Even though, the COVID-19 situation has caused companies to cut jobs and freezes hiring, there is still a wide variety of companies that are hiring.
One such example is popular restaurant chain Haidilao.
Haidilao Singapore has posted several job offers on their Facebook’s page and several online career portals. As for today, they are looking currently to hire service crew, receptionist, food runner, dishwasher, electrician/maintenance staff, midnight crew/cleaner, management trainee on both a full time and part time basis.
The working locations are where their restaurants are located at: Clarke Quay, Somerset 313, Jurong East IMM, Bedok Mall, Novena Royal Square, Plaza Singapura, Seletar Mall, Sembawang Sun Plaza, Paya Lebar Quarter, Tampines Century Square.
The remuneration package is stated as S$2,350 – S$2,750 a month. Interested job seekers can call them at +65 67334985 or WhatsApp them at +65 90679607.
If you prefer back end jobs, they do have several entry level job offers that you can consider.
They have listed the following vacancies on Joblum:
Has the pandemic led you to think more about how you manage your finances? If you’ve been recently thinking about long-term financial security, this article might help.
As advised by CNBC’s personal finance journalist, Carla Fried, here are seven key steps to focus on to help you to work your way towards long-term financial security:
Step 1: Set short-term and long-term goals
Think about what would make you feel great money-wise. Next, list down your goals before deciding whether they fit into the short- or long-term.
Short-term goals
This could fall under plans that you can reach in a few months or by next year. Consider putting in place an emergency fund that can cover at least three months of your current living expenses.
Long-term goals
Do you find your salary gone up in smoke after a few days from payday? Time to look into saving at least 10% of gross salary every year for your retirement.
Step 2: Create a budget
Set a budget and stick to it. A budget exists to lay everything out in front of you so you can see for yourself the ins and outs of your balance. If needed, make little changes to help you stay on track to meet your goals.
Step 3: Build an emergency fund
We briefly mentioned this in step one – it’s good to have at least three months’ worth of living expenses saved in your emergency fund. With that said, of course, the more the merrier. If you can afford three, see if you can save up for six months and beyond.
Step 4: Pay off costly credit card debt
This applies to you if you have credit card debts to pay off. You don’t want to let the interest rates roll by delaying repayment of what’s due.
Step 5: Save for retirement
Image Credits: MoneyOwl
As stated earlier in step one, it’s right that you start saving for retirement. If you’re the sort that rides on ‘YOLO’, think again.
The writer suggests these steps to take at different life stages:
IN YOUR 20s:
Start saving at least 10% of your gross salary ASAP.
IN YOUR 30s:
Aim to contribute 15% of your gross salary.
IN YOUR 40s:
Having at least two to three times your annual salary saved in retirement funds.
IN YOUR 50s:
By 50, you should have six times your salary saved. By age 55, have seven times your salary saved.
IN YOUR 60s:
By age 60, have eight times your salary saved. By age 67, have 10 times your salary saved.
Step 6: Invest for retirement with a long-term focus
Your body won’t be able to keep up with the work when you’re old. Investment is the way to go for a comfortable retirement. Time to look into stocks and/or bonds to reap the benefits 10 years down the road.
Step 7: Borrow smart
To borrow smart, you will need to identify your true needs from wants. Do you really need to get a loan to buy that new car? Or would it be better if you settle for a second-hand vehicle? Or do you even need one in the first place? Ponder over these things.
Last Tuesday (28 July), we wrote about how Grab might be implementing a 0.32 SGD platform fee on each ride to help cover its costs.
Today (4 August), Grab Financial Group, the financial services arm of the ride-hailing company has announced a few new financial products including a micro-investment scheme that would allow you to invest as you spend on the Grab app.
The new features are part of the ‘Thrive with Grab’ strategy which aims to tap into Southeast Asia’s mass-market financial services opportunity.
According to Grab Financial Group senior managing director Reuben Lai, the strategy will allow consumers to “build their wealth, manage their finances and protect what they value during this uncertain period”.
Here are the deets.
#1: New third-party consumer loan
You will soon be able to access personal loans offered by Grab’s licensed bank partners. The group is working with its bank partners to integrate their application programming interfaces (APIs) so you can securely apply for loans directly from the Grab app.
#2: Micro-investment scheme: AutoInvest
After Grab Financial Group’s acquisition of robo-advisory start-up Bento Invest, they have created AutoInvest. AutoInvest is a new micro-investment product that will allow the public to invest at least 1 SGD per transaction on the Grab app.
The good news? You will earn returns of about 1.8% per annum and the amount will be paid out to your GrabPay wallets.
“AutoInvest sets GrabPay apart from other e-wallets by allowing users to invest their wallet balance easily. The invested sum can then be withdrawn at any time, with no penalties, to spend on Grab services or at any merchant accepting the GrabPay Card,” said Grab in its news release.
And of course, nothing comes for free. When AutoInvest rolls out in early September, you will need to pay a fee to use the service.
#3: Expansion of “buy-now-pay-later” payment plans
Following the launch of AutoInvest in September, expansion plans for its “buy-now-pay-later” scheme will also come to play in October.
You can look forward to PayLater Instalments, giving you the ability to split your purchases into monthly instalments. In addition to that, there’s also PayLater Postpaid, where you can defer your payment to the following month. It will only be applicable to selected e-commerce stores in Singapore and Malaysia in October.
So you want to buy a new phone but what’s out in the market is too expensive? Have been eyeing Google’s Pixel 4 but don’t quite have the budget to buy? Say hello to the affordable alternative of Pixel 4 – the Pixel 4a.
From today (4 August), you can place a pre-order online in the Just Black variant through the Google Store, Courts, and Challenger. From 10 September, Amazon Singapore will start its online sales. In-store purchases will only be available from mid-October.
Here’s what you need to know.
#1: A QUICK LOOK
For 499 SGD, you will get these phone features:
Powered by a Qualcomm Snapdragon 730G Mobile Platform
Storage space of 128GB
6GB of RAM
New re-designed hole punch front-camera that is embedded within the display
A 5.8-inch bezel-less OLED display screen
Protected with on-device security by the Titan M security module
#2: BONUS FREEBIES
The Pixel 4a will also come with these Google services:
Free YouTube Premium trial
Three-month Google One membership (100GB of storage) and Google Play Pass
Unlimited photo and video storage in high quality with Google Photos
T&Cs apply.
#3: CAMERA FEATURES
Compared to Pixel 4, the Pixel 4a does not have a telephoto lens so you wouldn’t be able to achieve an exceptionally high-quality optical zoom. However, with its single-lens camera, you would still be able to get your perfect night time shots.
What’s available:
Live HDR+
Dual exposure controls
Social share
Portrait mode
Pet mode
Super res zoom
Fused video stabilisation
#4: BATTERY LIFE
In short, the battery life is great. It can last up to 24 hours by limiting the background battery usage of apps we rarely use. In addition to that, the Pixel 4a will also look into your charging history and predict if you will run out of battery before the next plug-in.
#5: FINGERPRINT SCANNER
If you’re familiar with the Google phone series, you would have known that the fingerprint sensor which was found in Pixel 3 was removed in Pixel 4. Now, it’s back in the Pixel 4a! With that said, the Pixel 4a does not have face authentication or facial recognition mode. Which is fine… given that we’re donned in masks most of the time now.
#6: OTHER FEATURES
There are also other features worth mentioning, like the live caption support for calls. This means that you can now automatically caption your phone calls, video calls, and calls made through apps like Google Duo or Facebook Messenger.
But of course, for safety reasons, when one activates the feature, the other person will be notified that the Live Caption has been switched on. And if you’re worried, all captions are processed locally and never stored in the cloud. Neither will it leave your device.
To add on to that, it also has a pretty responsive Google Assistant. Therefore, you can ask questions, text, call, search for directions, and even set reminders using just your voice.
Many Singaporeans have dabbled into gardening in the recent months due to the limitations of the Circuit Breaker. One thing is for sure, bringing your first houseplant home can be exciting and intimidating.
With the endless varieties of indoor plants, you may not know where to start. Consider starting with these forgiving plants that will not easily die on your watch.
#1: SNAKE PLANT
Plant lovers all over Instagram have been posting their own pots of Snake plants. Snake plants are aesthetically pleasing and are easy to take care of. In fact, it was the first plant that my uncle requested for when he moved into his new home.
Image Credits: unsplash.com
They do not need to bask in a ton of light and they can weather different conditions such as drought. Its blade-like leaves come in varying colors and patterns that offer beauty and air-purifying benefits.
#2: SPIDER PLANT
Add architecture and personality to your indoor space by placing a Spider plant. A Spider plant has “spiderettes” or small plants, which dangle from its stems like spiders hanging from a web. These spiderettes can be planted into smaller posts as this plant loves to reproduce.
Image Credits: unsplash.com
Another benefit is its ability to remove harmful xylene, toluene, and formaldehyde from the air. It accomplishes this without harming your curious and beloved pets.
#3: ALOE VERA
Aloe vera is one of my favorite plants because of its multi-purpose applications in the beauty and skincare industry. Although Aloe vera is a desert plant, direct sunlight can create black spots on its leaves. So, keep it away from the sun’s rays. Find a place that can help you take take advantage of its air-purifying benefits such as your bedroom.
Image Credits: unsplash.com
This plant is believed to have similar effects to a combination of air purifiers. Besides being a skin balm, it can also remove microorganisms from our air. Not to mention, its plump leaves can provide a soothing gel for burns and cuts. Allow this succulent to dry completely in between watering. You may water as little as every two to three weeks.
#4: PEACE LILY
Ahhhh peace! Who does not want peace to enter their homes? Native to tropical rainforests, the Peace Lily delights in dim lighting. You can put it in a windowless office or an enclosed bathroom. This will add brightness to your space with its subtle white flowers. Moreover, it removes trichloroethylene gas and ammonia fumes from furniture and paint.
Image Credits: unsplash.com
When this indoor plant has had enough water, it will subtly droop its leaves. This is a sign to move it into a new pot for better drainage.
#5: BAMBOO
Like air plants, Bamboo can grown without soil. Simply place its stalks in a vase full of water with pebbles or marbles at the bottom. If your bamboo starts to grow beyond your first container, just upgrade to a new one without additional re-potting procedures.
Image Credits: unsplash.com
Aside from being low-maintenance, it is capable of providing a higher amount of oxygen in comparison to other types of plants.
#6: RUBBER PLANT
If you have pollen allergies and you cannot seem to hold your sneezes with certain outdoor plants then, you may opt for the Rubber plant. A rubber plant cleanses the air by removing formaldehyde, carbon dioxide, and carbon monoxide. Its flowers and fruits do not grow often when its kept indoors too. Thus, they are perfect for newly painted or renovated flats.
The rubber plant can withstand neglect as it thrives in drier soil. They can be watered only once a week.
Image Credits: unsplash.com
Spruce up your home and purify your air with these forgiving and low-maintenance indoor plants!
