Singapore Airlines offering 15% more KrisFlyer miles when you convert your bank reward points from now till 27 Dec 20

Get more miles for less

Singapore Airlines has announced that they will be giving 15% more KrisFlyer miles when you convert your bank reward points from now till 27 December 2020. For example, 10,000 DBS Points will now get you 23,000 miles instead of 20,000 KrisFlyer miles.

KrisFlyer is the frequent flyer programme of Singapore Airlines and members can also redeem their miles in numerous ways – from flight tickets and upgrades on Singapore Airlines, SilkAir, Scoot and other partner airlines, to using miles to pay for flights, hotel stays, car rentals, purchases on KrisShop.com and more.

This promotion is valid across local participating banks in Singapore including UOB, OCBC, Maybank, Standard Chartered Bank, HSBC, Citibank, Bank of China, American Express, Diners Club International — and also other participating foreign banks.

Alternatively, you can also use the Kris+ app to convert DBS (Singapore) or UOB (Singapore) reward points to miles^ instantly to enjoy the same 15% bonus miles.

How to convert

  1. Log in to your bank rewards account.
  2. Convert your bank reward points to KrisFlyer miles, with a minimum of 10,000 KrisFlyer miles in a single transaction to qualify for bonus miles.
  3. Receive 15% more miles on your base KrisFlyer miles converted in your KrisFlyer account.

For more information on the T&Cs and FAQs, click here.


Get FREE Apple Watch SE (worth $419) When You Apply For The Following Credit Cards From 1 – 30 Nov 20

Read More...

Ninja Ways To Earn Money While Vacationing

Taking a much-deserved vacation is supposed to be relaxing. However, traveling on a tight budget can reduce the excitement. It does not matter if you get paid vacation leaves! Planning for a trip is an expensive undertaking. Money should be placed in a practical position whereby you can still pay for your bills when you come back home. Earning money while on a vacation can be a simple solution to your financial woes.

Ninjas are warriors known for their speedy and sneaky attacks. Much like a ninja, you may earn money in the fastest way possible by following these tips.

SELL YOUR PHOTOGRAPHS

The Internet has a plethora of websites that buy and sell stock images from public users. Fotolia is one of the websites where you can make money by selling your digital photographs. Simply upload your best photos for the approval of the website’s administrators. Once your photos have been approved, it will be added to the marketplace where individuals or businesses can buy them.

You earn royalties which can vary from a few cents to a couple of dollars every time your photos are downloaded. Please be warned that Fotolia is closing on November 2019. Use it will you still can!

CLEAN YOUR CLOSET

While I was packing for my Bangkok getaway, I noticed how much clothes I should clear out. I remember the sleeveless tops and jeans that I no longer wear. Instead of tossing these, I can donate or sell some on Carousell. Carousell is an app that will enable you to connect to many local buyers. It can provide you a venue to negotiate with your potential buyer to get the best deal.

You will not have to worry about it while you are away. When you come back, you will be able to cash in on all of your offers and send all of your items.

SIGN-UP FOR REWARDS

Before jetting off to your dream destination, consider making an appointment to your nearest credit card issuer. Sign-up for travel-driven credit cards to reap its benefits. Some cards, like Citi PremierMiles Visa Credit Card,
will give you sign-up bonuses and points for every travel (e.g., 2 Citi Miles per S$1 on overseas travels).

Continue using said card to accumulate more points leading up to a better cash back experience. Who knows? Your next trip might be free!

Image Credits: pixabay.com

There are many ways to earn money with little to no effort at all. Do your research and stick to what you are good at. Have fun on your exciting trip!

Source: popsugar

Read More...

Singapore Airlines is offering 50% miles redemption discount to Hong Kong, Seoul, Australia and more. Book by 28 Feb 2019

Celebrate the official launch of KrisFlyer Spontaneous Escapes with Singapore Airlines this month and stretch your miles further by taking advantage of these exclusive redemption offers now!

Redeem online from now till 28 February 2019 to enjoy:

  • 50% redemption discount off Economy Saver award rates for travel in Economy Class and
  • Business Class redemptions at regular Economy Saver rates

The offer is valid for redemption flights to a wide range of destinations across the Singapore Airlines and SilkAir network, for travel from 1 to 31 March 2019 inclusive.

For travel from 1 March to 30 April 2019 inclusive, redeem Premium Economy Class seats on our non-stop flights between Singapore and Los Angeles at Economy Class Saver rates.

Seat availability is on a first-come-first-served basis. Terms and conditions apply.

How to Redeem

To redeem, please complete the following:

  1. Log in to your KrisFlyer account with your KrisFlyer membership number and PIN at the top right corner of the Singapore Airlines page.
  2. Select ‘Book a Flight’ on your dashboard.
  3. Click ‘Redeem flights’ and select your travel details.
  4. Redemption discount will only be reflected in the booking summary panel after you have selected the flights.

Seats are limited, and redemption availability is on a first-come-first-serve basis.

Some of the redemptions can be found below, or you can find the full list here.

Singapore Airlines Destinations

FROM MILES REQUIRED FOR ECONOMY CLASS MILES REQUIRED FOR BUSINESS CLASS
Singapore to Kuala Lumpur 7,500 3,750 19,000 7,500
Kuala Lumpur to Singapore 7,500 3,750 19,000 7,500
Singapore to Hanoi - 21,500 12,500
Singapore to Ho Chi Minh City 12,500 6,250 21,500 12,500
Singapore to Yangon 12,500 6,250 21,500 12,500
Yangon to Singapore 12,500 6,250 21,500 12,500
Singapore to Guangzhou 15,000 7,500 30,500 15,000
Guangzhou to Singapore 15,000 7,500 30,500 15,000
Singapore to Hong Kong 15,000 7,500 30,500 15,000
Hong Kong to Singapore 15,000 7,500 30,500 15,000
Singapore to Beijing 20,000 10,000 39,000 20,000
Beijing to Singapore 20,000 10,000 39,000 20,000
Singapore to Shanghai 20,000 10,000 39,000 20,000
Shanghai to Singapore 20,000 10,000 39,000 20,000
Singapore to Seoul - 47,000 25,000
Seoul to Singapore - 47,000 25,000
Singapore to Ahmedabad 12,500 9,250 39,000 18,500
Ahmedabad to Singapore - 39,000 18,500
Singapore to Bengaluru 18,500 9,250 39,000 18,500
Bengaluru to Singapore 18,500 9,250 39,000 18,500
Singapore to Chennai 18,500 9,250 39,000 18,500
Chennai to Singapore 18,500 9,250 39,000 18,500
Singapore to Dhaka 18,500 9,250 39,000 18,500
Dhaka to Singapore 18,500 9,250 39,000 18,500
Singapore to Kolkata 18,500 9,250 39,000 18,500
Kolkata to Singapore - 39,000 18,500
Singapore to Malé 18,500 9,250 -
Malé to Singapore 18,500 9,250 -
Singapore to Mumbai - 39,000 18,500
Singapore to New Delhi - 39,000 18,500
Singapore to Perth 20,000 10,000 36,500 20,000
Perth to Singapore 20,000 10,000 36,500 20,000
Singapore to Adelaide - 62,000 28,000
Adelaide to Singapore - 62,000 28,000
Singapore to Brisbane 28,000 14,000 -
Brisbane to Singapore 28,000 14,000 -
Singapore to Melbourne 28,000 14,000 62,000 28,000
Melbourne to Singapore 28,000 14,000 62,000 28,000
Singapore to Sydney 28,000 14,000 62,000 28,000
Sydney to Singapore 28,000 14,000 62,000 28,000
Singapore to Auckland - 62,000 28,000
Auckland to Singapore - 62,000 28,000
Singapore to Wellington 28,000 14,000 -
Wellington to Singapore 28,000 14,000 -
Barcelona to Singapore - 92,000 38,000
Dusseldorf to Singapore 38,000 19,000 -
Singapore to London 38,000 19,000 -
London to Singapore 38,000 19,000 -
Paris to Singapore 38,000 19,000 -
Singapore to Rome 38,000 19,000 -
Rome to Singapore 38,000 19,000 92,000 38,000
Singapore to Zurich 38,000 19,000 -
Zurich to Singapore 38,000 19,000 -
Singapore to Los Angeles 68,000 38,000
(For Premium Economy Class)
-
Los Angeles to Singapore 68,000 38,000
(For Premium Economy Class)
-
SilkAir Destinations
FROM MILES REQUIRED FOR ECONOMY CLASS MILES REQUIRED FOR BUSINESS CLASS
Singapore to Kuala Lumpur 7,500 3,750 19,000 7,500
Kuala Lumpur to Singapore 7,500 3,750 19,000 7,500
Singapore to Chiang Mai 12,500 6,250 -
Singapore to Hanoi 12,500 6,250 -
Singapore to Siem Reap 12,500 6,250 -
Singapore to Yangon 12,500 6,250 21,500 12,500
Yangon to Singapore 12,500 6,250 21,500 12,500
Singapore to Changsha - 30,500 15,000
Changsha to Singapore - 30,500 15,000
Singapore to Chengdu 15,000 7,500 30,500 15,000
Chengdu to Singapore 15,000 7,500 30,500 15,000
Singapore to Chongqing 15,000 7,500 30,500 15,000
Chongqing to Singapore 15,000 7,500 30,500 15,000
Singapore to Fuzhou 15,000 7,500 30,500 15,000
Fuzhou to Singapore 15,000 7,500 30,500 15,000
Singapore to Kunming - 30,500 15,000
Kunming to Singapore - 30,500 15,000
Singapore to Shenzhen 15,000 7,500 -
Shenzhen to Singapore 15,000 7,500 -
Singapore to Wuhan - 30,500 15,000
Wuhan to Singapore - 30,500 15,000
Singapore to Xiamen 15,000 7,500 30,500 15,000
Xiamen to Singapore 15,000 7,500 30,500 15,000
Singapore to Bengaluru 18,500 9,250 39,000 18,500
Bengaluru to Singapore 18,500 9,250 39,000 18,500
Singapore to Chennai 18,500 9,250 39,000 18,500
Chennai to Singapore 18,500 9,250 39,000 18,500
Singapore to Coimbatore 18,500 9,250 39,000 18,500
Coimbatore to Singapore - 39,000 18,500
Singapore to Colombo 18,500 9,250 -
Colombo to Singapore 18,500 9,250 -
Singapore to Hyderabad 18,500 9,250 39,000 18,500
Hyderabad to Singapore 18,500 9,250 39,000 18,500
Singapore to Kochi - 39,000 18,500
Kochi to Singapore - 39,000 18,500
Singapore to Kolkata - 39,000 18,500
Singapore to Trivandrum 18,500 9,250 39,000 18,500
Trivandrum to Singapore - 39,000 18,500
Singapore to Visakhapatnam 18,500 9,250 39,000 18,500
Visakhapatnam to Singapore 18,500 9,250 39,000 18,500
Singapore to Cairns 28,000 14,000 -
You can find the full list here.
Share this promotion with your friends and loved ones!

Read More...

Singapore Airlines is offering up to 40% miles redemption discount to Bangkok, Seoul, Beijing, Fukuoka, Sydney and more. Book by 31 July for travel from 1 to 31 August 2018.

KrisFlyer Spontaneous Escapes is one year old! To celebrate, we are extending a special 40% redemption discount on Economy Saver to Bangkok, Yangon and Phnom Penh this August!

Heading elsewhere? You will still be able to enjoy a 30% miles redemption discount to selected destinations across the Singapore Airlines and SilkAir network when you redeem for flights from now till 31 July 2018, for travel from 1 to 31 August 2018 inclusive.

Travel Destinations

The number of KrisFlyer miles required for redemption shown below is for per person per one-way travel, after applying the discount. Taxes and fees will apply in addition to the required redemption mileage and must be paid separately by the passenger in the applicable currency.

Redemption discount applies strictly to flights listed in the table below. For return flight bookings, flight numbers for both sectors have to match with flights listed for the respective discounts to be valid. Blackout dates apply.

How to Redeem

To redeem, please complete the following:

  1. Log in to your KrisFlyer account with your KrisFlyer membership number and PIN at the top right corner of the Singapore Airlines page.
  2. Select ‘Book a Flight’ on your dashboard.
  3. Click ‘Redeem flights’ and select your travel details.
  4. Redemption discount will only be reflected in the booking summary panel after you have selected the flights.

Seats are limited, and redemption availability is on a first-come-first-serve basis.

Some of the redemptions can be found below, or you can find the full list here.

FROM MILES REQUIRED FOR ECONOMY CLASS MILES REQUIRED FOR BUSINESS CLASS
Bangkok 12,500 7,500 20,000 14,000
Seoul 25,000 17,500 43,000 30,100
Beijing - 35,000 24,500
Nagoya 12,500 7,500 43,000 30,100
Ho Chi Minh City 12,500 8,750 -
Yangon 12,500 7,500 20,000 14,000
Mumbai 18,500 12,950 35,000 24,500
Sydney 28,000 19,600 58,000 40,600
Manila 12,500 8,750 -
Jakarta 7,500 5,250 17,500 12,250

20,000 Bonus Welcome Miles + $100 Cash

Do you know that you can get up to 20,000 bonus welcome miles when you sign up for the Singapore Airlines American Express KrisFlyer Card? If you sign up before 31 July 2018, you also get an additional $100 cash gift! For more details, click here.
Share this news with your friends and loved ones!

Read More...

Best Cash Rebate Credit Card in Singapore for Frequent Travellers

Heartland Boy recently took a leap of faith to accept a job assignment in the chaotic streets that is Jakarta.

As a recently married and henpecked husband, he agreed voluntarily to fly back to Singapore on weekends so as to spend time with his lovely wife, Ms Heartland Girl. Heartland Boy does not have the luxury of having his company fund his weekly trips home; so minimizing his airfares were a huge priority for him. Therefore, Heartland Boy set out to look for the best cash rebate credit card for frequent travellers, instead of the typical credit cards that issue air flyer miles.

ANZ Optimum Mastercard

After comparing across various credit cards in the market, the ANZ Optimum World MasterCard Credit Card is the best cash rebate credit card for frequent travellers due to its headline grabbing 5% cash rebate. In this programme, the cash rebates are awarded in the form of Optimum dollars but essentially, they are effectively as good as cash. Therefore, for simplicity, Heartland Boy shall address Optimum dollars as cash rebates in this article.

Source: https://sg.anz.com/apps/optimum/

HOW ANZ OPTIMUM WORLD MASTERCARD CREDIT CARD WORKS

  • Select 1 out of these 4 categories. [Dining&Leisure, Travel, Shopping, Groceries]

ANZ Optimum Mastercard categories

Table 1: Definitions of the categories under the ANZ Optimum World MasterCard Credit Card

  • The selected category, otherwise known as a core category, will earn 5% cash rebate, while the remaining 3 categories (non-core categories) will earn 1% rebate.
  • The cash rebate is calculated based on every multiple of S$10 where the transaction amount will first be rounded down to the nearest S$10. The table below illustrates the different type of transactions and the cash rebates applicable.

ANZ Optimum Dollar IllustrationTable 2: Cash rebates applicable on the ANZ Optimum World MasterCard Credit Card

  • The cash rebates will accumulate daily and eventually be rounded down to the nearest dollar on your monthly statement. Therefore, assuming that those were the only 2 transactions for the entire month, the ANZ Optimum World MasterCard Credit Card holder will earn a total of S$11 cash rebate for that particular month.
  • Once you have accumulated a minimum of $50 in cash rebates, you can choose to “redeem” the cash rebate to offset the cost of your future transactions. Redemption of cash rebates are in multiples of S$50.

What Heartland Boy likes about ANZ Optimum World MasterCard Credit Card

  • With a cash rebate of 5%, it is easily the best cash rebate credit card for frequent travellers.
  • No minimum spend is required on the ANZ Optimum World MasterCard Credit Card to earn the cash rebate. Therefore, even if you charge S$20 for your core category on the ANZ Optimum World MasterCard Credit Card, you already earn S$1 cash rebate for the month.
  • There is no limit to the amount of cash rebate you can earn in a single month.
  • Cash rebate earned have a long validity period of 3 years.

Tips on optimizing the ANZ Optimum World MasterCard Credit Card (pun intended)

  • As card holders are allowed to change their core categories every quarter, you may want to switch category in anticipation of some big ticket expenditure. For instance, if you are booking year-end holidays for the family, it will be good to switch to “Travel” category to earn the maximum 5% cash rebate. After completing this big ticket expenditure, card holders can still switch back to their original core category in the next quarter.
  • Note that the maximum amount of cash rebate awarded per transaction is S$30. This translates to S$600 and S$3000 per transaction for your core and non-core categories respectively. If your transaction exceed the quantum, you may want to break up your transaction into separate receipts and payments to qualify for more cash rebates.
  • ANZ is having a credit card promotion now whereby new-to-bank customers who apply for the ANZ Optimum World MasterCard Credit Card and have their credit cards approved by 15 March 2016 and spend at least S$488 on their Credit Card will earn a cash rebate of S$100! Readers who are eligible should take advantage of this credit card promotion!

In reality, the ANZ Optimum World MasterCard Credit Card is a fantastic credit card as long as one is a “heavy” user of any of the four categories. For instance, a parent with a large family may find the 5% cash rebate on groceries very useful. Heartland Boy also thinks that readers can be creative and utilise a suite of credit cards to leverage on their respective strengths. For instance, Heartland Boy uses the ANZ Optimum World MasterCard Credit Card to book air tickets and the OCBC 365 Credit Card to pay for bills at restaurants.

Read More...