Surefire Ways To Save Money On Diapers In Singapore

For many Singaporeans, purchasing baby products is a costly affair. Do not get me started with diapers! These product end up on the rubbish bin on a regular basis. So, is it worth all the money?

Since diapers play a vital role in your baby’s grooming, you must get creative in shopping. Try the following tips!

#1: GO BACK TO BASICS

As a child, my mother devotes her time on changing my cloth diapers. The ones I used were passed on to my siblings. Cloth diapers are washable, adjustable, and suitable for sensitive skin. Taking a step back to the old school routine can help you save years worth of cash.

Anything that you can reuse or recycle is a bonus for your wallet. Disposable diapers contribute to your monthly expenses. While, washable diapers can last you for years. Consider purchasing the six-dollar cotton diapers from Lazada.

#2: BE SLOW IN CHANGING SIZES

Diapers come with suggested weight per size. It comes as no suprise that bigger diapers are more expensive. Furthermore, it contains fewer pieces per package. This is why you must take things slow when switching sizes.

The numbers on the cover are merely suggestions. Some children could wear sizes beyond the time suggested on the package. Instead of going with what the company recommends, change sizes once you see a significant amount of leaks.

Image Credits: pixabay.com

#3: LOOK AT THE PRICE PER DIAPER

Diapers come in different brands, sizes, and quantities. More often than not, you judge a brand by its price tag. Instead of looking at the price per package, look at the price per piece! This way, you will be able to access whether you are paying for the cheapest diaper price.

For instance, your child requires a taped diaper in small. Pampers offers 82 pieces for S$24 (i.e., 0.29 each). While, Merries offers 54 pieces for S$20.95 (i.e., 0.38 each). Which one is a smarter choice?

#4: PURCHASE IN BULK

When it comes to disposable diapers, it is best to buy in bulk. Bulk purchases are cheaper compared to buying per package. Some stores even offer additional discounts for bulk purchases.

Image Credits: pixabay.com

Do not fret about wastage. You will go through countless amounts of diapers once the baby is out!

Sources: 1 & 2

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5 Budget-Friendly Korean Beauty Tips

Korean beauty secrets focus on the rigorous steps that you need to follow on a daily basis. They invest their time and money on flawless skin to wear less makeup. Dewy skin with tinted lips is the way their go-to look!

#1: DRINK LOTS OF WATER

Much like the tip shared by a Parisian model, renowned Korean artist Song Ji-eun is zealous when it comes to drinking water. She drinks about three liters of water daily. She believes that the act of hydration will keep her skin looking radiant. She is right!

Drinking water is essential for your body. In some cases, it may even lighten your skin! Generally speaking, it keeps your skin from cracking or drying out.

#2: FOLLOW THE 10 STEPS

Most Korean skincare regimen involves 10 steps. It includes applying sheet masks, essences, serums, moisturizers, fermented products, and sunscreen. Cleansing and exfoliating are parts of the ritual too. I am going to focus on exfoliation.

Exfoliation not only cleans out clogged pores, but also removes dead skin cells. Doing so will brighten your skin. People with sensitive skin must exfoliate once a week. While, people with less sensitive skin shall exfoliate three times a week. Consider purchasing the Palmer’s Exfoliating Facial Scrub for S$15.90.

#3: MASSAGE YOUR OWN FACE

Many Koreans prefer showering with a warm to hot temperature setting. As an avid fan of facials, I learned that the steam opens up pores. It makes it easier to remove your blackheads and other imperfections. Fortunately for South Koreans, skin clinics are rampant in their area. So, how can we mimic this convenience?

Image Credits: pixabay.com

Massage your face whenever you want to. Create circular motions with your fingers tapping your forehead, cheeks, and jaw. Massaging it can increase ciculation. It is believed that this can lead to a dewy complexion.

#4: USE A CHARCOAL FACE MASK

Buying sheet masks in South Korea is synonymous to purchasing rice in Singapore. It is a necessity! What face mask ingredient is all the rage? Well, charcoal is popular these days. Charcoal dries out your face to detoxify it from excess oils. Furthermore, it exfoliates the face to wash out other impurities. Let it sit on your face for 10 to 15 minutes.

A popular Korean brand for face sheet masks is MEDIHEAL. Its black charcoal mask retails for S$8.90 at Watsons.

#5: WEAR A TINTED LIP COLOR

Korean women prefer wearing lip tints for its many advantages. Firstly, it stays put throughout the day. You can eat two slices of pizza and still have stained lips! Secondly, brands incorporate different natural products such as plant extracts and essential oils. Lastly, it is perfect for the low-maintenance or no-makeup look.

Image Credits: Hanbyul❤ via Flickr Creative Commons

Korea’s innisfree carries a variety of lip tints including the Eco Flower tint for S$10. It has balsam, calendula, rose, azaleas and camellia extracts make your lips look fresh and beautiful.

Sources: 1 & 2

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4 Indoor Plants Believed To Attract Money

There are a host of beautiful indoor plants that have powerful effects on one’s prosperity. Whether it be money or luck, the following plants have earned a reputation for bestowing those who take care of them.

#1: MONEY TREE

As the name suggests, the Money Tree is recognized as one of the luckiest plants out there! Fung Shui principles highlight its abilities to purify air and to absorb radiation. It energizes the flat by increasing oxygen inflow and filtering air. To absorb radiation, it is recommended to keep the plant close to the Wi-Fi router, computer, or television.

The position of the plant is important too. You must keep it indoors in the southeast direction of the living room.

#2: JADE PLANT

The Jade Plant or Crassula ovata is a succulent with small pink or white flowers. This common houseplant is native to South Africa and Mozambique. Much of its popularity is rooted from its low maintenance nature. It requires little water to survive in indoor conditions.

Image Credits: pixabay.com

With regards to its appearance, its shiny and smooth leaves appear to have a yellow-green color. The branches are impressively thick too.

#3: LUCKY BAMBOO

Generally speaking, a bamboo is an amazing plant that brings peace and wise energy to your home. It teaches an individual how to be flexible for its spirit to freely flow or heal within. It is more than just an addition to your aesthetic!

In Feng Shui, the amount of stalks signify different aspects. Two stalks bring positive energy to your love life. Three stalks evoke happiness, five stalks give good health, and eight stalks bring wealth. Furthermore, a lucky bamboo with 21 stalks may bring good fortune and good health to your life.

#4: PEACE LILY

Last but not the least is the Peace Lily. This deep green plant laced with white blooms helps you to prosper physically, mentally, and financially. It can detoxify your air and get rid of the following toxins: formaldehyde, benzene and carbon monoxide. Bid farewell to the medical expenses caused by these!

Image Credits: pixabay.com

Moreover, this type of plant is super easy to care for. It survives best in shaded or dark environments such as small offices and corner closets. Interesting, right?

Sources: 1, 2, 3, & 4

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Why Do People Think That You’re Poor?

Whether it is the way you dress up or the way you carry yourself, people are usually quick to judge whether you are wealthy or not.

I vividly recall the time when my university friend asked me hangout. In our tight group, she announced that I should be given the opportunity to choose the restaurant that night. I was flattered at first until she stressed that I was the “poorest” one. I soon realized that the girl was not a genuine friend. True friends support each other no matter what.

Her perception was influenced by the fact that I did not have a job at that time and was only relying on my parents’ allowance. Knowing how much money an individual makes can completely change your perception of them. As much as you want to deny that money makes no difference in your perceptions, it definitely does!

Image Credits: pixabay.com

People can judge your worth in a variety of ways including these:

#1: WHAT YOU WEAR

It goes without saying that your clothing leaves a lasting impression. In a snap of a finger, a person can determine whether you are a successful businessman or an unemployed student. Flashing your designer bags and watches can give you a heads up!

#2: HOW YOU TRAVEL

In some cases, your form of transportation can send a message about how much you make. People who travel via car are seen as more successful than those people who take public transportation. The same goes for people who travel via business class as supposed to travelling via economy class.

#3: WHERE YOU LIVE

Singapore’s land scarcity has led to living situations such as government housing, landed estates, and condominiums. The last two options are perceived as more lavish than living in HDB flats. Size and location matters!

#4: HOW YOU SPEND

Being frugal may be seen as a poor man’s strategy to survive. Some people feel the need to fly under the radar when couponing. While, others are ready to open their coupon binder and shop. A stranger may perceive your fondness for coupons as a desperate move.

#5: WHAT YOUR FACIAL CUES ARE

A study once compared the faces of different groups that vary per gender and race. As it turns out, the other factors mattered less. People carried a “wealthy appearance” due to their facial cues. Some faces seem to be more experienced and are deemed to belong to the poorer group.

According to Psychologist Thora Bjornsdottir, a PhD candidate at the University of Toronto, “the signals in your face about your social class can actually then perpetuate it”. People with a wealthy apperance are more likely to be hired for the job as it creates a self-fulling prophecy, which influences your interactions and opportunities.

Image Credits: pixabay.com

Whether someone seems poor or not, it is important to know that our feelings should be tied up with how people act with their money. Are they greedy or generous? Are they willing to loan to a relative or not?

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5 Medical Mistakes That You Must Avoid

Financial security starts by avoiding these five common medical pitfalls.

#1: BY SHOPPING IN ONE PLACE

It goes without saying that pharmaceutical prices vary from location to location. You may be overpaying for a particular medicine bought at the same place. So, carefully compare the prices from the different providers to get the best price. According to Ministry of Health guidelines, every patient must get an itemized medication bill. Use this bill as a guide while shopping.

Do not hesitant to ask your physician for an affordable and efficient alternative, especially if you are taking medications on a long-term basis.

#2: BY NOT SHOWING FOR AN APPOINTMENT

Some of the doctor’s clinics or hospitals charge patients for not showing up. Said fees can be at least S$20. Remember, you are paying for their valuable time. If you cannot make it for an appointment, contact the office as soon as possible. Rescheduling can prevent your account from being overcharged.

Image Credits: pixabay.com

#3: BY SKIPPING THE GENERICS

New prescription drugs are expensive because they are Generic medicines are certainly cheaper and as efficacious as the patented medicines! Why is that so? New generic medicines are examined by the Health Sciences Authority to ensure that they have the same safety and quality standards as the patented ones. They must not only be chemically equivalent but also biologically equivalent in its effects within the patient’s body.

Interestingly, Singapore General Hospital once saved about S$900,000 after switching to the generic options of Gabapentin (for nerve pain), Alendronate (for osteoporosis), and Clindamycin (an antibiotic).

#4: BY TRASHING IMPORTANT TESTS RESULTS

There are many tests that the physician or lab technician can request. These tests include fMRI, CT scan, and Complete Blood Count test. It is important to keep a copy for yourself. If another doctor wants to run the same test, you can provide the recent copy of the test. Skipping another round of the expensive tests can save you a lot of money.

Image Credits: pixabay.com

#5: BY PAYING YOUR BILLS LATE

Late fees and interest charges add up! Over time, your bill can inflate like a balloon due to penalties. It is crucial to stay on top of your payments.

There are to actions that you can partake in. First, you may compare notes with the secretary to ensure that your bills are on track. Lastly, you can ask for a payment plan that works best for you. It is better to be upfront about your situation than to ignore it.

Sources: 1&2

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