as one is a “heavy” user of any of the four categories. For instance, a parent with a large family may find the 5% cash rebate on groceries very useful. Heartland Boy also thinks that readers can be creative and utilise a suite of credit cards to leverage on their respective strengths. For instance, Heartland Boy uses the ANZ Optimum World MasterCard Credit Card to book air tickets and the OCBC 365 Credit Card to pay for bills at restaurants.

Opening A Small Business Soon? Here Are 5 Ideas That Are Worth Hearing!

If you are looking for a fresh entrepreneurial opportunity, you came to the right place! Here are 5 small business ideas that are worth your time:

1. SELLING ITEMS ONLINE

You do not have to be a digerati to open up your very own online shop. If you are skilled at knitting or crocheting, you can try selling the popular “mermaid blankets” among others. Homemade jewelry is another option for innately creative and patient individuals.

With products or services in mind, you can open a shop on Tictail.com or Carousell.com. Tictail allows its users to run a nice virtual store in minutes. While, Carousell allows its users to sell globally through its mobile App. Both are definitely free and easy to use!

2. STARTING A COMMUNITY

Consider operating a business that brings a Singapore’s personal trainers together. You can either employ several personal trainers and market their services or, you can start a website that creates a community of personal trainers.

A personal trainer is someone with a knack for fitness, sufficient expert knowledge, and good interpersonal skills. He or she works directly with the clients to make fitness assessments, set goals, demonstrate exercises, and provide constant feedback to improve the client’s physique.

3. FLYING A DRONE

Many establishments utilize 360° Panoramic Virtual Tours to show everyone what they have to offer. This enables the potential clients to view the brand in a broader and more holistic perspective. Level up the traditional photography business by offering aerial services.

Aerial photography starts by mounting cameras to R/C helicopters. R/C helicopters shoot precise panoramic images and videos. However, professionals suggest to invest on quadcopters or drones.

Image Credits: pixabay.com

4. CUSTOMIZING THE KICKS

As you may have notice, the sneaker culture is at its all-time high! One cannot deny the international popularity of adidas Stan Smith or the NikeLab Air Max 1 Royal. You may start a small business that personalizes sneakers while the industry is prosperous. People who bought the same kicks as the rest can still stand out from the crowd by purchasing your work of art.

This business purely relies on your talent. You can look up the works of the project-based artist Glenn Ng or the renowned sneaker artist Mark Ong (SBTG) for more inspiration.

Image Credits: facebook.com/voidng

5. RUNNING A WEBSITE

With the modern technology, you can run a website dedicated to the topic or theme that you are interested in. Start by sharing your own wisdom and genuine passion to educate or entertain your readers. After which, only promote the products and brands that you really believe in.

By constantly writing or blogging about a certain topic, you become sort of expert on that topic. The most feasible ways to earn money from your blog are paid advertisements, paid articles, offering courses, and selling books.

Sources: 1 & 2

How To Look For The Best Local Suppliers For Your Biz

A party that supplies you with goods or services is called a vendor. Most people refer to the vendor as the supplier. Suppliers are distinguishable from contractors as the latter allow specialized input before handing the final outcomes.

Finding the most suitable suppliers for your business is as important as running it. You can either attract the suppliers or you can search for them. So where do you look for the Singaporean suppliers, exactly?

QUICKEST METHOD

Do you still recall those heavy books which included all the landline handles of your chums? It brings nostalgic memories of my childhood wherein my siblings and I will put the bulky publications on top of each other to build a tower. It sounds silly now but, we had so much fun back in the day!

These said publications are called classified directories or telephone directories. One of its well-known brands is Yellow Pages. Just when you thought that it is long gone, it stays potent since 1967. Yellow Pages is a “comprehensive classified directory that not only helps consumers make informed purchases but also serves the social, commercial and industrial needs of business users”. It is printed in both English and Chinese editions.

You can visit their website at yps.com.sg to supplement your search. For instance, you can contact this supplier if you need someone to customize uniforms for your office:

Muxette Pte Ltd

998 Toa Payoh North #02-25, Singapore 318993
65098051
[email protected]

Yellow Pages and its counterparts is probably the quickest method to get a supplier. The only downside is the fact that you cannot compare prices by merely browsing a single source. However, it provides you with the fundamental information such as the supplier’s address and contact number.

COMPREHENSIVE METHOD

If suppliers seem to be elusive, consider approaching them directly by attending several trade shows, exhibits, and bazaars. It is the perfect chance to expand your network and to grasp how huge your industry is.

Say you are building an events firm that offers wedding planning services. You can check out the “Her World Brides & Resorts World Sentosa Wedding Carnival” to get a comprehensive list of wedding vendors and speak to a team of wedding experts.

Image Credits: herworldplus.com/weddings/events-promos/her-world-brides-resorts-world-sentosa-wedding-carnival

Get the latest schedule of trade shows in Singapore by visiting 10times.com.

MOST CONVENIENT METHOD

One of the most convenient sources of information is the search engine. The Internet has a vast influx of data on local suppliers, manufacturers, and contractors. Use the attached contact information along with the uploaded pictures and videos to your advantage. Start with a minimalist website that gives you the basic details in a form of a classified directory – the STDIRECTORY.

For your safety, refrain from processing everything online. A better approach is to set meetings with the suppliers using the details found on their websites.

Image Credits: pixabay.com

May this post help you to invest time and effort in finding the best supplier who can provide you with quality outcomes at budget-friendly prices.

Sources: 1 & 2

HOW ANZ OPTIMUM WORLD MASTERCARD CREDIT CARD WORKS

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