Powerful Tips To Conquer Your Financial Stress

Image Credits: (License: CC0 Public Domain)

Losing your primary source of income, drowning in a sea of debt, and other money problems can affect both your financial circumstance and your self-esteem. It is normal to feel anxious, stressed, and worried when times are hard but that does not mean that you are suffering from depression or anxiety disorders.

In fact, according to an international poll by Reader’s Digest back in 2009, Singapore was one of the countries most worried about money. When not managed, the financial stress can be detrimental to one’s health.

Here are some tips to conquer your inner beast:


Avoid excessive thinking by slowing down. Whenever you feel like you are going to burst, calm yourself down. Breathe in and out, hold your breath for a while, breathe slowly and repeat. A higher form of this practice is called meditation.

If you need a guided tutorial to aid you through meditation, you can download the free “Take a Break! Guided Meditations for Stress Relief” app on your iOS or Android device. You can choose to listen with or without the music as you listen to the 7-13 minutes of guided meditation. No prior experience required!


Several financial woes come from the anticipation of unfortunate future events. Sometimes, these anticipation is more than just pure exaggeration. This is why you must remind yourself that you are living in the present moment – not in the past, nor in the future.

Stay active in the present by being completely in control. Keep your C.V. updated, pay the bills on time, and jog outdoors!


In general, the uncertainty and perceived lack of control can make the person feel more stressful. But as I said, you are living in the present moment where you are in absolute control of your actions and your thoughts. Recognize that your decisions exist for you to improve any financial dilemma.


When your financial circumstances is too hard to handle, seek refuge from the people who can offer you the listening ears (e.g. friends, family, support group or financial professional). These people can offer sound solutions and make you feel better. Personally, I find this tip therapeutic as I can freely express and let go of my worries and share it to a person who affirms and understands me the most.


Before you go to sleep or the after you wake up, think of three things you are thankful about. This changes your focus from your financial stress to the beautiful things that you might have taken for granted. It does not have to be a big and lavish thing as you can be thankful for the picturesque sunset.

Image Credits: (License: CC0 Public Domain)

Image Credits: (License: CC0 Public Domain)

Practicing this activity often will help you gain a positive outlook in life and an increase in overall satisfaction.

Sources: 1, 2, & 3

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