MoneyDigest - Personal Finance, Lifestyle, Money Saving Tips

3 innovative brain training centers for kids in Singapore that are neither Heguru nor Shichida

When asked about brain training, the majority of parents would suggest trying Heguru and Shichida, right?

Well, we’re not talking badly behind their backs but our little red dot has other options too. There are power brain training centers for your little ones that are not just those two well-known names.

And we’re about to share with you 3 in this post. Keep reading!

Brainy Moves

Website: brainymoves.org

Address: 90 Goodman Road, #02-53, Block M, Singapore 439053

Founded by James Tang, a formally trained PE and mathematics educator, Brainy Moves utilizes a pedagogy founded on principles of neuroscience, psychology, behavioral, and sports science to help students through novel activities and movements.

Keeping a structured curriculum with low student-to-trainer ratios, Brainy Moves has successfully helped thousands since 2013 experience improvements enhancing academic results and quality of life, for those with different brain types or medical conditions.

Endorsed by Dr. John Ratey from Harvard Medical School, this program utilizes purposeful activities at a maximum 8 students to 1 coach ratio, for individualized training tailored to each student’s needs. Now in its 10th year, Brainy Moves continues empowering students through specialized exercises grounded in the latest research.

ThinkersBox

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A post shared by ThinkersBox Brain Development (@thinkersbox)

Website: thinkersbox.com

Address: North Bridge Centre & Tampines SAFRA

ThinkersBox takes a revolutionary approach to developing young minds. This isn’t your typical cram-and-memorize learning—it’s fun, ingenious brain training designed by experts. Kids work with an actual brain coach to build cognitive skills through engaging modules and activities, not repetitive drills.

Whether your child needs an attention boost or simply thrives on challenging the status quo, ThinkersBox offers programs to match. From their online brain booster to attention-boosting classes and more, they make learning exciting.

Not sure whether to commit the money? Why not give your child a 1.5-hour trial session and see their eyes light up as they strengthen neural connections in new ways? At ThinkersBox, kids don’t just get smarter—they become thinkers.

Don’t settle for the average when you can ignite your child’s mind. This is learning as it should be: challenging, rewarding, and designed to foster a lifelong love of thinking outside the box.

Happy Train

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Website: happytrain.com.sg

Address: Chye Sing Building (Bugis) & CPF Tampines Building

Give your little one a head start on the road to success with Happy Train’s enriching early childhood programs. This premier learning center boosts the development of the right brain in young children, building the cognitive and social skills that will serve them well in life.

Happy Train’s carefully crafted curriculum engages memory, attention, motor skills, and more through fun, hands-on activities. Their bilingual and immersion programs unlock the benefits of multilingualism, while specialized programs—including a pure Japanese enrichment course—promote learning in a stimulating, culturally rich environment.

With experienced teachers and a proven approach, Happy Train is your trusted partner in giving your child the developmental tools to thrive. Trial lessons are available at $70 to experience the magic of Happy Train firsthand. Why wait? Early childhood is a joyous journey, and Happy Train will guide your child to a brighter future.

As we close, we hope this post gave you more clarity on the other brain training centers in Singapore that are not Heguru or Shichida. Now, you’ve got a couple of more options to make your little ones even more garang in their studies, yeah? So check out those names mentioned above and see which one best suits your kid. It’s time to step up your parenting game.

Unveiling 4 best-rated reds in lipstick fashion under $44

You love red lippies?

Well, you’re in luck because we are looking into lipstick fashion with some of the best-rated reds under $44 in this post.

These are not just red lipsticks, they are lippies that will make your lips pop and turn heads wherever you go. So, stay on this page as we unveil these fabulous finds.

SEPHORA COLLECTION Rouge Is Not My Name Matte Lipstick

Price: $21

With an intensely saturated color that lasts for up to 8 hours, this lipstick delivers a shock of pigment without the drying effect. Its soft, lightweight formula contains hyaluronic acid to keep your lips hydrated all day, while vegetal microspheres create an airbrushed effect.

The end result is a color that pops but still feels featherlight. With 20 shades ranging from fiery reds to muted ones, you’re sure to find your ideal match. Apply one coat for an attractive wash of color or layer on multiple coats to dial up the drama. However you wear it, this matte lipstick is guaranteed to unleash your inner vixen (in a good way).

RARE BEAUTY Kind Words Matte Lipstick

Price: $33

Looking for a soft matte lipstick that keeps lips nourished all day? Rare Beauty has you covered with its buttery, pigment-rich formula that moves seamlessly with your lips.

The innovative flexible formula delivers a cushiony color that lasts without feathering or bleeding, so you can feel comfortable wearing it from morning to night. Whatever shade you go for (there are 10!), your lips will stay hydrated and soft thanks to nourishing ingredients that moisturize without mess.

Tip: For high-definition, longer wear, line and fill in your lips with the matching Kind Words Matte Lip Liner ($26) before applying the lipstick.

NATASHA DENONA I Need A Rouge Matte Liquid Lipstick

Price: $39

This isn’t your average matte lipstick. Its weightless, hydrating formula delivers high-impact color in a single stroke, then dries down to an intensely matte, crease-proof finish that lasts up to 18 hours.

But unlike other matte lipsticks that can dry out your lips, this product is infused with hydraberry, a potent blend of raspberry stem cells and hyaluronic acid that pumps your lips full of moisture. Here’s what you will get: a matte color that doesn’t sacrifice comfort.

Eva’s the only shade available so you don’t have to rack your brains to pick THAT one shade you want 😉

MAC COSMETICS Lustreglass Sheer-Shine Lipstick

Price: $42

Your lips have met their match with MAC Cosmetics as we come to a close.

This lightweight lipstick is infused with raspberry seed oil and organic olive oil for instantly irresistible lips. It’s a buildable formula that delivers a wash of sheer, shiny color with a long-lasting, lustrous finish. Each swipe conditions lips and provides moisture that lasts well beyond your morning coffee.

Available in an array of shades from subtle to statement-making, this lipstick lets you customize your look from barely-there to boldly beautiful. Its nourishing oils and pigments meld together on your lips for a glossy veil of color that’s as hydrating as it is glamorous.

Who knew nourishment and glamor went hand in hand? MAC Cosmetics, that’s who. Their collection proves once and for all that hydration and high fashion can happily coexist on your lips.

So, ladies, we’ve come to the end of our lipstick jalan jalan. We’ve shared the best-rated red lipsticks under $44, in pretty shades and pretty affordable price tags. These lippies are sure to add that extra oomph to your look, whether you’re going for a glam night out or just a casual day out with the girlies. They sell out real fast so go and get yours before they get snapped up, yeah? Enjoy the glide! 🙂

7 Common Money Mistakes New Parents Make

Managing family finances is an essential skill for young couples to master, especially those who are pregnant and parents for the first time. In fact, financial management not only affects the spousal relationship, but also directly affects the future of the children.

1. Splurging on Children’s Activities

Parents are often thrilled when their children find an activity that they both love and excel in. However, don’t make the mistake of letting your child’s newfound interest turn into your personal identity. While you may relish the role of hockey dad or dance mom, don’t put yourself on financially unstable ground to support your child’s endeavors. It’s one thing to spend thousands of dollars on your kids’ activities, but when you make a late credit card payment because of it or you carry a balance, you can be hit with additional thousands of dollars in interest.

2. Not Creating a New-Baby Budget

One of the most dangerous financial traps parents-to-be can fall into is underestimating the costs of having a baby. That includes the costs incurred before the birth, such as doctor visits and new-baby gear, the costs of the birth and delivery itself, and the expenses that come after, like diapers and baby essentials.

3.Lack of Agreement on Spending Habits and Plans

If a couple does not agree on spending habits and plans, one will always feel “upset” and “frustrated” with the other’s spending. You also can’t save money if your husband is always spending beyond his means. Therefore, the first thing to do is that you two need to agree on your expenses and the family’s savings funds. For example, if you plan to have children, you need to plan an emergency fund specifically set up for them, such as a life insurance package that will accompany your children from the womb to adulthood.

4.Buying Everything New
For some of you, it’s hard to imagine putting your pure, precious newborn into a hand-me-down stroller. But by the time that infant is a few months or years old, you may be kicking yourself for buying new gear.

“I definitely started out buying everything brand-new that I needed,” says Suzanne Brown, author of Mompowerment and a mom of two from Austin, Texas. “Over time I realized I could have borrowed some of the items, like a bouncer or a bathtub to bathe baby, or bought them second-hand. I wish I had started that approach earlier because many items you buy for age 2 and under are used very little.”

5.Thinking You Need Every Baby-related Gadget
Just because a baby item exists doesn’t mean you need it. When you see other parents’ gear, it can be tempting to get your baby the same developmental toy or play mat.

However, your kid really won’t know what they’re missing. While baby blogs and parenting sites may sing the proverbial praises of having a jumper, a play gym, and so on, most little ones are happy chilling on a blanket outdoors or on your living room rug. Save your funds for the toddler years.

6. Failure to Educate Your Children About the Value of Money

Children need to know about the value of money and how to save money from an early age. Depending on your child’s age, you can turn this into a fun game, so that he/she can understand and form the following ideas: Why do I have to save money? How can I save money?

7. Forgoing Available Tax Breaks
Having a child can offer some advantages at tax time for parents who are eligible to claim certain tax credits or deductions. Some of the tax benefits available to new parents include:

If you are a parent, you may be eligible to claim the Parenthood Tax Rebate of $5,000 for your first child, $10,000 for your second child, and $20,000 for your third and subsequent child. The child must be a Singapore Citizen at the time of birth or within 12 months thereafter.

Image Credits: unsplash.com

Parents with Singapore Citizen children enrolled in licensed childcare centres can receive a Basic Subsidy of up to $600 per month for full-day infant care, and up to $300 per month for full-day childcare.

Sources: 1, 2, 3, & 4

Tourists, get the best Singtel 5G Tourist SIM/eSIM in Singapore!

It’s F1 season when race enthusiasts from all over the world descend into Singapore. As always, lots of exciting activities have been lined up, both on and off the track. For tourists, we understand that there are simply so many things to do with so little time on our tiny island! To set you off on the right foot, simply purchase the Singtel 5G Tourist SIM or eSIM online before your arrival. That’s right, find out how the Singtel 5G Tourist SIM help you stay globally connected at the lowest possible cost.

What is the Singtel 5G Tourist SIM?

The 5G Tourist SIM is the most preferred Tourist SIM in Singapore. With 5G connectivity, it allows visitors to tap on the most powerful network island-wide. Here are the different types of Singtel 5G Tourist SIM available:

$50 SIM Card (120GB 5G data, 10GB data roaming for 28 days)
$30 SIM Card (100GB 5G data, 5GB data roaming for 28 days)

For those who do not require the 5G network (which we don’t advise), you may purchase the $12 Tourist SIM that comes with 100GB data for 14 days.

Benefits of Singtel 5G Tourist SIM

With the Singtel 5G Tourist SIM, you can look forward to unparalleled connectivity in Singapore, even when travelling underground on the MRT! With 10X faster speeds, 2X lower latency and better bandwidth, this ensures that you will upload photos and stream videos in no time. In a sport where every millisecond counts, you can be assured that you will never miss out on the action due to poor network with the Singtel 5G Tourist SIM.

Singtel 5G Tourist SIM is now available in eSIM!

Singtel’s new fully digital 5G Tourist eSIM offers travellers to Singapore the most convenient way to enjoy the world’s best 5G coverage experience.

The Singtel Tourist eSIM’s convenient online sign-up process will allow you to manage all your connectivity needs prior to departure. Upon arrival in Singapore, you can simply activate your eSIM on your mobile devices via Singtel hi!App. This seamless provisioning process enables you to save on the precious time you would have otherwise needed to spend queuing at a physical outlet to purchase a SIM card. In additional, you can avoid the hassle of switching SIM cards. Simply toggle between your own SIM card and the Singtel Tourist eSIM effortlessly. Purchasing the Tourist eSIM also very convenient because everything can be done online in a truly digital experience.

Convinced of the benefits? Here’s the step by step guide on how you can purchase the Singtel 5G eSIM even before your arrival.

How to buy the Singtel 5G Tourist eSIM?

Step 1: Order eSIM at singtel.com/hitourist. Do ensure your device is eSIM compatible.
Step 2: Get eSIM order confirmation. Receive your eSIM reference number and verification code.
Step 3: Download and register on Singtel hi!App when you are in Singapore
Step 4: Install eSIM on hi!App and add eSIM on mobile data settings on your mobile phone and you are all set to go.

How to buy the physical Singtel 5G Tourist SIM?

If your phone is not eSIM compatible or you still prefer a physical Tourist SIM, you can buy your Singtel tourist SIM online before you reach Singapore at the following websites or apps and pick them up at the Singapore Changi Airport.

Next step, pay for your preferred Singtel tourist SIM online and then collect it at the following places:

UOB Money Changing Counter at Singapore Changi Airport
Travelex at Singapore Changi Airport
Changi Travel Services at Singapore Changi Airport
Singtel Shops islandwide

Alternatively, you can also buy the Singtel Tourist SIM from any of these outlets in Singapore:

Singapore Changi Airport:
- UOB Money Changing Counter
- Travelex Foreign Currency Exchange
- Changi Recommends
- Cheers store
Out and about in Singapore:
- 7-Eleven store
- Cheers store
- Singtel Shop
- Authorised retailers at Harbourfront / Tanah Merah
- Other authorised retailers

Do note that the 5G S$30/S$50 Tourist SIM cards are only available at UOB Money Changi Counter, Travelex Foreign Currency Exchange, Changi Recommends, Singtel Shops and Singtel Exclusive Retailers.

Free Collectibles!

For those who buy the 5G Tourist eSIM, you will receive a free $5 KKday voucher for limited period. For those who pre-order online and choose to collect or buy the Tourist SIM card at Changi Airport (UOB Money Changing Counter, Travelex Foreign Exchange Counters) instead, you will also receive free high-speed racing souvenirs as part of F1 season.

Not to worry if you have forgotten to purchase your Singtel 5G Tourist SIM Card before arrival. That is because you can simply step into any convenience stores (Cheers, 7-Eleven) or Singtel Shop in Singapore to get your hands on them.

With that out of the way, you can sit back, relax and enjoy the F1 show!

Here’s a nifty table that summarises all the Singtel tourist SIMs available, with data allowances of up to 120GB of 5G data, and how much they cost. Singtel offers a wide suite of Tourist SIM, to meet all your travelling needs.

Latest WFH internships posted from 4 to 7 September 2023

Hello there and welcome to the (end of the) first week of September.

We’ve got good news for you this week with remote internship opportunities opening up. Whether you’re a data whiz kid, a UX maven, or a social media genius, there’s a chance for you to learn and shine from the comfort of your own home.

Keep your eyes peeled on this page for this week’s latest openings.

#1: 1MCGroup Pte. Ltd. – Intern Photographer