1. BATTLE BETWEEN NEEDS AND WANTS If you want to be a smart shopper, it is important to stick to what you need to buy and what your budget permits. Knowing the difference between a perceived deal and an actual deal is also a must. For instance, you find a studio that offers 80% off their Pilates classes, but you have no passion for it, then you are still wasting money if you purchase the deal. 2. CHOOSE THE RIGHT
In the celebration of Singapore’s 50 years of progress, several online and physical shops have been offering discounts of 50% or above. To name a few, New Look is having 50% on dresses, bags and Footwear in their Somerset, City Square and Westgate stores while Zalora offers 50% on local designers and international labels. So, whether you are shopping online for the perfect holiday outfit or considering a huge appliance purchase, spend your money wisely and save along the way with
1. SHOP ‘TILL YOU “DEBT” Do not bury yourself in a pile of debt because you cannot live without the new Prada bag. Saving up for a new designer bag or a new car is a better option than having to loan money for it. Seek a balance between your debts and your savings by paying for loans with low interest first. This will ramp up your cash flow (income – expenses) for sure. 2. AVOIDING COUPONS Couponing is a
