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Amazing Places To Shop For Preloved Clothing In Singapore

There are some articles of clothing that you do not need to purchase new (e.g., infant clothing). This idea extends during the good and awful times.

Scattered in various cities around the world, it seems that thrift shopping is finally catching its moment here. Flea markets, thrift shops, and online marketplaces are great sources of savings. Start digging up unique finds in these places:

NEW2U THRIFT SHOP

Nestled in the heart of Singapore’s “arts and heritage district” is the gem called New2U Thrift Shop. It is the go-to place for fashionistas in the area who desire to save a couple of bucks. Aside from its accessibility, New2U houses a diverse collection of items. The store has men’s clothing, women’s accessories, children’s toys, and so much more. All these products were donated from various initiatives.

You may be surprised to know that the prices of these items start at S$1. You are sure to snag a flashy bargain here. On top of this, New2U will be having a 50% off sale soon.

Image Credits: www.facebook.com/New2UShop

Location: 96 Waterloo Street, Singapore 187967

ONLINE

The Internet is a bountiful chest filled with treasures. There are two primary websites/mobile apps for preloved goods in the local scene. These are namely: Gumtree and Carousell. I have spoken a lot about these two as I tested their services myself.

a. Gumtree – The mechanics of Gumtree is synonymous with Craigslist. However, its layout is easier to navigate. It is a virtual marketplace where you can find children’s clothing, secondhand bags, and almost everything in between. You may use this platform for selling your goods too!

b. Carousell – Carousell lets you buy and sell a wide range of items in less than five minutes! Why don’t you give it a shot?

Image Credits: pixabay.com

SINGAPORE REALLY FREE MARKET

Whether you want to believe it or not, an open market exists in Singapore. Singapore Really Free Market promotes community sharing by presenting their items at no cost. You read that right! You are welcome to get pieces that you what without registration fees or other costs.

As a friendly reminder, tackle the situation with restraint. Do not hog everything as some people may need it more than you. Follow Singapore Really Free Market on Facebook for the details on their next flea.

How will you rock your secondhand clothing in style? Here it from the fruitful speech of the American designer Jessi Arrington. Spoiler alert! She packed nothing for TEDActive but seven pairs of undergarments.

Avoid Making These Costly Mistakes As A Parent Of A Teen Driver

Having a teenage driver is a breathtaking experience that can keep Singaporean parents awake at night. It is normal to worry about the safety of your child on the open road where anything can happen. Who am I kidding? Even my parents are terrified that I am driving as a young adult.

If you do not want to pay for increased insurance premiums or medical fees, here are three mistakes that you need to avoid…

MISTAKE #1: SETTING AN EARLY BLASTOFF

Ah, the teenage brain! How does one begin to describe the wiring of the “teenage brain”? For starters, it is marked by the significant to the rewards prompted by taking risks. Researchers from the University of Texas found that teenage brains were craving for adrenaline-fueled rewards. This explains why they lean toward extreme activities. The teenage brain may be harmful when mixed with the ability to drive a vehicle.

The minimum age to acquire a Qualified Driving Licence in Singapore is 18 years old. Just because your beloved can start driving at 18, does not mean that he or she needs to be behind the wheels at a young age! Having your teenager wait makes a financial sense. Time may not only give your child maturity, but it may also reduce your car insurance premium.

MISTAKE #2: PURCHASING A NEW RIDE

Most Singaporean parents want to give the best for their children. The idea of buying a shiny ride for your newly licensed driver may have crossed your mind as a devoted parent. You might rationalize your purchase by thinking that a brand new car is safer and more advanced. However, an expensive car costs more to insure. Not to mention, you are handing the responsibility to a fairly experienced driver. Are you brave enough to tackle these risks?

Let me highlight the total cost of owning a car (i.e., excluding miscellaneous, maintenance, parking, and petroleum fees). 10 years of owning a car may cost you about S$138,723. This whopping amount includes the Certificate of Entitlement, Total Car Loan Value, Road Tax, COE and PARF Rebate, and Car Insurance.

Consider purchasing a used car as a training ground for your teen. This will teach him or her the value of saving up. Isn’t it more thrilling to drive an impressive car with the money that you worked hard for?

MISTAKE #3: FAILING TO ENFORCE THE LAWS

As I said a while ago, the teenage brain is wired to embrace adrenaline-fueled situations and rewards. This factor may increase the risk of breaking the traffic laws and getting into vehicular accidents. Teenage drivers generally face greater restrictions than other drivers. The main restriction is the age limit.

Last year, a horrific accident involved an under-aged driver (i.e., aged 17) and a motorist at the junction of Ang Mo Kio Avenue 5 and Ang Mo Kio Industrial Park 2. The motorist was badly injured and his passenger died instantly. The teen driver suffered from emotional distress after realizing the gravity of his actions. He was even bullied online. Under the law, the penalty for hit-and-run accidents is a fine of up to S$3,000 or imprisonment of up to 12 months.

Image Credits: pixabay.com

Similar scenarios may be prevented with careful guidance from the parents. I am not saying that you are solely responsible for your young driver’s every move. But, you have a heavy influence on it. Start by educating your child about the traffic laws and by serving as a good role model of a responsible driver. Use foresight by enrolling your teen in a local driving school such as the Singapore Safety Driving Centre (SSDCL) or the Bukit Batok Driving Centre (BBDC). These institutions were registered for Basic Theory Test, Final Theory Test, and Practical Driving Test.

Sources: 1 & 2

Do You Have A Financially Toxic Friend?

Whether you notice it or not, the people whom you interact the most with are likely to shape your financial decisions. Some outcomes are less positive than others. The truth is, you may not be able to change the personalities of the people around. The only thing you can change is your exposure to these people.

Filter out toxic financial relationships by distinguishing these people from the rest:

The Dollar-Pincher

There is a huge difference between prioritizing your spending and conserving because you do not want to spend your wealth! “Dollar-Pinchers” see money as a tool that they must conserve at all cost. They aim to spend a little money as possible (i.e., synonymous to a cheapskate or a miser).

Let us be realistic. Many of us have encountered a friend who seemingly dissolves when the bill arrives. To save you from an embarrassing moment with the waiter and to keep your Dollar-Pincher quiet, you opt for paying his or her share. Doing so entails that you will spend more than your allotted budget.

The Investigator

As the name suggests, the “Investigator” digs deeper into your life to reap information that you would normally share with your trusted financial planner. He or she desires to know how much you made, saved, and spend. You need to be especially careful if the Investigator is a co-worker. You see, this type of friend is least likely to be concerned with your well being. Anything you say may be used against you.

When it comes to painting my future, I am not afraid to test the waters. I have had several occupations and there was one thing that I noticed. My Investigator friend would constantly pry into my professional life. He would ask me how much my current job offer was and how much my monthly salary is. He goes even further by asking if what was offered was higher than my previous job. Needless to say, we are no longer friends.

Image Credits: pixabay.com

The Show-Off

If you are a frequenter of various social media platforms, you probably came across a friend who has a seemingly successful life. The “Show-Off” brags about his or her financial capacity by sharing his or her local and international endeavors. It is especially hard when you are roughly the same age as your friend and you find yourself making comparisons between each other’s progress.

Regularly bombarding yourself with friends who display or tell you how great they are doing with their finances can trigger unhealthy emotional responses. You may start doubting your monetary choices or start feeling depressed with your career. Please realize that you do not need to keep up with the Show-Off! Simply focus on what you are doing right with your finances.

The Wheedler

Be careful! You do not want to be misguided by the “Wheedler”. This type of friend uses flattering words and thoughts to entice you to spend beyond the bounds of your financial capability.

To put things into perspective, let us say that you are shopping with your chum Atiqah. You wanted to buy an expensive dress that you do not really need. Instead of politely suggesting to skip on the dress, Atiqah encourages you to purchase it immediately. She continues to shower you with exaggerated pleasantry until you give in. If you cannot change the Wheedler’s ways, you must only bring the amount of cash that you are willing to spend with him or her.

Image Credits: pixabay.com

It is time to turn the tables around. Search within yourself and examine whether you have been financially toxic to others. Are you willing to change for the better?

Sources: 1 & 2

5 Habits That Reek “Unprofessionalism” In The Workplace

Being successful in your field takes constant sacrifices and conscious effort. With all the things that you have invested, do not let these unprofessional habits drag you down.

THE LONE WOLF

Many Singaporeans tend to mind their own business. There is nothing wrong about that as we just value our own privacy. However, it can be harmful if you translate the “lone wolf habit” in a collaborative workplace. The lone wolf habit occurs when you prefer to accomplish tasks on your own rather than doing it swiftly as a team.

Say you are a part of the marketing department. You must communicate with the client as well as you teammates in order to minimize errors and to achieve satisfaction. You will not achieve the client’s vision if you called the shots for everything. Not only does this habit influence your professional reputation, but it may also lower your risk of getting a promotion.

THE INEFFICIENT MULTITASKER

There is a practical reason why the broadened Road Traffic Act includes the utilization of the hand-phone while driving. Under it, motorists caught using any mobile devices while the vehicle is moving will be violating the law. Accident prevention is the practical reason. You see, the act of juggling two or more things can deteriorate your concentration. It is best if you exhaust all your senses into one task at a time. The same idea can be applied in the workplace.

Browsing with your laptop, messaging your friends, or checking your social media during a meeting sends the wrong signal to your boss. It conveys that you are not interested with the important matter at hand. Pay attention instead.

THE MIGHTY BULLY

In 2015, a local article featured a story about a man who suffered from a mental breakdown due to the constant bullying in the workplace. Mr. Kenny Leong was previously shunned by his boss and co-workers due to his physical characteristics (e.g., being soft-spoken and having gentle gestures). In most places that he worked at, he was labelled with terms such as “Chao Ah Gua (slang for effeminate)” or “Woman”. Can you see how the constant exposure to bullying affected him?

Well…Mr. Leong is not alone! Surprisingly, statistics have shown that 1 in 4 Singaporeans have suffered from workplace bullying with the top aggressors being their bosses (62%) and their clients (21%). Unprofessional habits such as name-calling and spreading rumors can cause deterioration in work performance as well as mental distress.

THE INCREDIBLE HULK

Remaining calm during stressful situations is one of the abilities that you need to master in life. However, it is easier said than done. Not everybody was wired to have the patience of a preschool teacher!

Consumed by stress, you can display unpleasant behaviors ranging from spewing an audible sigh to purposefully hitting a co-worker. These said behaviors may develop a pattern in the long run. Imagine turning into the “Incredible Hulk” whenever you are faced with heated moments. There can only be one end result for your temper outburst – getting fired.

THE DRAMATIC ACTOR

Tear-jerking stories of alcoholism, extramarital affair, or bankruptcy are fascinating twists in movies and television series. But, these problems have no place in the office! Your boss does not need to know about your outstanding student loans. Your co-workers do not have to listen to you while you argue with your spouse on the phone.

Regularly bringing your personal issues in the workplace implies that you have a problem with establishing boundaries. Save the heart pounding drama for your trusted confidants and close family members. Only discuss these matters outside of work.

Image Credits: pixabay.com

What other unprofessional habits are common in the Singaporean workplace, or any workplace for that matter? Feel free to share your thoughts in the section below.

Sources:1, 2, & 3

How To Negotiate A Higher Pay As A Freelancer

Establishing and negotiating rates with your potential clients seems like one of the most complex or intimidating parts of freelancing. But, it does not have to be!

WEAR YOUR DETECTIVE LENSES

The first step is to do your homework.

Detectives and investigators compile evidences through careful observations and interviewing witnesses. Play the role of a “detective” by collecting as many salary information as you can. Research about the average rates for freelancers by joining online forums (e.g. Singapore Babysitter Connect) or by joining local groups (e.g. The Singapore Writers’ Group). One of the best ways to get useful information is by chatting up with hired freelancers in your area.

UPDATE YOUR PROFESSIONAL PROFILE

After researching the realistic going rates for the position that you are applying for, you must display a pleasant track record. It goes without saying that higher pay will be rewarded upon showing amazing performance at work. For instance, you shall make it a habit to collate positive reviews or references from different individuals whom you worked with. Glowing reviews from 10 parents in the local neighborhood are good additions to your tutor’s negotiating arsenal.

If you want to list the contact numbers of several references in your CV, you must ask for their permission. Boost your image by having your satisfied customers talk for you!

ASK FOR IT UPFRONT

There are many individuals who fail to initiate a pay raise during an interview and after employment. However, it is challenging to negotiate a raise if you do not ask for it. Weigh in on how much you should get paid before signing on a project with a new client.

Present a concrete figure based on your careful research and past experiences. If you act as though you are prepared to walk away from a deal unless you achieve your desired goal, your bargaining partner will be far more eager to satisfy your requirements. Most clients will agree to your desired rate or simply meet you halfway.

OFFER THE INTRODUCTORY RATE

Your potential client was impressed with your body of work, but he is hesitant to commit to your proposed higher rate at the onset. Do not give up just yet! You may offer an introductory rate for a limited amount of time.

Let us say that you clean flats every weekend. You can render your services at the friendly rate of S$17/hour during the first two weeks. If the client is happy with your performance and would like to utilize your services afterwards, he or she has to pay you S$24/hour for the succeeding weeks. Think of a rate and a time-frame, which works for your circumstance.

Image Credits: pixabay.com

Negotiating a salary is a conversation that aims to reach an agreement with someone whose interests are not perfectly aligned with yours. Use these four strategies to help you achieve your financial goal!

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