Should You Buy Your Essentials Online Or In Store?

Welcome to the new normal! The Circuit Breaker period allowed us to stay at home out of necessity, while we anxiously spray disinfectant on every item around the house. WE all know that we have to follow the social distancing measures and to wait for the COVID-19 updates. However, it is hard to stay at home when you are running out of home essentials and grocery supplies. How do you shop for your essentials? Is it safer to buy online or in store?

GOING OUT TO SHOP IN STORE

Stepping outside to buy groceries and household supplies is the quickest and simplest way to restock. It is also accessible, whereby everything you need can be found in one place. The shopping mall can also provide you with different brands and packaging sizes. You can even return a damaged item on the spot.

Going outside to shop is no longer simple and safe as it used to be. Since most stores close earlier and some ceased their operations, you will have to time your shopping accordingly. You need to wear a mask and carry a disinfectant with you. Without the usual public transport measures, you will have to walk to the store or to avoid the peak hours. You will also have to line up for hours to fulfill your grocery journey.

Going outside also increases your chances of getting sick. You can contract the illness from surfaces, from crowded lines, or from the cash. This is according to the World Health Organization. Not to mention, the germ exposure that you can get from ATMs and banks. Remain safe wherever you are by practicing social distancing and by keeping your hands clean at all times.

The use of cash can be prevented by carrying your debit or credit card. You may also use cashless services such as Apple Wallet and PayPal. These methods are convenient and safe.

STAYING INDOORS TO SHOP

Shopping online has become more popular than ever. Getting deliveries right at your doorstep lets you skip the countless hours you spend in the store and the anxiety of getting infected. Most stores have strict disinfection practices, encourage no-contact deliveries, and accept contactless payments. It is easier to find specialty items online such as bubble milk-tea shops or freshly-baked goods.

The only downside is that you will have to visit several websites to look for everything you need. Stocks are limited too. You need to tick the item into the cart before you lose your chance. Most online stores have delivery delays due to the surge in demand. You have to be patient. Nonetheless, you can always order in advance.

FairPrice and Lazada Singapore are just a few of your online grocery options. These shops accept electronic payments and cash on delivery. After filling in the shop’s bank account details and amount, review your details and confirm. You will be spoiled with their item selections found online.

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For Singaporeans who only need a set meal without having to shop, food delivery apps can provide cravings for an entire family. This options offers all the advantages of shopping online, minus the long queue. There are upsides and setbacks to any way you choose to shop, and it is up to you to decide which best suits your lifestyle.

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Essential Tips for Applying for the Productivity Solutions Grant

Lack of time, expertise and insufficient funding are some of the challenges facing small and medium sized enterprises (SMEs) in Singapore today. This is particularly true when it comes to the adoption of new technologies and improving on customer satisfaction. The Productivity Solutions Grant (PSG) is an initiative of the Singaporean Government aimed at enabling businesses to embrace technological solutions in their day-to-day processes in addition to streamlining existing schemes under one roof. 

Founded in 2018, the PSG was purposefully created to enable businesses to transform their operational automation and consequently improve on their productivity through adoption of the latest IT solutions. 

Productivity Solutions Grant: What Does It Cover? 

PSG, as stated earlier, is a government incentive to enable businesses and companies to apply technological solutions by offering up to 70 percent of the funding. For that reason, businesses can apply for this funding support and have a long-term tech-oriented investment. 

The Productivity Solutions Grant provides industry specific solutions. Logistics companies, retail businesses and food vendors get assistance that is tailored to their needs. Moreover, PSG also supports the use of information technology in other areas such as financial management, data analytics, customer management, ecommerce and inventory tracking. It basically provides a platform for SMEs to expand their business to achieve a top-level business transformation. 

Additionally, when companies or businesses want to prove the potential for growth and transformation to new investors, a Productivity Solutions Grant is the perfect way to achieve this. Investors are mostly interested in projects or businesses with creative IT systems as this demonstrates a high potential for growth, which in-turn means low risk and a quick return on investment. 

Tips for Applying for the Productivity Solutions Grant 

Below are some important tips that will help you in your application for the PSG grant 

  1. Confirm Eligibility

Just like any other grant, PSG has its requirements for one to qualify for this grant. As such, there are three basic requirements that SMEs are required to meet before applying for this grant. The first one, is that the company or business applying for the grant has to be registered and operating in Singapore. Secondly, the purchased or leased IT solution or equipment must solely be used in Singapore. And lastly, the company applying for the grant must have at least 30% local shareholders. 

This is important information that you need to be aware of beforehand so as to make an informed decision as to whether or not to apply for the grant. It also helps you to roughly determine your chances for success. 

  1. Understand the Application Process

Before applying for the grant, it is prudent that you carefully study and understand the grant’s application process. Note that you are first required to apply for the grant before making payments or signing any contract with a vendor regarding the subscription, lease or purchase of an IT solution. Failure to do so will result in the application being denied. 

You should also be aware of the fact that only authorized and pre-approved vendors are allowed to consider your eligibility for the grant. 

  1. Consult an IT Solutions Provider

Applying for the Productivity Solutions Grant can be quite challenging for most businesses and therefore it is advisable that you seek an information technology provider’s assistance on this. An expert IT solutions provider with immense experience and knowledge on the PSG application process will not only assist you to properly apply for the grant, but will also help to significantly lessen the processing time. 

How to Apply for the PSG 

You can apply for the PSG through the Business Grant Portal which is also the same portal to use when applying for any other business grant. For you to login to the portal, you’ll be required to have a CorpPass account which is also used for all corporate business deals on government digital services. 

After you’ve set-up your account, the next thing is to decide on which solution best fits your business model. Once you have identified the right solution, the next thing to do is contact a vendor for a quotation. There are quite a few pre-approved vendors to consider. Shopify, for example, is a great choice for e-commerce business models. Note that, at this stage, you are not supposed to buy the solution yet.

The next step involves filling the PSG application forms. The forms are available on the business grant portal and can only be accessed upon signing in. After you’ve correctly filled the application forms, you will then have to submit the forms together with the quote through the portal. 

It usually takes approximately 6 weeks for the application to be evaluated. Once it is approved, you will receive an email notification. You will then be required to accept the application via the portal within 31 days. 

Finally, you will only receive the disbursement once you’ve purchased the solution, submitted your claim documents and paid all the expenses. 

So that’s it. Don’t let a good opportunity go to waste. The Productivity Solutions Grant is a great government initiative that removes the funding barrier for Singapore’s small and medium-sized enterprises. Confirm your eligibility and get an application started today. 

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Looking To Engage Audiences During The Coronavirus Pandemic: Try Influencer Marketing

From a vibrant and fulfilling digital ecosystem to one that is evolving, adapting and changing to a new post-Coronavirus world, social media’s role in the crisis cannot be underestimated. If you had to pick one digital medium, which has evolved because of the Coronavirus, it has to be social media platforms.

All of us have been heavily dependent on social media for not only our entertainment needs, but also several different kinds of important needs.

We are talking about learning, fitness and health, news and information along with buying essential goods and services.

One way brands have been using social media successfully is by not pushing just products and services all the time. In this article, we are going to look at different ways brands are using the creative and exciting strategy of ‘Influencer Marketing’ during the Coronavirus crisis.

5 Ways Brands are using Social Media Influencers during the Coronavirus Pandemic

  1. Start Important and Engaging Conversations-

Some of the best brands are using Singapore influencers to start engagement with their target audiences on platforms like Facebook Live, Insta Live and Tik Tok. This can be anything from discussing problems being faced to offering solutions. For example, many skin care brands are working with influencers to have Q&A sessions Live on social media platforms.

  1. Sell Products and Services-

Do not think that selling products and services has taken a backseat during the Coronavirus. Influencers are working hard to align the products and services of a brand with how they can be helpful during such trying times. Many brands who are into supplying service people for repairing household appliances are demonstrating them through the homes of influencers.

  1. Improving Brand Building and Brand Recall-

Influencer driven campaigns are very good at improving brand recall and product placements at strategic places. If you see an Influencer go live always, look out for some of the products, which are occupying the frame. Most of these products are sponsored and advertised by brands.  They also end up getting many queries and sales query after the ‘Live’ session of the Influencer.

  1. Promoting Corporate Social Responsibility (CSR) and helping community-

Many brands are working on building their brand image by helping communities most affected by the Coronavirus pandemic. This involves distributing essentials like medicines, food items and clothing to people. Many brands are also using influencers and collaborating with them for increased publicity and general goodwill improvement.

  1. Future Product Launches and creating a Buzz for the same-

Many automobile manufacturers are collaborating with auto influencers and reviewers to create the right kind of noise about their new upcoming launches. Many manufacturers are also launching their new products on a purely digital level. We often find many influencers join the digital launch online and then share the same with their audiences on social media platforms.

How to choose the best Social Media Influencers for your Brand?

It is important to note that many brands go wrong at this precise juncture when it comes to selecting the right influencers to represent their brands. It is critical that brands look for influencers who share their virtues and ideals and appear to be an extension of the brand’s values on social media platforms.

When it comes to selecting influencers, it is best that a brand look at the percentage of engagement rates, which an influencer has, rather than look at mere number of followers. Some brands have also started experimenting with micro and nano influencers as they are credible and have higher engagement rates.

Price and affordability are also other things that a brand needs to pay attention to while selecting an influencer. However, what is certain is that a properly executed influencer marketing campaign during the Coronavirus pandemic can be really helpful and impactful for a brand.

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Surefire Ways To Maximize Working From Home

With the Circuit Breaker period put in place, work from home became the new normal. And while your co-worker diligently sends out emails at 8 am or messages some ideas to brainstorm on Monday, I can assure you that he or she would rather do something else at home.

This work from setup is not for everyone. It is harder from some people, and you may be suffering from anxiety already. For starters, there seems to be more work to be done as the company wants to ensure that you maximize your time. Secondly, there are constant distractions such as your clingy household pet or sister’s loud Kdrama show. Thirdly, your mother may be asking you to help around the house. Lastly, you may feel gloomy due to the uncertainty of the current pandemic.

While our tasks our different, one thing remains the same. We need to get our job done! We need to clock in at a certain time, check emails, attend Zoom meetings, and message our clients. While you have read almost all the tips surrounding the at-home office setup, each person’s experience will be completely different.

The struggle is real. The question is, what do you do about it? Here are five tips that can help you during the CB work-from-home period.

#1: TIDY UP YOUR SPACE

If you have been working in an open-space layout, then you know how it feels to not have a desk of your own. Well, now is the time to personalize your space and to get your interior design hats on. Brighten up your workspace by putting family pictures or indoor plants. Having a dedicated and decorated area makes it more inviting for you to work.

#2: TAKE BITE-SIZED BREAKS

One round of Design Home or Mobile Legends app did not hurt anyone. You may also indulge in an episode of Money Heist or take a 30-minute long nap. All of these mini-breaks enable you to work productively at home. No one is going to stop you, anyway! Ensure that you are following the deadlines and scheduled meetings set by your boss. Do not forget to provide the output that he or she needs. Get that all-important water break to nourish you throughout the day too!

#3: KNOW WHEN TO STOP

This tip goes hand-in-hand with the previous one. There must be clear boundaries set in place for all of us working from home. Because all communications are done through the email or through the phone, we tend to forget that we are already working beyond our working hours. Setting boundaries is not just for your boss. It is for your own mental and physical health too. Go offline when you are done for the day. Do a non-work related activity to ease your mind too. Take an hour of hot bath or yin yoga. Enjoy anything that will keep your mind and hands off your tools for work!

#4: DRESS COMFORTABLY

Find a style that works for you. If you find that you are more productive by wearing pajamas then, do that. Others may feel the need to get dressed in uniform to set the tone for their work day. It is all in the matter of preference. There is no pressure to dress nicely as you will only sit in your home office. However, you must dress appropriately for video conferences or online meetings.

#5: COMMUNICATE EFFECTIVELY

Communication is essential to help you survive this setup. Talk to your co-workers about the task at hand. Ensure that no details are wrong or misunderstood. Talk to your boss about the support you need to get for a particular project. Communicating what you need and how you feel will bridge the gap between the online and offline processes. It can also be a way for you to reduce your stress.

Image Credits: unsplash.com

At the end of the day, it is really up to you to find a flow that would help you stay productive and efficient while enjoying your work-from-home setup.

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How To Avoid These Common Mishaps

The Circuit Breaker period is almost over! With merely two weeks left, many Singaporeans are prepared to get back to their previous routines. Going back to the “outside world” can bring some irrational and unpleasant fears for us urban-dwellers.

What will happen if you forgot your mask at home? What if you stumbled through an open manhole? Who do you ask for help if you tripped along the stairs? This list compiled some of the most common intrusive thoughts, which run in the minds of many people. You are not alone.

#1: FALLING ONTO THE TRAIN GAPS

Going back to our “normal” travel route entails that you will encounter rush hour lines at the MRT and bus station. People jostling you when you are trying to stand behind the safety line on the platform is a commuter’s worst nightmare! Not to mention, you may fall onto the gaps. We all need personal space, especially these days. Ride during off-peak hours to avoid situations like these.

#2: BEING CRUSHED BY THE LIFT DOORS

With the rise of sensory-operated lift doors, people have embraced faster lifts. However, being caught between the lift doors can be painful and embarrassing. Prevent this from happening by being kind to your co-passengers. Always hold the lift door for someone. You will never know when you will need that favor back!

#3: HAVING YOUR GADGET EXPLODE

Few years ago, there was a particular smartphone model that explodes on its own. It was banned in several airlines worldwide. It is one of the top tech scare – having your phone explode while you are using it. Avoid this from happening by putting your gadget in your hand-carry bag. This includes your power banks, laptops, and smartphones. Keep your gadgets from overheating or overcharging.

#4: GETTING SICK FROM STREET FOOD

Singaporean street food has a diverse collection of cuisines. From Roti Prata to Kaya Toast and Ice Cream Sandwich, your tummy will be delighted with many choices. Still, some people worry about buying street food. For people with weak stomachs, check the establishment’s food safety or hygiene rating. An “A” grade means the establishment met 85 percent of the requirements. Be guided accordingly.

#5: SLIDING OFF THE MOTORCYCLE

One of the quickest ways to travel Singapore from one end to another is by riding the motorcycle. Riding the motorcycle in the front or the back seat can save you time and money. Although, there is a slight chance that you can fall off the vehicle. This is why you must obey the road safety rules and wear proper safety gears at all times.

Image Credits: pixabay.com

We all encounter situations where we’re confronted by our own mortality. And this unpleasant situations can happen at any moment. Do yourself a favor by getting insured. Ease your worries of the future by ensuring your life and your health. You may also build an emergency fund to cushion unforeseen events.

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