Marriage & Family

4 Common Financial Problems In Long-Term Partnerships

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Arguments about finances hamper many marriages and professional partnerships. It is no wonder that financial problems are the leading cause of divorce.

A committed couple who suffers from serious monetary problems typically face loads of stress and tension, which often translates to heated quarrels. Prevent a fueled fight by fully disclosing your financial circumstance to your partner. From time to time, check if your financial goals are still in sync.


From school loans to gambling addiction, many people come to the altar bearing their financial baggage. If a partner has an outstanding pile of debt and the other does not, this situation can ignite a conflict.

In such situations, people often take solace in knowing that debts are not carried over through the marriage. However, it is understandable to share the responsibilities over childcare and housing debts.

Acknowledging what you are getting yourself into can help you employ various strategies to pay off debt. Both partners must be non-judgmental and honest when discussing about their financial habits and debts. Use several tools and strategies soon after. Seek professional help when necessary.


Tension brought by money can be due to the opposing personalities and beliefs of two people. Personality towards money plays an important role in a couple’s marital bliss or lack thereof.

Imagine living in a home with a hoarder when you are a spender yourself. Or, living with someone who is risk-avoidant while you are a risk-taker. These opposing personalities can be mediated by empathy and compassion. Walk in the other person’s shoes to understand where he or she is coming from. Paying attention to your partner’s financial habits before and during matrimony can be beneficial too. Discuss about your financial views and habits to reach a level of understanding.


Whether the spotlight is on a romantic or a professional partnership, the commitment levels of each individual can be an issue. You need to clearly discuss what each partner is looking for. Let us take a business partnership as an example. Partner A wants to keep his full-time job and invest some funds to the business, while Partner B wants to fully dedicate his time and resources towards the business. Can you see the gap between these two?

When it comes to romantic relationships, two people may not be on the same page when it comes to commitment. Partner A wants to start a family, while Partner B is not yet ready. It is important to discuss the commitment levels before it is too late.


The nature of partnership is a struggle that many partnerships face. After all, not every partnership is split 50/50. The differences in financial contributions can yield many questions such as how the profits will be divided (i.e., professional partnership) or how clear these financial responsibilities are (i.e., romantic partnership).

These questions must be addressed at the end of the courting period. Thus, both parties will aim to eliminate lingering tensions as they move forward.

Sources: 1 & 2

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