how to save money Archives | Page 21 of 23

5 Ways to Save Money on Hand Phone Accessories

The cost of your hand phone accessories range from $2 to $100+, but its expense adds up together. Hence, it is paramount to be savvy in purchasing hand phone accessories to save money.

1. USE A SOCK ON IT

Instead of buying a new phone case, try to buy a new pair of toddler socks. The phone fits perfectly inside the sock and it is easy to see in your purse. It not only protects your phone to serve its purpose but it also has a wide range of cute designs to choose from.

2. BUY HAND PHONE ACCESSORIES ONLINE

Do not rely solely on the gadget shops in the malls that sell hand phone gear, also explore good prices in the Internet such as: Amazon, eBay, and Carousell. Online stores have sales and clearance of their last year stocks where you can save money. It is important to shop around, and compare prices before purchasing to get the best deal.

3. PROTECT YOUR CHARGER CABLE WIRE

The cable chargers of Apple products usually break and bend. This urges Apple users to buy another costly cable for the Mac store. The solution is simple, take the spring from your old pen and put it on the cable wire. Or, you may buy plastic cable wire protectors for $1.50 to $2 from Carousell.

Image Credits: Raul Gonzalo via Flickr

4. DO YOU REALLY NEED AN EXTRA BATTERY?

Rethink if you really need an extra battery before buying them. Some smart phones do not have an option of replacing the battery by your own. So, it is wiser to invest on an extra charger for your office or your car.

5. STOCK UP YOUR OLD HAND PHONE ACCESSORIES

Do not toss your old hand phone accessories such as your car charger because phone companies may revert back to their old power cord. Instead, clean your silicone phone case in the dishwasher or sell your stuff online to earn more.

4 Ways to Boost Your Travel Fund

How can you pay for trips if your budget is too tight? Certainly, saving for travel money is not an easy task, which is why a sparkle of effort is needed to turn your dreams into reality.

Here are 4 Ways to Boost Your Travel Fund…

1. SELL YOUR UNWANTED OR UNUSED ITEMS ONLINE

Anything that is still in good condition and has a credible brand name will be flocked over by buyers. Even your old furniture can be sold in online sites such as Carousell and Gumtree. Nonetheless, you can always sell your precious items to your close family and friends through a Facebook group.

Rules on selling include: be honest with the product’s flaws, have a simple and accurate description, and charge right for postage.

The popular and safe websites (or mobile apps) for selling are:

a. eBay
b. Gumtree
c. Carousell
d. Facebook

2. INDULGE ON AIR MILEAGE CREDIT CARDS

Some companies such as Citibank or Virgin offer a significant amount of air miles every time you purchase. Once you have an air mileage credit card and use it abundantly (within your needs), you may even book your flight for free!

Image Credits: William Cho via Flickr

3. CONTROL YOUR UNNECESSARY BUYING INSTINCTS

Stop buying useless things that you do not need. Rethink if buying overpriced coffee rather than making your own coffee at work saves you more. Instead of buying lunch, pack your own lunch for at least 2 months. It will not only save more money, but it will reduce waste. It may seem simple, but these unnecessary expenses add up.

4. BE PATIENT

If you need to purchase something for your trip, wait for sale to come around or buy the last season’s model. When selling your items, you must be okay to accept an item price for less. You must practice the virtue of patience, as you wait for the right time before you may be able to travel.

6 Ways to Save Money as a Yoga Teacher

Various people have an impression that Yoga is expensive or that Yoga is only for the elites.

Compared to a monthly gym membership, perhaps Yoga can be considered expensive. Clothes, mats, and other props can be costly. But, if you prioritize the practice of awareness rather than flaunting for fashion then you may find yourself saving a lot more.

As Yoga teachers, you get to immerse yourself deeper in the practice and its doctrines. You become less interested in wastefulness and more interested in conservation. With that in mind, here are 6 Simple Ways to Save Money as a Yoga Teacher…

Image Credits: The Cosmopolitan of Las Vegas via Flickr

1. SAVE ON YOGA TOPS

Jessica Matthews, writer on “American Council on Exercise”, suggests that you can wear a simple tank top a fitted and stretchy t-shirt, or a sportswear top, whether or not they were designed specifically for Yoga. An inexpensive top or shirt can be just as comfortable as the designer ones.

2. MANAGE YOUR INCOME AND EXPENSES

In order for you to decide on how much you shall save, first you must be aware of how much you are spending. The typical things you will track as an expense are costs on training, travel, clothing, and books. The challenge now is for you to choose on which expenses you can reduce.

3. MAKE YOUR OWN YOGA PROPS

Abby Lentz, founder of the “HeavyWeight Yoga classes”, shared some Do-It-Yourself Yoga Props.

a. Yoga Blocks

It is possible to make a handcrafted Yoga Block if you have bulky, unused or old books, yellow pages, phone books, and dictionaries. Just slip a pace of hard cardboard halfway between the pages of the book to make it sturdy and tightly tape the entire areas close.

b. Yoga Straps

You can make your own Yoga strap by knotting two neckties together. You may also use a second-hand bathrobe sash from the thrift shop as branded Yoga straps are just made with cotton straps with buckles.

Image Credits: Roy Blumenthal via Flickr

4. PRACTICE AT HOME

Doing Yoga at home along with a video or audio companion is definitely more cost-effective than attending classes. The Internet has an abundant index of Free Yoga videos, health information, and Yoga poses catalog that you may use.

If your studio benefits include free classes, then take advantage of it. Aside from exercising, you will get a chance to study how different teachers conduct their classes.

5. INVEST IN THE BASICS

Two dollars for a mat and a dollar for bottled water may not seem like a lot, but it will quickly add up over time. Instead of buying or renting cheap Yoga mats, invest on a sturdy one that you can use for a couple of years.

Instead of buying mineral water on the studios you practice, buy a cheap water bottle and refill your own water at home. Through these steps, you will not only be able to save money but you will also be able to reduce waste.

6. Aside from saving money on Yoga, you can also save money through Yoga!

Sources: Yogaanonymous and About.com

5 Affordable Beauty Hacks You Must Try Now

When you are caught in a beauty dilemma, you need a quick solution! In order for fast action to happen, health care products that are already available can be used.

Here are 5 Affordable Beauty Hacks that can make your life easier…

1. FOR YOUR SHINY FACE

To deal with your shiny face, you may use hand sanitizer or Sticky Notes (e.g. Post-it). Hand sanitizer has “dimethicone” that smoothens the skin like a primer and provides a protective coat locking in moisture. You may use this along the hairline, forehead, T-zone or cleavage.

Post-it or sticky notes remove the excessive oil on your face without ruining your make up. Just peel off a Post-it sticky part then dab it along your T-zone.

2. MULTI-PURPOSE PRODUCTS

Many of the health care products have multiple uses so stretch its capabilities to save more money. Here is a list of 4 multi-purpose products:

a. Toothpaste can double as pimple remover
b. Baby oil can double as a make-up remover
c. Nail polish cannot only personalize your jeans but it can also stop a run in your stockings.
d. Greek yogurt to reduce pimple inflammation and redness

3. FOR YOUR HAIR IRON BURNS

If you accidentally burn yourself with your hair iron or curling stick, use raw honey to alleviate the pain and provide antibacterial protection. Honey also keeps your skin hydrated and smooth.

Image Credits: Maegan Tintari via Flickr

4. FOR YOUR DRY FEET

Debra Jaliman, a dermatologist and author of “Skin Rules”, suggests adding two tablespoons of brown sugar to 1/2 cup of coconut oil to exfoliate dry feet. She says that it helps to get rid of the unwanted dead skin.

5. FOR YOUR UNRULY HAIR

Your hair may either be dry or dull. When this happens, gather the ingredients you have in your kitchen and try these hair masks.

a. Hydrating Mask
Heat up 4 tablespoons of olive oil for 20 seconds then mix it with 2 tablespoons of honey. Apply it in your hair and put a shower cap on for 20 minutes. Then, rinse it.

b. Mask for Shiny Hair
Mash one piece of avocado until the texture is smooth. Then, add 1/2 cup of coconut milk and 3 tablespoons of olive oil. Heat the mixture up for 20 seconds. Apply it in your hair and put a shower cap on for 30 minutes. Then, rinse it.

Image Credits: Michal Hadassah

Sources: Stay a Stay at Home Mom and Beauty High

11 Cheapest Items on the First Months of 2015

Some items are cheaper at certain times. Hence, with planning and knowledge, you will be able to save more money when purchasing throughout the year.

Here are the 11 cheapest things to buy from January to March 2015:

IN JANUARY

1. HOLIDAY ITEMS

Holiday items such as surplus or unused gift cards, Christmas decorations, and wrapping papers are now selling with discount in stores and in the Internet (e.g., eBay or Carousell). Buy now, as their condition and use will remain ’till next year.

2. LINENS AND BEDDINGS

Retailers offer huge discounts on sheets, towels, and blankets in January. But, keep an eye on it all year round, since retailers will put last season’s stuff on sale when new products come out.

3. VIDEO GAMES

Numerous video games go on sale after the holidays are over. Check out Steam and other gaming retailers for discounted prices.

4. COMPUTERS

Image Credits: Stefan Ledwina via Flickr

Like video games, companies offer discounts on older computer models to prepare for the upcoming release of new components and systems.

IN FEBRUARY

1. MOBILE PHONES

Some stores offer hand phone sales or even a buy-one-take-one scheme during Valentine’s Day. It may seem strange but it’s true.

2. WASHER, DRYER AND AIR CONDITIONER

During cold weather months, many appliance stores offer air conditioners at cheap prices. Also, old models of washer and dryers are being sold with good deals.

IN MARCH

1. WEDDINGS

Image Credits: Katsu Nojiri via Flickr

Tying the knot in this month means taking full advantage of the discounted prices on reception venues, catering, and photography. You must always be cautious of the venue’s weather.

2. CHOCOLATES

The surpluses from last month’s chocolates are sold for lower prices.

Image Credits: John Loo via Flickr

3. LUGGAGE

Retailers offer discount on luggage before vacation seasons of spring and summer arrives.

4. GOLF CLUBS

New models are coming out for the summer, so your local golf shops are pushing the old ones out. What’s more? Last year’s gold club models are much cheaper.

4. DIGITAL CAMERAS

Consumer reports and marketing analysis prefers grabbing digital camera in March and April, as sales are the best.

Sources: Reader’s Digest and Lifehacker

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