Investments

Fundamental Differences Between Stocks And Bonds

As a novice in the world of investments, it is important to know the basic differences between stocks and bonds. Stocks provide partial ownership in a corporation, while bonds are loans from an individual to a company or government. One of the biggest differences between these two is how they generate profit. Stocks must appreciate in value and be sold later on. On the other hand, bonds pay fixed interest over time. Continue reading this article to know other notable

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Investments

Invest Your SRS with MoneyOwl And Get Up To $200 Shopping Vouchers

The Supplementary Retirement Scheme (SRS) is a voluntary scheme to encourage individuals to save for retirement. Unlike the Central Provident Fund (CPF), it is not compulsory to participate in the SRS scheme. A key benefit of SRS is that members can enjoy dollar for dollar tax relief, capped at $15,300 per annum for Singaporeans while saving towards their retirement goals. As a tax deferral scheme, when you subsequently withdraw from your SRS after the statutory retirement age, only 50% of

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Business Solutions

What are investment bonds?

Simply put, bonds are a type of fixed-income investment that results in an investor lending money to the bond issuer in exchange for interest payments. The cash you inject into these funds will be invested in a variety of assets, for example property or shares. You will received steady interest income with a potentially higher yield compared to the interest from a savings account. However, the amount you get back isn’t guaranteed and depends on how successful (or not) the investments have been. The value of your

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Receive a fixed interest of 3.03% per annum with Singapore Airlines's Retail Bond 2019

SIA RETAIL BOND 2019 Application from 20 March 2019, 9am, to 26 March 2019, 12pm The SIA Retail Bonds (the “Bonds”) are interest-bearing debt securities issued by Singapore Airlines Limited. Investors will receive a fixed interest of 3.03% per annum, semi-annually on 28 March and 28 September of each year until the maturity date of the Bonds. Up to S$300,000,000 will be offered to the public in Singapore (“Public Offer”). Funds from the Bonds will be used for aircraft purchases

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Investments

Must-Read: Important Investment Questions Answered

WHY IS RISK TOLERANCE A FACTOR TO INVESTMENT? Determining your preferences is the initial step to investing. Under it is risk tolerance. Risk tolerance is basically how much you are willing to gamble in any event. It can impact how you shape your portfolio. You see, the pressing need to acquire the money can make you shift towards conservative investments. If you are worried that you are missing out on a higher earning potential, then your investments may be too

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