Ways to teach your child to be independent

mother and child brushing teeth

When you do stuff for your children that they are competent of doing for themselves, you are inadvertently sending a message that you lack trust in their capabilities.

As a result, the child loses self-esteem and independence and becomes unable or unwilling to complete age-appropriate responsibilities. This is often referred to as habitual defeatism. That explains why it’s critical not to hurry into resolving minor difficulties as they arise. Boost your child’s problem-solving abilities by asking if he or she can think of a solution. Offer them time to consider their options before presenting your suggestions.

Read on for ways to teach your child to be independent.

Allow failure

The most difficult lesson of all is to let your child fail and to be there for them when they need assistance. Don’t criticize or disempower them for underperforming, but don’t make their situation appear insignificant either. Failure is an inevitable aspect of life, and we will all stumble at some point. Teaching kids that it’s alright to keep trying will give them self-confidence as adults in the future.

Take time to teach

Most things are easier to complete yourself rather than having to educate your child on how to perform them. It’s also never pleasant to see your child battle with something you could simply help them with. Even so, consider the time you spend educating your child to perform a task on his or her own as an investment. You will spend less time performing those duties yourself next time if you take time now to teach your kid how to keep their toys or clean up their room.

Avoid over-supervision

Most kids require room to grow and change. And if they never have had the opportunity to be self-reliant as a child, they are unlikely to become more so in the future. Give your kids plenty of freedom to develop without being too much in “monitor mode” to foster independence.

For instance, allow them to play in their room without having to check in on them every five minutes. Whether it’s picking up the mail at the letterbox or ordering a meal at a fast-food restaurant, strive to figure out at least one opportunity each day for your child to do something independently with little supervision.

Shower praises and rewards
a mother praising her daughter

Image Credits: themontessorifamily.com

When children breach the rules or fail to stay on target, paying attention to them is tempting. However, giving them negative attention might reinforce bad behavior. So, catching kids doing something good and praising them is the key to encouraging positive conduct.

Don’t forget to present a bonus for your children for their independence. Whatever form of reward or incentive program you adopt, it should be realistic. Reward your child for achieving their goals in the same manner as your boss does after you meet your KPIs.

Consider how much easier life would be if your children made simple breakfast for themselves, cleaned up after daily meals, and helped around the house. Teaching kids to be self-reliant will not only make your life easier, but it will also set them on the route toward being more responsible young adults as they grow older.

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How to cope with being an outcast at work

a woman eating alone

Being a social outcast at work isn’t a matter of life and death, and social discomfort can be resolved if you’re willing to try. Though there’s no denying that it’s an unpleasant feeling.

The good news is that being a more socially adjusted individual capable of integrating into their work setting and favorably engaging with colleagues is feasible. Yet, the process of reaching such a position varies depending on the individual and circumstance.

Read on for methods you can take to cope with being an outcast at work.

Observe the social norms

Fundamental social interaction concepts can be learned from books, seminars, or socially aware folks, but they can also be comprehended by carefully examining the people you work with. Observe to understand how extroverted and possibly these socially outstanding people operate in their job. Implementing these findings in a job environment may help you change your social conduct and wave goodbye to any awkwardness.

Make the effort to socialize
team building bowling

Image Credits: starsandstrikes.com

Likely, you’re not throwing yourself out there enough at the workplace, which could explain your uneasiness. If that’s the case, attempt to establish commonalities with your coworkers. Taking the initiative might make you appear more personable and open doors for connections. Try to be more social by joining in on tea breaks or attending after-work social engagements. Your coworkers will feel more at ease with you during office hours if you develop a personal rapport with them.

Talk to a trusted friend or mentor

Even if they don’t work for the organization, a trustworthy buddy can often help. They might be able to provide insight, advice, or at the bare minimum, a listening ear. Alternatively, a mentor from outside your immediate work circle may give you unbiased, forthright feedback on which actions are preferred and which are not within the corporation. If you don’t have a role model, look for someone who has skillfully risen through the ranks of the company and with whom you believe you could have an open, honest discussion about how to better fit in.

It may be a sign to leave if you’ve tried all that you can and still don’t feel relief in your present circumstances. This is especially true if your distress is driving you to lie awake at night or you’re dragging your feet to work even after a year. At this juncture, cutting your hardship and starting over at a new company that is more compatible with who you are will empower you to be more genuine in your skin. In the long run, you could have a higher chance of accomplishing successes that will benefit both your company and your professional career.

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How to Plan Your Dream Wedding on a Budget

One of the best things that could happen to anyone is getting married to the person he or she loves. Couples aim to have a memorable wedding experience. However, preparing for the wedding day can take a toll on one’s physical, mental, and financial health. The pandemic adds to the stress of preparation.

In 2019, the average cost of weddings in Singapore is S$30,000 to S$100,000. Prices differ in 2022 due to the current economic situation. Nevertheless, you must set a realistic budget when you get married. Having a budget prevents the risk of overspending. You see, even the smallest purchases can quickly add up to the total cost of the wedding. On that note, here are some tips to create your dream wedding while maintaining a budget.

#1: SELECT THE RIGHT WEDDING VENUE

When it comes to wedding venues, some locations are more expensive than others. It is important to plan a budget for the venue and work from there. Do not go beyond this amount by selecting a venue that fits your allotted budget.

You can choose from various wedding venues such as chapels, hotels, churches, and outdoor venues. Your wedding venue must suit your wedding theme.

#2: DETERMINE HOW MUCH YOU ARE WILLING TO SPEND

Be honest with yourselves. The key to a hassle-free wedding is knowing exactly how much you can afford to spend and sticking to it. Examine your savings, your partner’s savings, and your family’s contributions.

It is not ideal to spend every dollar in your savings account just to enjoy an extravagant wedding. Be practical! You are in this marriage for the long run. Save some for future use.

#3: MAKE A DRAFT OF THE GUEST LIST

Nothing has a greater role on the wedding budget than the guest count. The number of guests can influence the size of the venue, the souvenirs, and the food. The more people attending your wedding, the bigger the budget.

Intimate weddings are welcomed during this time. Do not take it against yourself or your partner if you want to cut down the guest list. Both of you need to create a draft for the guest list and discuss who to invite.

#4: CONSIDER THE MARRIAGE SOLEMNIZATION AND RECEPTION REQUIREMENTS

Aside from your ceremony details, couples need to be aware of the Safe Management Measures (SMMs) as they plan for their wedding. For solemnizations taking place at a residential venue, you may invite up to 10 visitors. All attendees need to be fully vaccinated. The number excludes the vendors and solemnizer.

For indoor venues, it can take up to 1,000 attendees or 75% of the venue capacity in groups of 10 with 1-meter safe distance between groups. Lastly, outdoor venues have no limits on the number of attendees. The attendees will be grouped to 10 and maintain a 1-meter safe distance between groups. All attendees are required to be fully vaccinated.

Image Credits: pixabay.com

Are you getting married soon? Do you have more ideas on how to make your dream wedding come true? Share your thoughts and suggestions in the comments section below!

Sources: 1, 2, & 3

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Important Things to Consider Before Becoming a Landlord in Singapore

The idea of having a tenant who will cover the costs of the mortgage sounds great on paper. This situation makes owning a property seem like an easy investment. In reality, you must be ready to shoulder several fees and taxes as well as unexpected repairs. Not to mention, you must handle the stress that comes with it.

Renting out your property takes knowledge and experience. After a couple of years, you will know which strategies will work and which will not. In the meantime, consider these things before becoming a landlord in Singapore.

#1: ESTABLISH A SCHEDULE FOR SITE INSPECTIONS

Landlords cannot disturb the tenants’ home with unannounced inspections. Instead, landlords must arrange regular site inspections to ensure that the property is undamaged. You will be able to update your tenants if there are items that need replacement or repair during your visit.

With the tenant’s permission, it is a clever idea to arrange an inspection every six months. Inspecting the site will help you pinpoint or prevent severe damage. For instance, once floorboards start to rot, you will need to quickly fix the issue. Letting the problem brew for half a year may lead to ripping out the entire floor.

#2: BE PREPARED FOR PROPERTY TAXES AND MAINTENANCE COSTS

Additional fees such as property taxes and maintenance costs come with being a landlord. Most private condominiums have a monthly maintenance fee. This fee, charged by the management committee, is determined by your share value.

On the other hand, property taxes are progressive and are based on the Annual Value of your home (AV). The AV is the estimated gross rental income of your property per year. It is determined by a valuation from the Inland Revenue Authority of Singapore (IRAS). Educate yourself about it.

#3: KNOW THE TAX DEDUCTIBLES

In case you are not familiar with the regulations, mortgage interest is tax deductible. The interest rate on the mortgage loan is tax deductible only if the property concerned yields income. Likewise, maintenance costs for the property are tax deductible. This can be more complex because you need to list all the items and costs of replacements.

Image Credits: pixabay.com

To check out the list of deductibles, you may go to the IRAS website. You should have a good understanding of what you can claim as a landlord. If you are uncertain, you can always ask a property agent or a wealth manager for professional help.

#4: BRACE FOR THE IMPACT OF VACANCIES

You cannot expect that there will always be rental income to cover the cost of the mortgage. A period of vacancy can happen for a variety of reasons such as the economic constraints of the pandemic, the tenant’s inability to pay for rent, the tenant will move back to his country, or the tenant’s decision to purchase his own flat. You will need to bear the mortgage without the rental income when vacancy occurs.

Moreover, do you have the capacity to service the loan if your monthly loan repayments are greater than your rental income?

#5: HAVE AN EMERGENCY FUND

The situations stated above highlight the importance of setting up an emergency fund. Keeping six months’ worth of mortgage payments in the emergency fund is recommended. If you do not have it now, you can build your fund over time.

Your fund will give you sufficient time to find solutions in case you are faced with unpleasant scenarios. This will also help you deal with emergency repairs such as broken pipes and non-functional air-conditioner.

Sources: 1 & 2

 

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Follow these tips to prevent dehydration

two office workers under an umbrella

When your body needs or consumes more liquids than it absorbs, you run the risk of getting dehydrated. When this happens, your body is unable to perform all of its functions properly.

Therefore, it’s essential to drink loads of water to stay hydrated, notably if you’re exercising or working out in the sun for prolonged periods. If you have plans to do anything outside, strive to do it during the cooler times of the day. Given Singapore’s hot and humid climate, make sure you’re dressed in light, comfortable apparel too.

Follow these tips to prevent dehydration.

Stay indoors

If at all feasible, stay indoors in an air-conditioned setting. It’s not a bad idea to head to the shopping mall or public library on weekends if you don’t have air-conditioning at home. Avoid sun exposure, especially between 10am and 3pm when the sun’s rays are at their harshest. Plan outdoor pursuits for early morning or evening time.

Drink when thirsty

It’s easy to get caught up in day-to-day routines and forget to pay attention to your thirst prompts, but they are your body’s way of telling you that you need to start drinking up. Keep a bottle of water close to you and drink from it anytime you feel thirsty. Better still, drink water frequently now and then to avoid even reaching that parched condition.

Cut down on caffeine
kopitiam drinks

Image Credits: sethlui.com

Caffeine, the primary active element in tea and coffee, is a diuretic, meaning it dehydrates the body. This is because when you consume tea or coffee, the amount of pee you produce climbs. Dehydration happens when your body’s fluid balance is disrupted, and caffeine, by increasing fluid loss through urination, conceivably leads to dehydration.

Snack on fruits and vegetables

Have a wide selection of fruits and veggies in your refrigerator for instant access. You can also choose frozen fruits and vegetables, which are just as nutritious as fresh ones, and in some circumstances, even more so. Fruits and veggies, both fresh and frozen, make ideal hydrating snacks due to their elevated moisture content.

Supplement intake when exercising

Drinking plain water is usually sufficient to prevent dehydration. However, certain occasions necessitate something more. For instance, those who participate in physical activities that last longer than an hour may need to restore their electrolytes, which can be done easily with a sports drink. Just make sure to read the nutritional information label first, as many of these beverages can be high in sugar and calories.

Natural biological activities cause us to lose water daily, but dehydration happens when we shed more bodily fluids than we take in. We need to keep the right balance of water and electrolytes in our bodies because humans are largely composed of water and electrolytes. Staying adequately hydrated can not only prevent you from getting those nasty side effects, but it will also make you feel better in general by preventing weariness, elevating your mood, and enhancing your cognitive abilities.

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