Extremely Affordable Tips To Improve Your Study Space

Let these budget-friendly tips enhance your learning area as you “hit the books”…

1. CREATE YOUR STUDY HAVEN

Choosing the right place to study is important because it heavily influences your learning process. Use your study space solely for studying, making projects, and doing home works so that your brain can associate the space to automatic “work mode”.

After which, pick a light-colored table that has enough space for all your school supplies. Situate this table at a silent place to keep your brain focused. Go for a fundamental and a classic desk such as the “Peppler Study Table Beech” by FortyTwo. This table is on sale now and retails for only S$39 (Save S$60)!

2. REMOVE THE DISTRACTIONS

Electrical appliances and electronic devices help you procrastinate. Ironically, most of these appliances and devices were made to save time but, end up wasting valuable study time instead. Thus, keep your head on the books by turning off your devices or using Website blocking applications.

For instance, block certain websites (e.g., Gmail, Facebook, or Twitter) for a specific amount of time by using free applications such as SelfControl (for Apple users) and SelfRestraint (for Microsoft users).

3. REMOVE THE CLUTTER

Excess litter and scattered rubbish can make you feel overwhelmed and distracted. Tidy up your study space and keep it neat by organizing important documents and old school papers inside drawers or labeled boxes. Also, organize your school files with descriptive folders in your laptop or computer.

4. KEEP IT BRIGHT

A well-lit room increases concentration and productivity. Position your table in front of the window because natural or fluorescent light is helpful for the eyes while you study. As it gets dim, keep your place bright by using a table lamp or a wall spotlight.

You can get the IKEA KVART Wall Spotlight for S$9.90 or the IKEA LAMPAN Table Lamp for S$4.90.

5. REMIND YOURSELF

Decorate your study space with a cork board, calendar, and a clock. Constantly remind yourself about the upcoming events and assignment/project deadlines by using the calendar. Then, visualize your goals and to-do lists with a wall mounted cork board. Lastly, organize your time by buying a clock that does not produce any unnecessary ticking sounds.

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

Sources: 1 & 2

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6 Essential Life Lessons I Got From My First Job

A couple of weeks after I graduated, I immediately landed my first full-time job. I was overwhelmed with how fast everything went! I know that there were going to be challenges ahead from workplace drama to workplace etiquette yet deep inside me, I felt excited and ready to transition to the working life.

In the beginning, my goal was to make enough money to save up for my graduate studies and to help my parents in the household expenses. I did so.

Aside from following my long-term goals, here were the essential lessons I realized from my first job experience after graduating from university…

1. LEARN AS MUCH AS YOU CAN

As I transitioned to the working scene, everyday was a constant process of development and learning. Learn as much as you can from the experienced people around you who had been working for years. They are the ones whom you can turn to if you have concerns or worries.

I was very lucky to have an open relationship with my colleagues. They taught me how to properly address complaints and how to not take everything personally. This open relationship eventually blossomed to treasured friendships.

2. SHOW INITIATIVE AND ENTHUSIASM

Initiative and enthusiasm are charming qualities good employees possess. Showing your bosses that your are eager to learn, are dedicated to do every task, and are taking control of your responsibilities would make them feel that you are an asset to the company. I made it a point to exude enthusiasm, give my best, and work as quickly as possible.

Even as I left my first job, my superiors considered me as an invaluable part of the team. It made me realize that my efforts were all worth it.

3. MONEY IS VALUABLE

When I was younger, I worked part-time to buy clothes, movie tickets, and more materialistic things. I never saw the true value of money until I had my first full-time job. It is very hard to spend the money you worked hard for! This is because you know the exact amount of time and how much sweat you pour just to earn your month’s salary.

Being independent with my finances made me realize how important it is to practice budgeting and tracking your expenses.

4. REWARD YOURSELF

As much as you work hard, you must also play hard. Reward yourself with a responsible amount of 5-8% of your monthly salary. Find interests outside of work such as dancing, swimming, or cooking to cushion your daily stress.

Also, rewarding yourself with a hobby is a good way to keep you motivated. Personally, I found blogging as a passionate pastime. Shockingly, it become my career in the present.

5. PRACTICE HANDLING CONFLICTS

Facing conflicts such as customer complaints are probably one of the nerve wrecking things I encountered as a newbie in the working scene. At first I prefer to hide in my senior employee’s shadow but then a friend told me that it was better to practice conflicts while young. Not only because people are able to forgive you easier, but also because you are able to build conflict resolution skills that you will benefit from in the long run.

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

Be firm and polite when dealing with conflicts.

6. BE BRAVE TO SUGGEST CHANGE

My previous boss encouraged us to propose changes and to outwardly speak our opinions in order to improve the business and the workplace relationships. Although some of your colleagues have more experience than you, keep in mind that your opinion is equally valuable.

Be brave enough to propose change if you think it serves others well.

Nothing good will ever happen unless you try! 🙂

Source: Miss Psychobabble

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6 Foolproof Ways To Make Your Clients Like You More

With the modern technology, an unhappy customer can easily share his or her opinion to various social media platforms, which will negatively affect your business. Truly, keeping your existing clients satisfied is a crucial part of a successful business. Nurturing relationships can increase client referrals and decrease the loss of valued clients.

On that note, here are 6 Foolproof Ways To Make Your Clients Like You More…

1. COMMUNICATE GENUINELY

Communicate genuinely to your existing and potential clients as a knowledgeable representative of the business. Addressing the client by name seems trivial however, it is a simple way to build rapport. Increase your clients’ happy experiences even more by talking to them in a manner that they prefer, whether it be through phone, email, or in person.

2. LISTEN TO WHAT THEY HAVE TO SAY

Aside from talking to them genuinely, you must actively listen to what they have to say. You may assume that you know what they want but, what if you are utterly wrong? In fact, most companies fail because they are creating a product with a non-existent demand.

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

So, accept feedback and take necessary actions to improve your business. Use the following methods to gather feedback from your clients: focus groups, social media, surveys, online Forms, and observation.

3. DO NOT MAKE PROMISES YOU CANNOT KEEP

Set realistic and reasonable deadlines to avoid disappointing others. If you promised to deliver the product or send the contract in two weeks then, deliver it within two. Nothing damages your trusting relationship more than a series of broken promises!

4. PROMPTLY RETURN EMAILS AND PHONE CALLS

In conjunction with No.3, you must promptly return emails and phone calls as promised. Interestingly, the top complaint clients have about lawyers are unreturned phone calls. Adopt a habit of replying emails and returning calls at night before you sleep or early in the morning so, you do not miss a thing!

5. OFFER PROMOTIONS AND ONGOING SUPPORT

A surefire way for your clients to like you is to offer occasional promotions and discounts. Keep them in the loop by sending out electronic announcements and decorating your shop with attractive posters. Additionally, you must offer excellent customer service by responding quickly to clients’ needs. The strong ability to deliver excellent customer service will be your edge over your competitors. One consideration is providing support through a help desk software, such as Zendesk. If you are looking for a Zendesk alternative, check out why Kayako is winning with its ease of use, flexibility and affordability.

6. SHOW YOUR GRATITUDE

You do not have to spend thousands of dollars to extend your gratitude to your loyal consumers. Manifest your appreciation to your clients by saying “Thank You” in person or by sending an electronic “Thank You note”. This simple gesture will impact the way that they view your company. It will make them feel valued and special.

Image Credits: pixabay.com (License: CC0 Public Domain)

Image Credits: pixabay.com (License: CC0 Public Domain)

Sources: 1 & 2

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Cosmic Ways To Save Money Like A Jedi

Sometimes, useful financial advice can come from the unlikeliest places. Take Star Wars, for example. It is not only an epic Science fiction film series but also a good place for frugal inspiration.

Learn to save money like a Jedi with these five universal ways:

1. BUILD THINGS FROM SCRATCH

Luke Skywalker, one of the greatest Jedi in the galaxy, spend no expense by making his own lightsaber (laser sword). Like Luke, do not be afraid to Do-It-Yourself!

Start from simple crafts such as making your own shower cleaner or personalized key-chain. After which, turn the difficulty up a notch by making all the crafts for your dream wedding. This can help you save loads of cash.

2. SIZE MATTERS NOT

In “Star Wars:The Empire Strikes Back” movie, Luke was tasked to raise his X-wing (aircraft) from the swap and he complains that it is too big. This frustrates Yoda, a wise Jedi Master. Yoda then explains that size does not matter and excuses are not welcome.

In life, obstacles to saving money can seem unbearable at the moment but, it shall not stop you from pushing through. Furthermore, you must understand that the size of your salary does not matter. What matters most is how you spend and manage it.

3. SHARE AND BE BLESSED

A Jedi shares his knowledge and skills to others with no charge. Apply the hippie-like concept of sharing to your life. Share resources to your fellow classmates and you will not have to buy expensive reference books ever again. Also, you can carpool with your friends to save on gas.

4. KEEP YOUR WARDROBE SIMPLE

Much like Jedi Knights who mostly wear “brown sack-cloths with hoods” or Facebook’s founder Mark Zuckerberg who mostly wears grey shirts, you can save more money by keeping your wardrobe simple. You do not have to wear the same shirt or same outfit everyday! Just avoid hefty designer clothing by purchasing clothes from thrift shops or year-round sales.

5. DO OR DO NOT. THERE IS NO TRY.

When Luke was making excuses about his inability to levitate objects with his mind, Yoda told him these famous words: “Try not. Do or do not. There is no try.”

When you continue to make excuses to saving money or altering your spending habits, you can end up retiring broke. So, start accepting the responsibility and create a monthly budget that is suited for you. In due time, you will see that eliminating your excuses produces meaningful results.

Sources: 1, 2 , & 3

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Don’t Be Fooled By The Con: 5 Ways To Avoid Rip-Offs

With the technological advances in this day and age, scammers are becoming more sophisticated and effective. But, no matter how charismatic and persuasive a con artist can be, you can avoid losing money by following these 5 ways:

1. DO NOT GIVE YOUR BANK DETAILS OVER THE PHONE

Most of the phones today have caller ID that shows you the number of the person or the company on the other end of the line. If you do not recognize the number or the caller and he or she asked you for your valued bank details, say you will call back. Wait for a few minutes then, try to call the number again to access the validity of the caller.

It is better to not give any sensitive details over the phone, unless if you initiated the call. Simply, if you do not recognize the caller’s number and the area code is not +65 (Singapore’s area code) then, it is most likely a scam.

2. BE CAREFUL WITH THE LINKS

To avoid downloading virus or other malware, only open attachments and links that were given by your friends, family, partners, and clients.

Apply this rule for emails and social media messaging. For instance, there was a scam that used a fake Facebook game based on the popular “Twilight” series to gather the personal information of the Twilight fans.

3. BE CAREFUL WITH YOUR EMAILS

There are three “Don’ts” that you must follow to avoid becoming the target of an online scam:

a. Do not provide your personal email address freely.
b. Do not respond to emails that are asking for your personal information.
c. Do not answer emails whose senders are unknown.

Image Credits: Wikiphoto (Creative Commons License)

Image Credits: Wikiphoto (Creative Commons License)

 

4. KEEP AN EYE ON YOUR DEBIT AND CREDIT CARD REPORTS

If someone else assumes your identity or steals your wealth, a good way to find evidence of the crime is by checking your credit card statements. I am sure that most of the banks have online banking now so, you will have the convenience to track your spendings anytime and anywhere. Report any suspicious activity to your bank right away.

Aside from credit card fraud, you can lose more money if you are a victim of debit card fraud. Since your debit card is connected directly to your savings, losses can be more extensive. And, money will be harder to recover. This is why you must check your account frequently and be vigilant of the people who stand close to you while you are using your debit card.

5. DO NOT BE AFRAID TO DISCUSS WITH OTHERS

Con artists seek those individuals who are perceived as solitary, trusting, and gullible. If an opportunity (e.g., a new business venture or a new insurance scheme) arrives at your doorstep, do not hesitate to ask for more time to think things through.

Before making a huge decision, it is important to consider the situation and the consequences carefully. Tell the agent or the potential con artist this: “I will discuss this with my lawyer and my partner. After which, I will get back to you.”

money-bag-400301_640

Sources: 1 & 2

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