MoneyDigest - Personal Finance, Lifestyle, Money Saving Tips

5 Affordable Ways to Create a Wedding Album in Singapore

With hearts brimming with joy and a profound sense of fulfillment, my husband and I celebrated the culmination of our church wedding ceremony in May 2023. Your wedding day is an extraordinary occasion that overflows with cherished memories, and preserving those moments in a meticulously crafted wedding album holds immense significance. In this article, we will delve into some practical and affordable methods to create a stunning wedding album without straining your finances.

#1: SET A BUDGET

Before embarking on the journey to create the perfect wedding album for you and your spouse, it is crucial to plan ahead and establish a budget. Determine the maximum amount you are willing to spend, including the costs of printing and designing the album. Additionally, consider any other fees associated with hiring a professional photographer, if applicable. Having a clear budget in mind will enable you to make informed decisions and smart choices throughout the entire process.

#2: OPT FOR A DIGITAL ALBUM

Did you know that you can create your very own wedding website using free platforms like Zola and Wix? Take into account the option of opting for a digital wedding album instead of a printed one to save money. Digital albums come with several advantages, including cost-effectiveness and the convenience of easily sharing and storing your precious memories.

Image Credits: unsplash.com

There are numerous online platforms that specialize in digital wedding albums, offering user-friendly templates and customization options to create a personalized digital album. You can include your most cherished photographs, add captions, and even incorporate music, transforming it into a one-of-a-kind and interactive keepsake.

#3: DO IT YOURSELF

Upon hearing the price of the album from our official photographer, I realized that the best option for me would be to take matters into my own hands. I didn’t want to pay someone S$200 for a job I could do myself.

I started by carefully selecting high-quality photos and began searching for digital services that offer top-notch album printing. For example, Photobook Singapore provides a wide range of personalized photobooks, gifts, photo prints, travel albums, home decor, and more. I have personally printed with them twice, and the experience has been pleasant. This hands-on approach not only saves money but also empowers you to infuse your unique personality and creativity into the album.

#4: COLLABORATE WITH FAMILY & FRIENDS

Get the support of your loved ones to create a budget-friendly wedding album that holds a special touch. If you have friends or family members who possess skills in graphic design, photography, or crafting, don’t hesitate to reach out and ask for their assistance. They can lend a hand with designing the album layout, retouching photos, or even crafting unique artwork.

By involving your loved ones, you not only save on costs but also infuse your wedding album with a personal touch, making it all the more meaningful and heartfelt.

#5: TAKE ADVANTAGE OF ONLINE PROMOTIONS

Stay vigilant for online promotions, discounts, and special offers from various printing services. Numerous websites and social media platforms frequently feature exclusive deals on wedding albums. Seize these opportunities to save money while still obtaining a high-quality album. Stay connected by subscribing to newsletters and following the social media accounts of printing services to stay updated on their latest promotions.

For instance, Vistaprint regularly offers seasonal promotions on photobooks of various sizes, with three cover options: linen, leather, or photo cover. They even provide an autofill option to simplify the process of dealing with photobook layouts. Small photobooks start at $32.39, and shipping in Singapore begins at $8.99.

Image Credits: unsplash.com

CONCLUSION

Creating an affordable wedding album in Singapore doesn’t mean sacrificing quality or sentimental value. With careful planning, digital alternatives, a DIY approach, collaboration with loved ones, and leveraging online promotions, you can have a stunning wedding album that captures your special day while staying within budget.

6 air purifiers from $129 because haze may be coming back to Singapore soon

As the haze season looms on the horizon, we, the kiasu citizens of Singapore should be bracing ourselves for the potential impact on our health and daily lives.

With air quality concerns at the forefront of everyone’s mind, investing in an air purifier has become a smart move to safeguard your home and loved ones.

And that’s why I’ve compiled a list of air purifiers available, ensuring you’re well-prepared to combat the haze and breathe easy in the comfort of your home.

Prices reflected are accurate at the time of writing.

Mi Air Purifier 4 Compact

Price: $129 (was $159)

Clean, crisp air is now compact. The Mi Air Purifier 4 Compact removes pollutants in a petite package. Despite its diminutive dimensions, this mighty mini boasts an advanced 3-in-1 filter that captures particles down to near 0.

Purification speeds automatically adjust to keep your air fresh and clean, while low energy consumption means higher efficiency without high electric bills. Near-silent operation won’t disrupt your zen, for sure. Place it on the floor for whole-room purification or on a tabletop for better breathing space. The choice is yours.

Sterra Mars™ True HEPA-13 Air Purifier

Price: $169

Spare your lungs from haze pollution with Sterra Mars™ True HEPA-13 Air Purifier. This air purifier uses the same medical-grade filter technology as hospitals to kill 99.97% of all airborne pollutants.

An activated carbon layer neutralizes foul odors, while its highly efficient design ensures it can easily fit in your home and take up minimal space. It even absorbs the deadly formaldehyde chemical that is commonly found in wood furniture, gas stoves, and walls and floors. Stay healthy no matter the air quality conditions by investing in this air purifier today.

DAWN UV Air Purifier

Price: from $199 (was $349)

Breathe deep and fear not—the Dawn UV Air Purifier is here to cleanse your indoor air. This silent sentinel uses a medical-grade HEPA 13 filter and UV LED light to zap airborne irritants like dust, pollen, and mold. Its intuitive touch controls let you purify the air your way, whether you want maximum power during the day or a gentle, silent cleanse for restful sleep.

Covering up to 50 square meters, this purifier gives you an oasis of fresh, purified air in any room. When pollutants and allergens threaten, the Dawn UV Air Purifier provides invisible protection using a multi-stage filtration system. Your lungs will thank you.

SHARP Air Purifier FP-J30E-B

Price: $302 (was $362)

This simple yet mighty machine harnesses the power of plasma cluster ion technology to scrub the air in your space and remove airborne particles that can irritate your lungs and sinuses. Plus points: it operates quietly while consuming little energy.

With fan speeds to choose from, you’re in control of just how much you want to revitalize the air around you. The easy-to-read indicator on the front panel also lets you know your selected speed at a glance. Compact, convenient, and highly effective, this product gives you one less thing to worry about so you can focus on the moments that matter.

Air Purifier MC30YVM7

Price: $408

This air purifier from Daikin has an electrostatic HEPA filter that captures 99.7% of airborne particles like dust, pollen, and pet dander, leaving your space blissfully allergen-free. But it doesn’t stop there. Daikin’s innovative Streamer technology works to decompose harmful substances trapped on the filter, eliminating odors at their source so you can say goodbye to musty smells.

And thanks to its smart filter, there are no expensive replacement filters required. With its whisper-quiet operation and sleek, compact design, this purifier blends into any space. Whether you’re battling seasonal haze, allergies, or just craving cleaner air, this mighty machine can transform the quality of the very air you breathe.

Dyson Pure Cool Air Purifier Tower Fan TP00

Price: $449 (was $509)

Stay cool as a cucumber while breathing easy with the Dyson Pure Cool Air Purifier Tower Fan. This two-in-one dynamo delivers powerful cooling and superior air purification to keep your space comfortably fresh. Its bladeless design is safe to touch yet can fill even large rooms with a steady stream of purified air thanks to smooth oscillation and jet focus control.

An advanced glass HEPA filter removes 99.7% of particles including dust, pollen, mold, and pet dander for maximum cleanliness. When haze hits or allergies strike, escape the heat and breathe deep with this sleek, futuristic fan that purifies as powerfully as it cools. Your home’s air has never felt so clean or your space so refreshingly cooled.

Protecting yourself and your loved ones from the haze is a top priority, and choosing the right air purifier is an essential step in ensuring clean, healthy air in your home. With options all under $500, our list of air purifiers caters to various needs and budgets, making it easier for you to find the perfect fit. So, don’t wait for the haze to hit; take action now and invest in an air purifier that will help you breathe better and stay healthy, no matter what the weather brings.

How to apply for Malaysia’s DE Rantau Nomad Pass as a digital nomad

As the digital nomad lifestyle continues to gain traction, more countries are opening their doors to remote professionals.

One such country is Malaysia, offering a unique opportunity for foreign digital nomads to work and explore its culture and landscapes.

Have you heard of the DE Rantau Nomad Pass?

It’s a special pass that allows digital nomads to work remotely in Malaysia without the limitations of a typical tourist visa.

If you have not, allow me to walk you through.

What is the DE Rantau Nomad Pass?

The DE Rantau Nomad Pass is an exclusive permit designed for foreign digital professionals seeking to work remotely in Malaysia.

This pass allows you to stay and work in the country for an extended period (up to 12 months), providing you with a unique opportunity to experience all that Malaysia has to offer.

Eligibility criteria

To be eligible for the DE Rantau Nomad Pass, you must either be a remote worker, digital freelancer, or independent contractor over 18 years of age.

Application process

Now that you know the eligibility criteria, let’s dive into the step-by-step process of applying for the DE Rantau Nomad Pass:

Step 1: Gather your documents

Before starting the application, make sure you have the following documents ready:

Passport: A valid passport with at least 6 empty pages and a minimum of 14 months remaining validity.
CV: A current CV outlining your work experience and skills.
Bank statement: A recent 3-month bank statement demonstrating your financial stability.
Income statement or tax returns: A 3-month income statement or your latest tax returns to verify your earnings.
Contract: A valid project contract or employment contract of at least 3 months or more.
Personal bond (to fill out a required form)
Letter: A statement of good conduct issued by the Singapore government.
Certificate: Your latest graduation cert.
Insurance: A medical one that’s valid for use in Malaysia.
Tax: Inland Revenue Board of Malaysia tax registration slip

Step 2: Visit the official DE Rantau website

Navigate to the official DE Rantau website to access the online application form.

Step 3: Complete the online application form

Fill out the online application form with your personal and professional information. Ensure you double-confirm all the information and upload the required documents.

Step 4: Submit your application

Once you have completed the online form and uploaded the necessary documents, submit your application and pay the application fee—1060 MYR (312 SGD) per applicant and 530 MYR (156 SGD) per dependant (including a 6% sales & service tax).

The processing time is typically around 6 to 8 weeks.

Step 5: Await application results

You can check your application status via malaysiadigital.mdec.my. If your application is approved, you will receive your DE Rantau Nomad Pass.

Step 6: Complete the visa process

Upon receiving your approval for the DE Rantau Nomad Pass, proceed to complete the necessary visa process according to the guidelines provided by the Malaysian authorities.

And that’s all! The DE Rantau Nomad Pass presents a fantastic opportunity for foreign digital nomads to explore Malaysia’s culture and landscapes while working remotely at a more affordable price. By following this step-by-step guide, you can effortlessly navigate the application process and embark on your digital nomad adventure. So, gather your documents and start your application today; Malaysia’s ringgit is waiting for you.

How to Make the Most of Your Singapore Public Holidays in 2024

Travel enthusiasts listen up! Planning your calendar for the year ahead involves more than just noting important events and birthdays; it also means strategically utilizing public holidays to maximize your leisure time. Let’s dive into the public holidays for 2024 and explore how you can make the most of them.

The following public holidays in 2024 are worth highlighting:

1. Good Friday (29 March 2024): Falling on a Friday, this holiday presents an excellent opportunity for a long weekend getaway. Plan a short staycation or indulge in some much-needed relaxation.

2. National Day (9 August 2024): Another Friday holiday, National Day is an ideal time to celebrate Singapore’s heritage and enjoy the festivities. Explore local events, catch a fireworks display, or organize a gathering with family and friends.

3. Second day of Chinese New Year (11 February): Although this public holiday falls on a Sunday, it is worth mentioning as it provides an extended weekend. Take advantage of this time to immerse yourself in the rich cultural traditions and vibrant celebrations of Chinese New Year.

4. New Year’s Day (1 January 2024) and Hari Raya Haji (17 June 2024): Both these holidays fall on a Monday, offering an opportunity to plan a long weekend trip or engage in activities that rejuvenate your mind and body. You can even plan a short trip to BKK, JB, or Batam.

5. First Day of Chinese New Year (10 February): Celebrate the arrival of the Lunar New Year by participating in traditional customs, enjoying festive cuisine, and spending quality time with loved ones. Because the first and second days of Chinese New Year fall on Saturday and Sunday, the following Monday (12 February) will be a public holiday. Thus, your family can enjoy a long weekend of three days.

6. Hari Raya Puasa (10 April 2024), Labour Day (1 May 2024), Vesak Day (22 May 2024), Deepavali (31 October 2024), and Christmas Day (25 December 2024): These Wednesday holidays provide many opportunities to unwind, reflect, and engage in leisure activities that interest you (e.g., movie watching or outdoor cycling).

Image Credits: mom.gov.sg

Now, let’s address the important matter of remuneration for work done on public holidays:

A. Employees covered by the Employment Act are entitled to 11 paid public holidays as mentioned above. However, employers and employees may mutually agree to substitute a public holiday for another working day to accommodate specific circumstances.

B. Employees who are required to work on a public holiday are entitled to an extra day’s salary at the basic rate of pay, in addition to their gross rate of pay for that day. This recognizes the extra effort put in by employees during public holidays.

C. Employers also have the option of granting time-off-in-lieu, based on a mutually agreed number of hours, for employees who work on a public holiday. This provision applies to workmen earning more than S$4,500 a month, non-workmen earning more than S$2,600 a month, and all Managers and Executives. It allows employees to take time off on another day as compensation for working on a public holiday.

Image Credits: unsplash.com

As you plan your travels or leisure activities for the year, keep these public holidays in mind. Utilize them wisely to relax, explore, spend quality time with loved ones, or engage in activities that bring you joy and rejuvenation. Remember, strategically planning your leaves from work around these public holidays will help you make the most of your time off in 2024.

Sources: 1 & 2

5 purple numbers to wear to Korea because Seoul’s landmarks are turning purple in June 2023 for BTS

As the vibrant city of Seoul prepares to celebrate BTS’ 10th anniversary in June 2023 by transforming its iconic landmarks into a sea of purple, there’s no better time to flaunt your love for the K-pop sensation in style.

Let’s take a look at 5 eye-catching purple numbers that will not only help you pay the ultimate tribute to your favorite K-pop band but also ensure you fit in among the picturesque purple backdrops.

Get ready to make a statement while exploring the stunning sights of Seoul!

Danice Floral Skorts in Purple

Price: $38.90 or 3 payments of $12.97 with atome

Step up your purple-style game with The Stage Walk’s Danice Floral Skorts in Purple. Made from beautiful cotton eyelet and featuring delicate floral embroidery, these skorts are a non-sheer fully lined design with pockets at the sides and an asymmetrical overlap front. They also come with a concealed back zip. Pair it with a cropped top for an effortlessly chic ensemble—perfect for your upcoming summer trip to Korea.

Melanie Elastic Waistband Flare Maxi Skirt

Price: $46

Get ready to set sail for the high seas of ARMY fashion with Love & Bravery’s Melanie Elastic Waistband Flare Maxi Skirt. This skirt is made with premium linen blend fabric and features a comfortable elastic waistband and hidden side pockets. Lined with smooth polyester, it’s designed for comfort. The versatile flare style is great for strutting around on your casual day out in the land of kimchi.

Chamomile Embroidered Babydoll Dress

Price: $48.90

Get your cuteness overload with this adorable baby doll dress from Fayth. Transform into a dainty doll with this ultra-feminine dress that has a square neckline, puff sleeves, and detailed floral embroideries for extra charm. The double bow accentuates the sweet babydoll silhouette and comes with functional side pockets to complete your look. Get yours now in pretty pastel periwinkle.

Philippa Cotton Ruffle Maxi Dress

Price: $59 or pay 3 installments of $19.67 with ShopBack PayLater

Slip into this lilac dress that’s apt for capturing that whimsical, carefree vibe. Crafted from comfy material, this sweeping maxi creation showcases a flowing trapeze shape and an effortlessly chic scoop neckline. Enhanced with elegant panel accents and customizable slider straps, this charming piece offers both style and practicality. Fully lined and adorned with convenient side pockets, prepare to be the epitome of poise among your fellow ARMY troops.

Marcelyn Linen Utility Pants

Price: $59

Embrace your practical side with these effortlessly stylish and versatile pants, ideal for the eco-conscious BTS ARMY fashionista. Made using lightweight, breezy 100% linen, these trousers boast a soft, tailored structure that’s perfect for staying cool on warm days. With belt loops and generously cut straight legs, these pants are the embodiment of functional chic. The oversized flap pockets add a fashionable touch while providing ample “storage space”. What’s more, the environmentally friendly linen material proves that you can look great and be kind to the planet at the same time!

Embracing the purple wave sweeping through Seoul in June 2023 for the BTS celebration is a fantastic way to immerse yourself in the vibrant spirit of the city and its love for the K-pop phenomenon. These 5 stunning purple outfits under $60 will not only help you pay homage to your favorite K-pop band but also make you feel stylish and confident as you explore the picturesque cityscape. So, go ahead and don these eye-catching ensembles with your fashion staples as you make unforgettable memories in the heart of the BTS fandom.

What is the DE Rantau Nomad Pass?

Eligibility criteria

Application process

Search the site