MOH may consider subsidising genetic disorder screening costs for IVF couples

IVF procedure

Parliamentary Secretary for Health Rahayu Mahzam revealed on Monday (Jan 4) that the Ministry of Health (MOH) is exploring the feasibility of helping to fund a treatment that enables in vitro fertilisation (IVF) couples to screen embryos for genetic defects.

At present, the procedure is accessible to patients at risk of transmitting severe genetic abnormalities caused by single gene defects or structural chromosomal differences. However, she stated that the operation’s price is high, at approximately S$10,000 to S$19,000 per cycle.

Ongoing discussions on Pre-implantation Genetic Diagnosis (PGD)
Parliamentary Secretary for Health Rahayu Mahzam and her son

Image Credits: Rahayu Mahzam

Ms Rahayu said that MOH is striving to make Pre-implantation Genetic Diagnosis (PGD) a standard clinical service for spouses who need it, and is researching whether making it available for subsidies is cost-effective.

Authorities are also in talks to charge PGD using Medisave. When ready, further information will be announced about the assessment. Ms Rahayu responded to Nee Soon GRC Member of Parliament (MP) Louis Ng’s adjournment motion on the need to offer better help for those pursuing IVF.

In her address to Mr Ng, Ms Rahayu observed that research had discovered proof that PGD could minimise the risk of severe genetic diseases. It could also improve the chances of bearing a baby to birth.

Request for IVF subsidy structure to be extended to PGD

Mr Ng had asked for the existing IVF subsidy scheme to be applied to PGD. This would give couples a rebate of 75 per cent on PGD for discounted IVF periods. “PGD is needed only by a small percentage of couples, so overall subsidy costs for the government are likely to be limited,” Mr Ng commented.

He also proposed that PGD should be permitted to be billed using Medisave but with a cap to not exhaust the budget. This has been the practice for IVF treatments. “Couples deserve their chance to have healthy children and we should support them,” he said.

Fertility as an “existential problem” for Singapore
Nee Soon GRC Member of Parliament (MP) Louis Ng

Image Credits: todayonline.com

Using data from the KK Women’s and Children’s Hospital, Mr Ng raised fertility as an “existential problem” for Singapore. Within a year of trying for a child, about 15 per cent of couples here find it tough to conceive.

Sharing some numbers, he claimed that over 7,700 assisted reproduction procedures were completed in 2017. This is a significant rise from about 5,500 in 2013. Citing his own experience, Mr Ng also told Parliament that his three daughters had been born by IVF. He and his wife could only have their first child after their seventh attempt at it.

Proposal to subsidise up to eight cycles of IVF

He recommended that the government help fund up to eight current IVF cycles (from six now). He also requested authorities to scrap the quotas for selected embryo transfer methods, enabling couples to use the subsidies for any transfer process.

The concept of “fertility leave” was also introduced by Mr Ng. This would encourage individuals to take time off work to go through IVF treatments.

“These proposals will help more couples undergoing IVF and most importantly reduce their stress levels as they embark on this stressful but potentially rewarding IVF journey,” he remarked.

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How To Balance Your Busy Work And Blossoming Romance

No one ever said that cultivating a successful career is easy. Throwing the element of romantic relationship into the mix may make things more challenging. But, you can survive it!

SET YOUR PRIORITIES STRAIGHT

Many Singaporeans choose to shift all their resources to professional aspirations. There is nothing wrong with that. But, isn’t it more fulfilling to share your promotion with someone special?

For those of you who agreed, consider prioritizing both your work and your relationship. Prioritizing one thing over the other does not entail that you have to sacrifice entirely. It just means that you have to commit to temporal adjustments. Start by building a strong ground for both your professional and romantic life. When your employer and your significant other understand that they are mutually valuable, disruptions when priorities shift may not be a problem.

STAY UPDATED

The capabilities of social media are not limited to sharing adorable cat videos to your friends. Its primary purpose is to reach out to the people whom you care for. Allotting a significant amount of time at the office in unavoidable. It is a part of your responsibility as an adult. However, ruining your relationship because you are occupied by your job is avoidable.

Spare at least five minutes to write a sweet message to your significant other via Facebook. You may even send a quick video on WhatsApp. Or, you may call each other before going to work. Simple gestures can make your partner feel appreciated, wanted, and loved. Furthermore, having someone’s support makes it easier to get through a busy day.

SPEND YOUR TIME WISELY

Managing your time is a crucial factor in creating a work-love balance. Personal issues can be avoided with a little forward planning. Let say that your career exhausts much of your time as it demands you to work long hours. As much as possible, plan a weekend getaway with your beloved. Do you fancy staying at these affordable and Instagram-worthy hostels in Singapore?

After this much-needed staycation, you will come back to the office energized. Spending your time wisely may show that you are both devoted to your career and your personal life.

STRENGTHEN YOUR FUTURE

More often than not, people stay committed to each other because they see a brighter future ahead. I am distinctly referring to couples who are in long-term relationships. Financial stability is important in strengthening the future that you want to build. Although the fantasy of winning the Singapore Pools Toto is attractive, but it can become a barrier to accomplishment.

Image Credits: pixabay.com

Image Credits: pixabay.com

It is time to bring a reality check! Take serious steps toward financial stability. Write down your financial goals together and discuss your monthly expenses. Be aware of each other’s financial situation and current income.

Sources:  1 & 2

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Savvy Couples’ Guide To Saving Money While Dining Out

Preparation Before Eating Out

First things first! Make it a habit to check the restaurant’s menu and price range before booking a reservation for two. Websites such as sg.openrice.com, yelp.com.sg, or hungrygowhere.com can help you to locate a restaurant, identify its menu, and give an estimate of the average spending. This will help you make tastier, healthier, and cheaper decisions.

You can employ a money-saving technique beyond your credible search. Simply have a light snack at home before you enjoy your exquisite main course. Or, you may do the opposite by eating the main course at your home and dining at the restaurant for luxurious desserts.

Relish The Moment Of Consumption

Relationships are all about giving and taking. Spread the spirit of reciprocity by sharing your meal to each other. Restaurants usually serve a portion that is bigger than expected. Instead of ordering for two, you may order one starter and one main course meal. Doing so will reduce the expenses.

To get most of their money, some couples indulge on all-you-can eat buffets. If you are not a fan of buffets, you may purchase less by savoring the taste of your food. Eating slowly will help you realize that you are actually satiated!

Consequences Of The Next Day

The romantic date night ended in a great note. You remembered to pack your leftovers from the restaurant. Fortunately, you do not have to cook breakfast because you can reheat the leftovers. You may also revamp the dishes by following the directions on this post.

Regularly dining out can put a strain on your budget. It is perfectly acceptable to spend on something you love, but you have to set boundaries and stick to them. Curate a “Date Fund” or a “Spending Plan” and adjust your budget accordingly. You will have to make significant sacrifices in order to follow your financial goals.

Image Credits: pixabay.com

Image Credits: pixabay.com

Are you willing to enjoy three consecutive date nights and eat instant Ramen noodles for the rest of the week? Are you willing to restrict your food budget to S$100 per week?

That is the kind of discipline that you (as a couple) will have to maintain.

Sources: 1,2,& 3

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4 Absolute Ways To Spend Less and Save More This Valentine’s Day

Think your wallet can rest after the costly festivities of Christmas and Chinese New Year? Think again as we usher the season of love!

While Valentine’s Day is a great way to appreciation and affection to your significant other, I cannot deny the fact that the anticipated costs may cause a hole in your pockets. This year, however, you can turn things around if you are willing to put in creativity, time, and flexibility.

1. SAVE THE SPARKLES FOR LATER

If you are planning to purchase jewelry for your beloved, try to clamor dry out first. Since the demand for jewelry goes way down after 14th February, the retailers offer discounts to attract customers to buy their remaining products.

The only downside is that you have to discuss this with your partner in advance and seek his or her understanding.

2. AVOID THE CROWDS

Valentine’s Day 2016 is on a Sunday and more than ever, shopping malls and restaurants will be populated. Most places are jammed with couples and women holding on to their bouquets or stuffed animals. Beat this “competition” by scheduling a wonderful date on another day as long as your significant other is fine with it.

By doing so, you had avoided the crowd and maximized your savings.

3. OPT FOR AFFORDABLE FLOWERS

Since some people prefer getting blooms for Valentine’s Day, you would have to plan beforehand. Save money by skipping high-end or mainstream florists. Instead, visit your local grocery store or compare the prices of various online flower shops.

And if you are in the Gardens By The Bay area, I was got a bouquet of orchids there for only S$5.

4. CRAFT YOUR GIFTS BY HAND

What better message of love can you convey when you pour your heart on handmade gifts? Consider these gift ideas:

a. COOK TOGETHER

There is nothing sweeter than sharing your interests to your partner. If you are a fan of cooking and baking then, teach him or her the basic recipes and techniques. But, if neither of you have an expertise, lookup free online tutorials and prepare a V-Day dinner together.

b. SPECIAL CARD

Bring your wonderful memories to life by turning photos into very personal V-Day card. Print his or her favorite Instagram photos in JPEG format using glossy or matte photo papers available for as low as S$2 at Popular bookstores.

Image Credits: pixabay.com (CC0 Public Domain)

Image Credits: pixabay.com (CC0 Public Domain)

Sources: 1 & 2

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Amazing Date Ideas That Don’t Cost A Dollar

Dates can become a burden to the wallets of broke students. The idea of dating at a limited budget can sometimes be stressful and embarrassing. Well, not anymore! You can go on amazing dates without spending a dollar! Remember, there is absolutely nothing wrong about staying frugal while dating.

1. GO ON A TREETOP HIKE

Take your special someone to a morning hike while watching the sunrise at the MacRitchie Reservoir Park. MacRitchie Reservoir Park houses several long hiking routes including the famous TreeTop Walk. The TreeTop Walk consists of a freestanding suspension bridge that connects two highest points namely: Bukit Peirce and Bukit Kalang. This is the first of its kind. Your date will truly appreciate the unique experience of looking over the variety of plants and animals while being about 25 meters off the ground.

2. HAVE A GAME NIGHT

Turn your date night into a romantic game night. You can get to know each other while playing the infamous childhood game of Truth or Dare. Learn a lot about his or her boiling points while playing poker. Wage it with anything other than money (e.g., kisses or chocolates). Lastly, you can even play fun board games such as Monopoly, Scrabble, and Battleship.

Image Credits:  Anders Ruff Custom Designs via Flickr with CC Attribution-NoDerivs

Image Credits:
Anders Ruff Custom Designs via Flickr with CC Attribution-NoDerivs

3. CONDUCT A VIDEO GAME SHOWDOWN

Get your XBOX, Wii, or Play Station ready for a showdown. Nothing beats a date filled with enjoyable video games. What is even more interesting are old-school video games. If your old console or Nintendo hand-held game is still operating then, spend the night by facing each other into a classic brawl of Super Mario Brothers or Street Fighter. This is a sweet trip down the memory lane!

4. HAVE A MOVIE MARATHON

Looking for a perfect first date experience? Look no more as MovieMob brings you the premier outdoor movie screenings that would not cost you a cent! MovieMob, an acclaimed Outdoor Movie Specialist, screens movies to various locations around Singapore. Instead of heading to a fancy and pricey restaurant, plan a picnic while enjoying a free movie at the park. Stay updated by visiting: facebook.com/apemoviemob.

Alternatively, you can host a movie marathon by watching free movies at home. Catch a free flick or two in the comforts of your own home by watching at YouTube’s Movies playlist at youtube.com/user/YouTubeMoviesWW. Turn the romance on by switching to scented (and safe) candles instead of lamps and by heating up a bag of popcorn.

5. LEARN A SKILL TOGETHER

There is nothing more romantic than sharing your interests to your partner. If you are a fan of cooking and baking then, teach him or her the basic recipes and techniques. And, if neither of you have a special skill, you can look up free online tutorials and make a DIY project together.

Image Credits: Howard Holley via Flickr with CC License

Image Credits: Howard Holley via Flickr with CC License

Having tight finances should not stop you from spending quality time with your special someone! 🙂

Sources: 1, 2, & 3

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