Personal Finance, Savings

How to stay focused on your financial goals

green plant in a pot of coins

We’re down to the final week of February. Do you already find yourself struggling to put away some money for the upcoming months ahead? You’re not alone. It’s harder than most people think to stay focused on their financial goals, and we’re here to lend a hand in finding your way forward. Stay on this page if you want to find out more on ways to stay focused on your financial goals amidst the prolonged pandemic. Factor in your dreams

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Personal Finance

6 Financial Resolutions For Every Singaporean

As I receive my annual bank statements and credit card summaries, I realize how my financial year went by. January is a fantastic time to review your financial strengths and weaknesses. Where did you fall short? Not only is it a good way to reflect on your spending habits, but it is also a good way to craft your financial goals. Use your year-end resources to establish your financial resolutions for the year 2020! 1: IDENTIFY YOUR FINANCIAL GOALS Several

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Personal Finance

Small Financial Steps To Complete This 2019

As the new year chimes in, there will come a chance to set new resolutions or goals. The other day, my sister and I were casually chatting about her 2019 resolutions. She reiterated how important skincare is. She seeks to apply sunblock and lotion on a daily basis. Her skincare resolutions were concrete and doable. So, I asked her why she kept her goals simple. She looked at me and said…”If I cannot follow through these simple goals, how can

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Personal Finance

Celebrate These “Small” Financial Achievements

Do not underestimate the strength of your “small” wins. These are pivotal to tracking incremental achievements and working towards larger goals. You see, most financial goals (e.g., purchasing a flat or saving for retirement) can take a long time to achieve. It can be too intimidating! Breaking your goals into finer pieces can help you visualize your financial path. What’s more? It can motivate you to work harder. #1: MOVING INTO YOUR FIRST FLAT Living alone can be challenging in

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Personal Finance

Benefits of Having A Financial Planner

Financial planning goes beyond the calculated investments. Building a financial plan helps you visualize the “big picture” and set financial goals (i.e., both long-term and short-term). This is a crucial step in mapping out your financial future. And, a financial planner or financial advisor may just help you with that! BENEFIT #1: ENUMERATING ONE’S FINANCIAL GOALS The first step that financial planners partake in is the identification of the client’s financial goals. For couples, this activity is enough to get

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