6 Budget-Friendly Parisian Beauty Tips

French women’s minimal approach to beauty is intriguing. They stand by their effortless hairstyle and hydrated skin. What’s their secret? For starters, everything seems au naturel.

#1: DRINK LOTS OF WATER

Fashion model Céline Delaugère’s skincare routine includes Vitamin E oil, sleep, and lots of water. I am going to focus on the last element. Drinking water is essential for your body. It hyrdrates your skin and makes you look radiant. In some cases, it may even lighten your skin! Generally speaking, it keeps your skin from cracking or drying out.

Take it from a Parisian model, quench your thirst and make it a habit!

#2: CLEANSE YOUR SKIN

French girls grew up with the habit of religiously cleansing their skin before bed. One of the most coveted French products is the Collosol Eau de Lait. It has been passed on from generation to generation. However, a cheaper alternative is a gentle cleanser and face mask put on a regular basis. Try the dollar face masks available at your local Watsons.

#3: WEAR LESS MAKEUP

Discretion encapsulates the approach of French women to beauty. Their makeup must seem natural as possible. Its sole purpose is to enhance what is already there. So, everything is used in moderation. A woman with a full-face make is a rare sight in the streets of Paris.

Image Credits: pixabay.com

Dabbing products is a money saver! Instead of opting for a harsh foundation, a BB cream with SPF is recommended.

#4: GO FOR A SIGNATURE RED

You can either go for a bold lip color or a flashy eye makeup. Remember that less is more! Do your research when it comes to choosing your signature red lipstick. Personally, I prefer Mac’s Russian Red matte lipstick. It complements my skin perfectly and adds a layer of drama to a seemingly simple attire.

A red lip with little makeup can often be worn with anything. It is a staple in the French beauty scene.

#5: TAME YOUR LASHES

French women never go without adding a good curl to their eyelashes. Some even apply lash conditioner or serums to promote growth and thickness. Nonetheless, you must always carry a tube of mascara in your bag. Consider buying the L’Oreal Paris False Lash Miss Manga Mascara (costing S$22.90).

#6: ACCEPT YOUR IMPERFECTIONS

One of the things that I admire from French beauty is their innate philosophy of embracing imperfections. They put emphasis on the unique aspects of their face and shy away from plastic surgeries. Instead of focusing on your small teeth, you highlight your huge smile.

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Accepting your “flaws” is how you make a statement!

Sources: 1, 2, & 3

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How To Help Your Family Financially

Admit it! Financial conversations can be awkward, but your relatives can save you in the future. Support them and your relationships with the help of these tips:

PROVIDING A LOAN

One of the most controversial yet clear-cut way to help a family member in need is by providing a loan. The loan is ideally short and straightforward. One must write the terms and conditions that both parties will sign into. This will help ensure a binding financial agreement. Other details that you should clarify include:

a. the total amount of the loan,
b. the installment conditions (e.g., monthly basis),
c. the interest rate calculation,
d. the payment deadlines, and
e. the legal action necessary to cease the payment.

CHIPPING IN AS A GROUP

Tackling a dilemma as a group will maximize your efforts and resources. Say your parents are asking you for an allowance. If your siblings are in a capable position to contribute their funds then, you must ask them. However, you must access whether they have a good relationship with your parents too.

Please involve your partners in the discussions as you do not want to create resentment between siblings and their spouses. If they cannot afford to loan money, they may suggest other ways to help (e.g., accompanying your parents during weekend errands).

EXTENDING AN OFFER

Providing a short-term loan can only last for a specific period of time. On the other hand, offering a means of living can go a long way! Consider hiring or recommending your relative to assist your company’s needs. The job can help him or her to earn money for paying bills or debts.

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Treat your relative like any other employee. Layout the job description as well as the task deadlines. Ensure that you will be able to deal with incomplete or poor quality of work.

GIVING NON-MONETARY ASSISTANCE

Some people may not be comfortable with the act of loaning money without the guarantee of getting payment. If you are unwilling to give cash to a family member, opt for giving non-monetary assistance such as gift certificates or gift cards. This way, you will have more control over what your money will be used for.

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No arguments there! 🙂

Sources: 1 & 2

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4 Indoor Plants Believed To Attract Money

There are a host of beautiful indoor plants that have powerful effects on one’s prosperity. Whether it be money or luck, the following plants have earned a reputation for bestowing those who take care of them.

#1: MONEY TREE

As the name suggests, the Money Tree is recognized as one of the luckiest plants out there! Fung Shui principles highlight its abilities to purify air and to absorb radiation. It energizes the flat by increasing oxygen inflow and filtering air. To absorb radiation, it is recommended to keep the plant close to the Wi-Fi router, computer, or television.

The position of the plant is important too. You must keep it indoors in the southeast direction of the living room.

#2: JADE PLANT

The Jade Plant or Crassula ovata is a succulent with small pink or white flowers. This common houseplant is native to South Africa and Mozambique. Much of its popularity is rooted from its low maintenance nature. It requires little water to survive in indoor conditions.

Image Credits: pixabay.com

With regards to its appearance, its shiny and smooth leaves appear to have a yellow-green color. The branches are impressively thick too.

#3: LUCKY BAMBOO

Generally speaking, a bamboo is an amazing plant that brings peace and wise energy to your home. It teaches an individual how to be flexible for its spirit to freely flow or heal within. It is more than just an addition to your aesthetic!

In Feng Shui, the amount of stalks signify different aspects. Two stalks bring positive energy to your love life. Three stalks evoke happiness, five stalks give good health, and eight stalks bring wealth. Furthermore, a lucky bamboo with 21 stalks may bring good fortune and good health to your life.

#4: PEACE LILY

Last but not the least is the Peace Lily. This deep green plant laced with white blooms helps you to prosper physically, mentally, and financially. It can detoxify your air and get rid of the following toxins: formaldehyde, benzene and carbon monoxide. Bid farewell to the medical expenses caused by these!

Image Credits: pixabay.com

Moreover, this type of plant is super easy to care for. It survives best in shaded or dark environments such as small offices and corner closets. Interesting, right?

Sources: 1, 2, 3, & 4

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Why Do People Think That You’re Poor?

Whether it is the way you dress up or the way you carry yourself, people are usually quick to judge whether you are wealthy or not.

I vividly recall the time when my university friend asked me hangout. In our tight group, she announced that I should be given the opportunity to choose the restaurant that night. I was flattered at first until she stressed that I was the “poorest” one. I soon realized that the girl was not a genuine friend. True friends support each other no matter what.

Her perception was influenced by the fact that I did not have a job at that time and was only relying on my parents’ allowance. Knowing how much money an individual makes can completely change your perception of them. As much as you want to deny that money makes no difference in your perceptions, it definitely does!

Image Credits: pixabay.com

People can judge your worth in a variety of ways including these:

#1: WHAT YOU WEAR

It goes without saying that your clothing leaves a lasting impression. In a snap of a finger, a person can determine whether you are a successful businessman or an unemployed student. Flashing your designer bags and watches can give you a heads up!

#2: HOW YOU TRAVEL

In some cases, your form of transportation can send a message about how much you make. People who travel via car are seen as more successful than those people who take public transportation. The same goes for people who travel via business class as supposed to travelling via economy class.

#3: WHERE YOU LIVE

Singapore’s land scarcity has led to living situations such as government housing, landed estates, and condominiums. The last two options are perceived as more lavish than living in HDB flats. Size and location matters!

#4: HOW YOU SPEND

Being frugal may be seen as a poor man’s strategy to survive. Some people feel the need to fly under the radar when couponing. While, others are ready to open their coupon binder and shop. A stranger may perceive your fondness for coupons as a desperate move.

#5: WHAT YOUR FACIAL CUES ARE

A study once compared the faces of different groups that vary per gender and race. As it turns out, the other factors mattered less. People carried a “wealthy appearance” due to their facial cues. Some faces seem to be more experienced and are deemed to belong to the poorer group.

According to Psychologist Thora Bjornsdottir, a PhD candidate at the University of Toronto, “the signals in your face about your social class can actually then perpetuate it”. People with a wealthy apperance are more likely to be hired for the job as it creates a self-fulling prophecy, which influences your interactions and opportunities.

Image Credits: pixabay.com

Whether someone seems poor or not, it is important to know that our feelings should be tied up with how people act with their money. Are they greedy or generous? Are they willing to loan to a relative or not?

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5 Important Queries To Ask Before Getting A Credit Card

1. WHICH ONE DO I NEED TO APPLY FOR?

Like a tempting box of chocolates, all credit cards are not made the same. Be sure to shop around and to compare cards of similar types. You must know the necessary requirements, sign-up offers, rewards program, and other perks that come with it. Some cards may offer free airport luggage, while others may offer car rental insurance. Choose the benefits that suit your needs.

2. ARE YOU ELIGIBLE?

Applying for a credit card is a straightforward process that requires basic information such as your NRIC and primary address. Know which information and documents are needed to apply for said credit card. For security purposes, some institutions may extend their research by knowing your mother’s maiden name.

3. IS IT BETTER TO APPLY FOR A CREDIT OR DEBIT CARD?

The most significant difference between debit and credit cards is protection against fraud. If someone makes a fraudulent charge with your debit card, the money is directly deducted out of your bank account. It may take weeks to get a refund. When it comes to a credit card, you can dispute that the charges never left your account.

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Other benefits offered by credit cards include extended warranties, rewards programs, and return guarantees.

4. WHAT ON EARTH IS A CASH BACK?

Credit card companies offer different programs for redemption. When a credit card company gives you a certain percentage of what you put into your card then, that is called a cash back. You may be able to use this as a credit toward your current statement, to purchase gift cards, to get discounts when you shop online, or to deposit the money back to your bank account.

5. WHAT IS A STATEMENT CREDIT?

The positive amount on your credit card bill is called a statement credit. If you unintentionally overpay, many credit cards will apply a statement credit toward your future purchases. The act of applying for a cash back to a statement credit may lower your balance.

Image Credits: pixabay.com

Sources: 1, 2, & 3

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