Retirement

Learn to live within your means when you retire

Learn to live within your meas when you retire

Many people cannot imagine themselves to be retired. It may be so many years away that it does not resonate to the current ideology of working hard for success and financial freedom or to simply stop working. There are two kinds of retirement: by choice or by circumstances. If you choose to (or not to) retire, it means you have either achieve financial freedom or you have relieved yourself from most financial obligations such as paying off your mortgage and

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Transport & Motoring

3 Tips To Reduce Your Transportation Costs

When calculating our monthly expenses, usually the first few things that would come to mind are your utility bills, your phone bills and perhaps the few big purchases you made during the month. What may not be so immediately obvious, are the transport costs you incur on a daily basis! I used to be one of those people who didn’t really think much about my transport costs, and just topped-up my EZ-link card whenever I needed to.  However, after a

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Investments

A Simple Guide to Analyse Companies

“How to analyse a company?” – This is a question that almost every new investor will ask. Especially for first-time investors, this can be a very daunting task, where does one begin? Without proper financial education and experience, it is definitely hard to know what are the signs of a good or bad company. There are 2 ways to analyse a company. 1) Fundamental Analysis 2) Technical Analysis     Fundamental Analysis What are the differences you may ask. Fundamental

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Marriage & Family

More Women Breadwinners: When She Makes More

Evolution suggests that men are designed to hunt while women gather. Gender stereotypes also encourage females to stay at home and to take care of the off springs. But…times have changed. More Women Work Based on a study by Prudential Company in 2012, approximately 53% of the sample were women breadwinners while only 22% were married or living with a partner who made more than them. Furthermore, other research showed that about 70% of mothers with children aged 17 and

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Investments

Original investments for the next 10 years

Original investments for the next 10 years

Wouldn’t you want to know where to put your hard-earned money, so it can work by itself? Don’t you want a secure and profitable investment that will bring money in the long run? Well, who doesn’t? But if it was so easy, why isn’t everybody doing it. Because it isn’t that easy and the markets become increasingly unsteady. However, there are certain areas that come close to what you would want to call a safe investment. Those are areas that

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