5 Everyday Items That You Must Splurge On

EARPHONES

I have learned my lesson. I will no longer waste my money on seemingly fashionable yet cheap earphones. I got tired of replacing the ones that I recently bought at an artsy bazaar or a festive market. So, I focused on browsing some premium earphones. It made a huge difference! In fact, my current earphones has been with me for about two years.

Consider making the switch! Look for an earphones that possess amazing sound quality, decent microphone sensitivity, and well-made wires. I know that some people prefer flat wires to prevent the hassle of tangled wires. Note that there are certain brands with lifetime warranty such as JLab Audio. Before making a purchase, educate yourself about these things by reading online reviews.

PRESCRIPTION SPECTACLES

Half of my life was spent on constant trips to the nearby optical shops. Changing my look became a subtle hobby of mine. I either steer away or hop aboard the bandwagon when it comes to the style of my frames. I cannot be the only one!

The prevalence of shortsightedness or Myopia among Singaporean children was considered as one of the highest in the world. For a trait embedded in our genes, many of us are in need of prescription eye-wear. A lifetime eye-wear supply may poke a hole in your pocket, but it does not have to!

Purchasing your specs online may be cheaper and more convenient. However, it may not withstand the test of time. You will have to constantly replace your frames or lenses to compensate for its lack of quality. It is a good idea to invest on quality prescription spectacles that your specialist recommends.

COSMETICS

The beauty industry generates billions each year. I cannot deny how crazy consumers can get when Sephora Singapore announced their Christmas Sale that offer up to 50% off. Brands such as Too Faced, Urban Decay, Fresh, Nyx, and Tarte can be easily spotted in the sale racks. For a makeup enthusiast such as myself, I quickly grabbed the shopping basket!

Why is it important for you to purchase high-quality cosmetics? For starters, it is something that you apply to your face on a daily basis. It is hard to hide an irritated or a wounded face due to cheap makeup. Invest on high-end products every once in a while. Pretty soon, you will see your collection growing and your skin glowing. Consider foundations or tinted moisturizers from Laura Mercier, Bare Minerals, and Bobbi Brown.

KITCHEN KNIVES

Rather than frequenting the restaurants or hawker centres, cooking for your family can stretch your dollars. Knives are among the essential tools in the kitchen. The basic collection includes a chef’s knife, a serrated knife, and a paring knife. A dull knife takes you back to the caveman era. While, a sharp knife can last you for a lifetime. Remember that all blades can be sharpened. However, some blades dull faster than others.

Look for reliable knives that may last you for a lifetime. Consider notable brands such as Victorinox and Cangshan.

SOCKS

Socks are prevalent in the workplace and school environments. Students and employees regularly change their socks to accompany their trusty shoes. I remember using antimicrobial socks to prevent foot odor during my Physical Education class. You read that right! Socks are essential to protect your feet from odor, blisters, and unwanted microorganisms. This is why you spare no expense in finding a durable pair.

Image Credits: pixabay.com

Image Credits: pixabay.com

With an article of clothing that you must wear everyday, ensure that you are comfortable throughout the day. Opt for thin socks to provide you cushion and style. While thick wool socks shall provide you the warmth and longevity.

Sources: 1, 2 & 3

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4 Places That Celebrate Singapore’s Yuletide Festivities

The glittering trees and the glistening streets mark the Christmas Eve in Singapore. What are your plans for the holidays? Do you fancy a crowded night out or a peaceful night in?

I, for one, was showered with gifts from generous clients and friends. Not to mention, I bravely partook in a holiday spree. There were great deals everywhere! The exhilarating feelings of Christmastime brings happiness to people of all ages. Celebrate the Yuletide spirit by visiting one or all of these amazing places:

GREAT CHRISTMAS VILLAGE

It is difficult to resist the retail bargains found islandwide! As I have mentioned above, I embraced the volume of people to accomplish my holiday spree. The crowds were truly overwhelming. I noticed that they condensed in one place – Orchard Road’s Christmas Village. The Christmas Village includes Santa’s house, amusement rides, and a pop-up market.

The “Endless Wonder — Christmas on A Great Street” market is located at the Ngee Ann City Civic Plaza. You can expect an array of retailers such as Ritz-Carlton Hotel, Tiffany & Co., Casio, SK-II, Fish & Co., and Haagen Dazs. You do not want to miss the Christmas Countdown concert as well as the gorgeous street lights!

Location: Ngee Ann City Civic Plaza
Rate: Free admission
Duration: Open daily at 11 am until December 25, 2017

SMASHING NEON PARTY

Let your neon dreams come to life as you enter the largest retail playground in Singapore – the Flashbang! A variety of food stalls, game booths, and craft workshops await you at daylight. When night dawns, neon installations designed by the local artists will light up the place. You are sure to snap Instagram-worthy pictures in every corner! Boosting your social media profile is important during the Millennial era, right?

Image Credits: pixabay.com

Image Credits: instagram.com/agoncilloanna

My sister and I began our Flashbang stroll with a sip from our cocktails. We were enticed by the old-school arcade games, the live music performances, the unique food stalls, and the luminous LED-light balloons. Our experience was concluded by a restful nap at the Airmocks’ hammocks.

Location: Grange Road Carpark
Rate: Free admission
Duration: Open daily at 3 pm until December 30, 2017

A CINEMATIC WONDERLAND

Gone are the days when you visit a Christmas event mainly for its festive market. At Gardens by the Bay’s Christmas Wonderland, you will be delighted to see an action-packed area. This place is filled with live performances, light sculptures, carnival games, and snowfall shows. You will be greeted by the quaint wooden huts containing artisinal products and quirky crafts. It is recommended to see and snap Santa’s well-lit grotto!

My family and I decided to explore its cinematic wonders tonight. We are looking forward to witness the Vokatones perform their Christmas Carols as well as the Luminarie Light Sculptures at 7 pm. Buy your tickets online (at least one day in advance) to get the discounted price of S$4 to S$8 instead of paying S$6 to S$10.

Location: Gardens by the Bay
Rate: S$4 to S$10
Duration: Opens daily at 4 pm until December 26, 2017

 

THE FAMOUS CARNIVAL

With hundreds of online reviews, who would not be curious about the largest carnival in Singapore? The Prudential Marina Bay Carnival spans about 3.5 football fields. It hosts over forty rides including the Star Flyer, Mach 5, and Das Fun Schiff. The Star Flyer gives a sensation of flying with its 35-meter tower. The Mach 5 swings its riders round and round at an outstanding 55 meters high. Lastly, the Das Fun Schiff is their take on the classic Vikings ride.

Ease your throbbing heart as you check out the selection of local and international food such as chicken rice bowls and chendol soft serves. Top your thrilling experience with a carnival staple such as the candy floss or cotton candy.

 

Perhaps one of the most interesting stories about the carnival is the viral article that narrates a writer’s experience with a stranger. The writer invited a senior taxi driver to the carnival out of spontaneity. They happily strolled the entire area and talked about life (in general). He wisely said: “I learnt in business that we can’t abandon people during hard times…”

Read the entire story, here.

Location: The Promontory @ Marina Bay
Rate: Free admission (Rides cost between S$4 to S$10)
Duration: Open daily at 3 pm until April 1, 2018

Sources: 1, 2, & 3

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Korean Air’s Secret – Why 6-hour flights now feel like 1 hour

About Korean Air

Having been around in the industry since 1969, Korean Air has established itself as one of the most premium airline services in the world.

With its wide range of service offerings, from in-flight entertainment to comfortable, luxurious flying, you can be assured that your every needs is met from departure to arrival. For 2018 airline ratings, Korean Air was awarded as the Best Economy Class airline by equipping seats to guarantee the most comfortable economy seats for the passengers. Be prepared to be pampered by their warm service and excellent reliability.

The Korean Air ticket holds numerous possibilities and offerings that you wouldn’t even have imagined. It is no wonder that the airline has been recognized as one of the top 10 airlines in the world!

Flight Comfort

Many people complain about the lack of legroom on their flights. You’ll quickly realise that this isn’t a problem at all with Korean Air – their seat pitch is 34 inches long, designed to give you all the comfort you need.

Korean Air 2

This is much more spacious compared to other flights carriers whose seat pitches are approximately 31 to 32 inches long, with budget airlines seat pitches at 28 inches long.

Now that’s how you fly comfortably!

Flight Entertainment

Wondering what the best way to shorten your flight journey is? Movies! Korean Air brings you the latest blockbuster movies straight from the cinemas and into your own personal LCD monitors.

You can also plug in and have some of the latest songs, ranging from Pop, Rock or Jazz, and even K-Pop, to accompany you through your journey with Korean Air.

On top of that, if you have trouble resting, why not choose to play one of their many in-flight games? Their state-of-the-art entertainment suite is a treat for everyone of all ages.

In-flight Meals

Begin your Korean experience right from the very start with Korean Air. Korean Air offers customers the convenience and comfort through its award-winning offerings of Korean and international meals. Selected wine services are available with wine flown from France, Chile and Australia. Special meals services are also available for passengers who may have additional dietary restrictions like vegetarian, religious dietary restrictions or allergies.

Korean Air 3

A must-try is their two-time Mercury Award Winner, Bibimbap. This dish will set your senses ablaze with its delightful tastes, and coupled with the free flow water, juices, soft drinks, wine and alcohol, it is almost a perfect dining experience in the air.

In-flight Services
Personal lights are also available for you if you wish to read on your flight. Korean Air also provides all passengers a copy of the Morning Calm magazine, a publication that seamlessly brings you to some of the best places and most breathtaking sights in the world. Sit back, relax and enjoy!

On top of that, there are plenty of other services available too. Go crazy with shopping on board Korean Air via the duty-free sales, where you can get great deals on your favourite products. Snacks and beverages as well as light meals and services are also provided on certain flights to keep passengers engaged and entertained.

Korean Air 4

You’ll also notice that each seat comes with a USB port for you to charge your devices. Sweet! Now you never have to worry about a flat phone battery anymore!

Korean Air Boarding Pass Promotions
Not many people know about this, but the Korean Air boarding pass offers you some of the best deals around for attractions, dining and performances around South Korea and beyond.

If you’re visiting South Korea, you can get 20% off your Everland or 30% off Lotte World tickets for a day of fun. You can then enjoy the rich history of South Korea by visiting Jeju Folk Village at 30% off. In the evening, enjoy a performance at NANTA Theater at a 10% discount. Sounds good, right?

You can also expect additional discounts on transportation, such as the Arex Express Train at a discounted price of KRW 6,900 (U.P. KRW 14,500), and hypermarkets like Lotte Mart. With so many good deals all around, it’s hard to say no to flying with Korean Air. Have a look at the deals available for not just South Korea but other countries as well here.

Look no further! Book your ticket from Singapore to Seoul with Korean Air from $677 all-in, by 1 Jan 2018 now! Advance purchase of 90 days applies.

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Money-Saving Tips For Uni Students In Singapore

Many people believe that the “student life” is golden. I firmly agree! The holistic experiences and social exposures you receive during the course of your tertiary education are heavily treasured. You cannot get these things anywhere else!

Ease your financial load by following these tips:

JUST KEEP PEDALING

Automobile companies lure us with their promise of privacy and convenience during our daily commute. Owning a car may add a level of prestige, but it comes with a hefty price! You must cover several expenses such as gas, parking, and maintenance. Just thinking about my car’s maintenance gives me a headache!

As a thriving student, it is a good idea to steer away from this financial burden. Consider the alternative types of commute such as public transportation, cycling, and walking. You are eligible to apply for an Undergraduate Concession Card as a full-time undergraduate from a government or government-aided tertiary institution (T&Cs apply). This card allows you to save a decent amount of cash for your entire matriculation.

Image Credits: pixabay.com

Image Credits: pixabay.com

Secondly, cycling to school is beneficial for the environment and for your health. The same benefits apply to walking. When I was a university student, I spared 40 minutes of my day for travelling. I walked to school every morning with music in my ears. I can either feel the breeze or focus on my thoughts. Do the same thing if you are going to travel short distances.

As a friendly reminder, stay safe by having someone accompany you while walking to isolated areas. Let a family member or a friend know about your whereabouts at all times.

SELL YOUR BOOKS

It goes without saying that the product of one’s intellect comes with a price. Reference books or textbooks suited for tertiary students costs as low as S$50 each. It is a significant price to pay for a book that you will use for barely 3-4 months. Thus, students must employ different strategies to save money on their books.

Firstly, you can rent a book for free at the National Library. Secondly, you can purchase second-hand books online. Lastly, you may sell your old books to afford another one. Aim to sell your books to the next batch of students.

I am well aware that some people refuse to discard their belongings, including the ones that are seemingly useless (e.g., old newspapers). Hoarding can harm your chances of getting the best deals as the books’ resale value lessens in time.

EARN ON THE SIDE

In general, tertiary students are divided into two financial groups. The first group of people can survive solely with their allowance. While, the second group survives by earning money on the side. It is easy to immerse yourself with your academic responsibilities without having to worry about your finances. However, you may want to invest on your financial freedom. Extra money entails that you can build a travel or an emergency fund.

Image Credits: pixabay.com

Image Credits: pixabay.com

I belonged to the first group. During the first year of my tertiary education, I underestimated the weight of earning my own money. I handpicked the friendly gatherings that I will attend to maximize my allowance. My perception all changed when my friend pointed out that I must choose the restaurant to eat at. I was given the tasked as she perceived me to be the “poorest”. I decided to boost my financial capacity by working as a secretary at my mother’s workplace. This experience has exposed me to the diverse work culture in the country. Not to mention, it benefited my career profile.

Make money on the side by working part-time at a restaurant, by distributing flowers, or by opening a blog shop. Find part-time jobs at freelancezone.com.sg.

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6 Financial Pledges For The New Year 2018

What are your financial resolutions for the next year? Here are some ideas to get you started.

#1: BE DEBT-FREE

When it comes to minimizing your debts, it pays to be strategic! You can either conquer a volume of smaller debts or a decent amount of high-interest debts. The important thing is to restructure your debts in order for payments to go towards your principal rather than the interest.

#2: CANCEL UNNECESSARY ACCOUNTS

Look into your current financial situation. Keep an eye on the redundant and unnecessary elements. Do you really need to pay for everything with your several accounts (i.e., both credit and savings accounts)? In most cases, the answer is “NO”! Financial institutions charges fees for the simplest of things. Consider closing down or canceling your unnecessary accounts.

#3: IMPROVE YOUR DEFENSE

No one knows when the next financial crisis will hit! To help ease the burden of unexpected costs, your first line of defense is the emergency fund. Modify your budget in such a way that you would have an excess amount of cash for emergencies.

#4: BOOST YOUR GOLDEN NEST

Now is the perfect time to invest for your needs beyond retirement. As a Singaporean Citizen or a Permanent Resident, you are privileged to have a straightforward retirement plan. Just ensure that your company’s terms are in lined with the CPF’s. Grow your “golden nest” to its full potential by maximizing your personal contributions.

#5: GIVE MONEY AWAY

Fulfilling someone’s monetary plea is one of the most positive ways to start the year 2018! If you are capable of shelling out a portion of your savings without hurting your budget then, you may donate to a good cause. You will realize the true value of your money as you see it transform someone else’s life.

#6: BE A BOOKWORM

Knowledge is definitely powerful! Particularly, printed media allows you to directly interact with some of the century’s brilliant minds. You may want to explore the different non-fiction topics including the wonders of Investments as a renewed bookworm. Look into the interesting titles such as “The Intelligent Investor” or “Common Stocks and Uncommon Profits”.

Image Credits: pixabay.com

Image Credits: pixabay.com

These books and similar ones will allow you to learn the basics directly from the people who were most successful in the field.

Sources: 1 &2

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