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5 Dollar-Pinching Strategies For Halloween

The spooktacular time of the year will grace our calendars once again. Halloween festivities is just around the corner. Are you ready? Many Singaporeans love this event and hate the price tags attached with it.

Let us be honest! It is easy to mindlessly toss some items into your cart until you reach the cashier. As you dig in your wallet for payment, you may regret some of your hefty purchases. Certainly…there is a better way to celebrate this eerie event!

1. DECORATE IT YOURSELF

What makes Halloween unique is its spooky aesthetics. For a flat or an establishment, you can expect to spend around S$100 to transform the it into a stellar space. This price includes fake spiderwebs, vibrant inflatables, dangling decorations, and other appropriate ornaments. Lower your expenses by purchasing decors at the dollar store or by making your own decors.

Drop by the nearest dollar or discount store to collect basic decorations and supplies. You may unleash your craft bug by revamping small ornaments into massive centerpieces or wall decor. For instance, you can create a lasting impression by pasting “monsters” on your door. Use thick and colorful papers to cut the face, nose, eyes, and mouth. Let your children help you when it comes to creating the silly-looking monsters!

2. SAVE ON COSTUMES

There are two primary ways to spend less on a Halloween costume. You can either raid other people’s wardrobes or use the items that you already have. The former tip highlights the common dilemma of parents – underused costumes. So, ask your friends and family members if they are willing to lend their previous costumes for free. Just ensure that you or your child will keep it in good condition throughout the day.

The latter tip focuses on your artistic prowess. Take a look at your children’s closets as well as your own. Key items such as hats, belts, scarves, and over-sized shirts may be used as funky costumes. Use this list to get an idea.

3. CHOOSE AN ALTERNATIVE

No Halloween celebration is complete without giving out tricks and treats. In the market, there is a wide variety of candies and chocolates that you an choose from. You must not pick out the biggest bag of assortments that you can buy! It is wiser to shop around. It is usually cheaper to go for fruity and hard candies than chocolates.

Image Credits: pixabay.com

Furthermore, buying sweets in bulk is cheaper at Value Dollar or Daiso. Walk the ailes of these discounted shops with a set budget in mind. Know how much you are willing to spend and stick firmly by it. Other alternatives for sweets include stickers and glow-in-the-dark bracelets.

4. SCORE FREE ACTIVITIES

If your budget is too tight for hosting spooky parties and you want to immerse yourself with the festive spirit, search for no-cost activities within your community. You will not believe how many there are out there! Said parties are generally organized by community centers, schools, museums, and parks.

Start by finding events on the local newspaper or the Facebook pages. I found one by visiting the Asian Civilisations Museum’s page directly. On October 28, ACM shall host a “Horror Mash Up”. This is an annual event which includes activities and performances inspired by their galleries. Activities will run from 7:00 pm to 11:00 pm while the museum operates until 12:00 midnight.

5. TEACH VALUABLE SKILLS

It is impossible that your kid will like everything inside his or her loot bag. There is bound to be some organic popcorn or sour gummy bears that your child may not be interested in. This is a good opportunity to learn the value of negotiation.

After they have accomplished the trick-or-treating, encourage your children to trade with each other (or with their friends). Swapping their sweets can help determine how much they value a particular candy or chocolate. Is a Snickers Candy Bar worth three fruity lollipops? See for yourself!

Sources: 1, 2, 3, & 4

Why We Cannot Resist A Good Bargain

We are constantly bombarded with attractive promotions and other fantastic deals whether we shop online or offline. In most cases, we cannot let these promotions pass by. Here are just some of the reasons why it is hard to resist a good bargain:

SCORING DISCOUNTS INCREASES HAPPINESS

I have been tackling a pile of paperworks for the past few weeks. I need to accomplish all my students’ documents before the new term starts. Needless to say, my stress level has been in its all-time high. As I was shopping for a gift, I saw a beautiful black dress on sale. It was on sale for 75%! How can I pass an attractive bargain like that? I felt good upon purchasing the dress.

The “pleasure” or “high” that we get from retail therapy highlights its ability to minimize sadness. Researchers from Stanford University, Massachusetts Institute of Technology, and Carnegie Mellon University found that the pleasure center (i.e., nucleus accumbens) activates when a participant saw a desirable object for sale.

Image Credits: pixabay.com

In contrast, an expensive item will cause the insula to be most activated. The insular cortex or insula is responsible for producing emotions which are relevant to your experience. Simply, it can evoke unpleasant feelings to steer you away from purchasing an item.

While shopping, our brains weigh between the immediate pleasure of acquisition and the immediate pain of paying. It seems that finding something you like and on a bargain can make you feel happier.

BARGAIN HUNTING ELICITS CONTROL

When was the last time you felt in control? Perhaps, you felt in control when the company event went smoothly as you planned. Or, when you found a S$20 bill in the street. Feeling in control is a positive thing in its general sense.

Dr. Dimitri Tsivrikos, a Consumer Psychologist, once said this statement in a BBC interview:

“The bargain price is appealing to you because it challenges the status quo. The retailer appears not to be in complete control of the final price of the product, and this makes you feel that you are now in control. And because of that you feel you can negotiate the final price that you have to pay – whether that is the sale price or even a buy one get one free deal…”

We tend to increase the likelihood of positive feelings by repeating our behavior such as bargain hunting. The positive feelings attached to it may cloud your judgement as to whether an item is actually a beneficial offer or not.

DEALS BRING EXCITEMENT

There are two types of “low pricing” models that retailers apply to attract the consumers. These are mainly the High-Low Pricing Model (e.g., H&M Singapore and their year-round sales) and the Everyday Low Pricing Model (e.g., IKEA Singapore’s core). The latter features low prices but no flashy discounts.

There is a sense of predictability with the Everyday Low Pricing model. You know that you will be receiving cheaper prices whenever you visit. However, some consumers seek adventure.

I remember the time when I bought a S$7 silk skirt, which previously retailed for S$30. I had to go through a pile of clothes to find the right size! Excitement is achieved upon scoring favorable deals in the “sale rack”.

IT BECOMES AN ADDICTION

Not skipping on an offer twice or thrice a month is acceptable. Constantly hunting for a bargain is another story. Addiction to bargain-hunting blurs out the value of an item and focuses on how big the price reduction is. Dr. April Benson, author and psychologist, highlighted that bigger price cuts are more tempting to purchase.

“If something’s 80% off the original price – you’re saving 80 percent! What you may not consider is that by not buying, you’ll save 100%!”

Image Credits: pixabay.com

Singaporeans who cannot resist the temptation of promotions may make illogical purchases such as purchasing children’s clothes for children that they do not have. They may not realize that they have a problem until the bank statements start catching up.

Sources: 1, 2, & 3

Online Shops For Affordable And Quality Cosmetics In Singapore

The rise of social media made it possible for large-scale and independent retailers to showcase their products. Fueled by the inspirations from the makeup gurus and beauty bloggers, Singaporeans have been seeking the latest trends in cosmetics. Spotlight is focused on Glossier products now. However, I am a dedicated MAC enthusiast.

I am drawn to the quality and formula of MAC lipsticks. My fondness for lipsticks, in general, has led me to the discovery of the possible areas to shop in Singapore. Said areas include online shops.

On that note, here are three websites that feature some affordable and quality cosmetics.

#1: THE ALL-AROUND AGENT

Numero uno on this list is the one-stop shop called Zalora Singapore. From luxurious beauty items to affordable classics, Zalora will keep your eyes busy as you scroll down the options. People hunting for the hottest Korean labels can spot the likes of Dr. Young and Acwell as well as the cult favorites such as Maybelline and Inglot. Without a doubt, you will be overwhelmed with the number of brands that you can stumble upon here.

Spotlight Product: Dr. Young Travel Kit (S$18.90)
Shop at: zalora.sg

#2: THE REGIONAL STAR

The second spot belongs to Sasa, which focuses on the prowess of regional beauty products. By regional, I am referring to the proximity of the countries in which these products are made from (e.g., from Korea and Taiwan). This HK-based chain is the go-to drugstore of many Singaporeans on beauty hunt. Expect character lashes, Japanese mascara, as well as inexpensive eyelid glues here. One thing is for sure…these beauty products are tailored to the Asian’s skin.

Spotlight Product: Kose Deep Cleansing Oil (US$6.80 or about S$9.30)
Shop at: sg.sasa.com

#3: THE WESTERN FAVORITES

An avid fanatic of Western drugstore brands such as RIMMEL London and Revlon would find a safe haven in the makeup aisles of Watson’s. Personally, I prefer the latter as it provides lasting coverage for a variety of skin-tones. A beautiful face can only be complemented by a crowning glory. Combat the humidity by stocking up on the amazingly cheap Batiste dry shampoos.

Spotlight Product: RIMMEL Soft Colour Blush (S$9.90)
Shop at: watsons.com.sg

Image Credits: pixabay.com

Ladies, get your stash on! 🙂

Tossing Your Spectacles Soon? Here’s How You Can Save On Your Next Pair!

For years on end, I have endured the constant trips to the nearby optical shops. Switching things up became a subtle hobby of mine. I either move away or hop to the bandwagon when it comes to the style of my frames. I cannot be the only one!

The prevalence of Myopia or shortsightedness among Singaporean children was considered as one of the highest in the world. For a trait embedded in our genes, many Singaporeans cannot deny their need for prescription eyewear. This optical necessity does not have to poke a lifetime hole in your pocket.

Here are ways to shop wiser without skip on the eyewear’s quality:

1. STICK WITH WHAT YOU HAVE

An eyeglass prescription refers to the written order by an optometrist, ophthalmologist, or a qualified professional. It includes all the parameters which are deemed essential to construct or dispense corrective lenses for a patient. If your specific prescription is relatively stable over time, it is best to stick with the same spectacles as long as you can.

Remember that your prescription eyewear is not synonymous to the lifespan of smartphone – such piece of technology can become obsolete in a blink of an eye. Instead, it is a tool that can last you for long.

2. KEEP SOME THINGS TO YOURSELF

How long have you had your trusty companion? Well, mine is merely three months old. Do not judge me yet! My last pair lasted for over two years. I had to buy a new one due to the broken lenses and to the drastic change in my eyeglass prescription. Nonetheless, I believe that my current spectacles would last for more than a year.

If you are caught in a similar situation, you may reuse the frame and only purchase new lenses. Take advantage of the replacement services available at your nearby optical shop. The same principle applies for broken frames and mint condition lenses. Reuse the old lenses and ask the sales personnel to help you find the perfect frame.

3. OPT FOR AFFORDABLE SPECTACLES

I alternate between two pairs of spectacles. I mainly use the first pair in my workplace and the other at home. The latter is extremely cheaper than the former. Doing this allows me to maximize the longevity of my costlier pair. My first pair wears down at a slower rate as I spend most of my time at home.

If you only use your spectacles at home, opt for cheaper frames since no one else seems them. You do not have to spend your hard-earned money on designer eyewear to show off at your workplace too. An affordable pair can accomplish the same task anyway!

4. CHECK THE SCOPE OF YOUR INSURANCE

People who browse intently through the fine print are often rewarded. Unbeknownst to you, your health insurance or employee benefits may cover your eye care expenses. Increase your “awareness meter” by approaching your HR representative. Ask him or her about the insurance plans or healthcare procedures that the company honors.

For instance, there is a group plan called AXA Smart Vision. This innovative plan includes comprehensive eye examination, discount on eyewear, and up to S$300 allowance for frame or contact lens (T&Cs apply).

5. SCORE A NEW PAIR ONLINE

Unless you have Astigmatism (i.e., a condition which requires professionals to make a custom fit), shopping around entails taking online shops into consideration. OWNDAYS is a brand that is locally available. You can get their prescription eyewear for about S$98 to S$198. Furthermore, you can enjoy 50% off on your second purchase (T&Cs apply). The price includes the optical frames, 1.60 high index aspheric lenses, casing, and cloth cleaner.

Image Credits: www.facebook.com/owndays.sg

Here are just some hacks to help you shop for your next pair of prescription eyewear. I encourage you to use your creativity when finding other ways to save money in every step of the process.

Sources: 1 & 2

3 Hair Salon Mistakes That Will Cost You Money

My personal definition of relaxation includes a day at the hair salon. To most people, it is a place that stimulates mixed emotions. There is always a certain degree of excitement hinted with doubt about the final results. Will you be satisfied with the makeover?

Furthermore, there are plenty of mistakes that you can unknowingly make. These said mistakes may cost you more money (and emotions) that you actually expect!

Here are just some of them:

#1: BY NOT DISCLOSING YOUR HAIR HISTORY

I am one of those people who pamper themselves by dropping by the hair salon every now and then. I was committed to maintaining my “Ash Blonde” hair for a year. However, I decided to dye it black last February. I did not settle for a brownish hue. I dyed it purely Jet Black! It was one of the few hair decisions that I regret the most. Dyeing my hair black made it hard for succeeding colors to seep in.

After a few months, I decided to visit the nearby salon to lighten my hair. I told the stylist about my dilemma and he was not able to fix my faux pas. I was so disappointed as I paid more than S$50. I realized that the only way to reach my goal is to bleach my hair. I went to a salon in the city center and paid thrice the amount to revive my light hair. I disclosed my hair history starting from the treatments I had last year. Thankfully, the senior stylist brought life to my previously dull locks.

Much like disclosing your medical history to your physician, you must share a brief history of your hair to your stylist. A successful makeover depends on the stylist’s knowledge of your past treatments. Leaving some information can affect the formula that he or she will choose. You do not want to have an allergic reaction to the chemicals that the salon uses.

#2: BY KEEPING MUM THE ENTIRE TIME

There was a significant fraction of my life where I kept quiet in the chair and witnessed as the stylist ruins my hair. I tell him or her that I adore my new ‘do, but go home bursting into tears. I know that I am not alone!

There are two types of people: those who complain and those who settle. The later wants to avoid conflicts and prefer Smooth Interpersonal Relations (i.e., as Psychologists call it). These type of people would rather wear a hat the next day than confront the person about cutting several inches too short. This conflict avoidance may be destructive to your pocket.

The haircut or the style that you got from the stylist will be sported (and tolerated) for a period of time until it grows out. You can always correct it and pay double for the style that you wanted in the first place. So, encourage adjustments if necessary. Do not be afraid to speak up!

#3: BY FAILING TO BRING PICTURES

My frequent visits to the hair salon highlighted that the stylists reached my intended results better when I brought visual representations of the looks that I desired. There are limited ways to describe Selena Gomez’ bob cut. And even so, you may fall short with words. Carrying multiple photos of a distinct style will help the professional to create a blueprint for making it right for you. They can imagine whether a particular look will suit your face shape and physique.

There is no doubt that most stylists are visual learners. Thus, bringing pictures will dissolve the confusion that you may have from describing a color as golden brown or yellow blonde. Oh! Can you tell the difference?

Image Credits: pixabay.com

You cannot walk in a prestigious hair salon and expect the stylist to perfect your desired look. At the end of the day, the skilled individuals can help you look good if you help them to do that too.

Sources: 1, 2, & 3

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