The One Thing to Do Today If You’re Tired of Being Bad With Money

Do you look at your bank account at the end of the month and wonder where all your money went?

Are you tired of having to deal with banking, choosing a debit card or credit card to use, investments, paying your utilities and bills, getting sufficient insurance, settling your loans and more?

(Man… I got tired just typing this list out.)

In fact, does sorting out your personal finances stress you out so much because you don’t know where to start and have no idea what you need to do?

Well, if you’re tired of being bad with money, then you just need to do one thing today: visit Seedly.

Source: Adventure Time | Giphy

Be Part of Singapore’s Biggest Personal Finance Community

Seedly is home to the BIGGEST personal finance community in Singapore and it’s the only resource you need to sort out your personal finances.

The coolest thing about the Seedly site is that it knows exactly what you need…

All you have to do is just ask. See that Search Bar?

Just type in your query and you’ll find all the relevant information about whatever you wish to find out.

For example, if you’re looking for information about loans, just type in ‘loans’ and you’ll find:

  • Product information and reviews about loans
  • SeedlyReads content about loans
  • Questions asked by the Seedly Community about loans, and even
  • A Seedly Community member named… erm… Loan

Basically, everything you ever need at a glance.

Alternatively, you can also find what you are looking for by Category.

Let’s say you’re looking for a new credit card.

All you have to do is click on the ‘Cards’ category icon:

And you’ll be able to compare between credit cards and read guides on how to choose your first credit card.

There’s no need to waste time trawling the internet in search of information that may or may not be helpful or relevant.

Level Up With the Savvy Seedly Community

Let’s face it, personal finance is a subject that was never taught in school.

So the fastest way to get good at it is to talk to other community members, discuss, and learn the best practices and money-saving hacks from each other.

On the Seedly site, you’ll notice that there are Recommended Questions.

That’s where you’ll find questions which the Seedly community is actively talking about and discussing.

It’s also the perfect place to learn about the newest developments in personal finance and level up by finding out new ways to do things that you might never even have thought of.

Find a topic that you like?

You can follow the topics and questions which you are interested in and receive notifications once someone has something to share.

Oh, and if you see a question which you know the answer to, you can also answer questions to help out a fellow community member!

Read Real User Reviews Left By The Seedly Community

You know how every bank, insurance company, mobile telco and etc. out there claims to have the best product?

Under Recommended Product Reviews you will find honest and unbiased reviews which provide great insight into whether you should REALLY buy that product or not.

Yep. You no longer have to try it out for yourself in order to find out if something’s as good as it looks.

Learn The Latest Money Hacks and Read Useful Guides

Last but not least, you can also get quality personal finance-related content under Recommended Articles.

There, you’ll only find relevant, easy to read, hard-hitting personal finance content that is sure to turn you into a personal finance pro in no time.

Start Today

Having control over your money is one of the best feelings ever.

So if there’s one thing you should do today…

It’s to visit Seedly, be part of the biggest personal finance community in Singapore, and start being in control of your finances.

Read More...

4 Websites Where You Can Get Online Jobs In Singapore

A boiling water that can harden the egg is the same element that can soften a potato! One thing that I have learned during this pandemic is that we must make the most out of our circumstance. Being on a “circuit breaker” entails that we have control over our schedules. Hence, consider enrolling in an online class or searching for an online job.

The Internet has a plethora of online job listings. Where do you start? Well, I have gathered 4 websites that offer legitimate jobs.

#1: CULTJOBS

Website: https://www.cultjobs.com

For specialized jobs that focus on the creative field, look no further than CultJobs. It rejects any potential listing that does not fit the “creative jobs that are based in Singapore” bill. Thus, you will be able to check the jobs that will make use of your talent.

If you are coming from a non-creative field then, you must move on to the next website. If you are a creative freelancer then, you best bookmark this website.

#2: FREELANCER

Website: https://www.freelancer.sg

Freelancer is one of the most well-established freelancing portal around the world. You might have heard of it from your friends. Freelancer works by letting the freelancers bid publicly for jobs posted by the clients. Job does not automatically go to the lowest bidder. Instead, other factors such as qualifications and length of work will be considered.

Competition is fierce! You may strengthen your profile by completing different “exams” that offer skill certifications within the website.

#3: STARTUPJOBS

Website: https://startupjobs.asia

It is no one’s fault that we are currently being thrown in our homes. Instead of whinning, consider embracing the jobs offered by start-ups. Help the community by going to StartUpJobs.

The start-up world is different from JobsDB. Its categories are more refined. You will not look for “F&B” as a category. You will be given “data analysis” or “front-end development” as job categories.

#4: MYCAREERSFUTURE

Website: https://www.mycareersfuture.sg

Last but not the least is the job portal ran by the Singapore government to help Singaporeans find jobs. It is called MyCareersFuture. Unlike other job portals, MyCareersFuture allows you to state the skills that you have. After this, you will be shown relevant listings that require your skills. It enhances the “goodness of fit”.

Image Credits: unsplash.com

You may be surprised that some job posts on MyCareersFuture are marked as “Government support available”. Please check if this is available for freelancers too.

Read More...

5 Free Classes To Take During Circuit Breaker Period

Learning new skills often take a toll on your time, effort, and money. Fortunately for you, the current circumstance has put time in your favor. Put it to good use by taking up one or two free online classes that will enrich your skills. Moreover, you can add this newly acquired information to your resume and get more chances of moving ahead.

#1: ACQUIRE A GOOGLE CERTIFICATE

Website: https://learndigital.withgoogle.com/digitalgarage

Did you know that you can get a be a Google-certified digital marketer without paying a cent? Well, Google’s Digital Garage allows you to take 26 structured topics from how to build your online shop to the meaning of web analytics. It is an online academy that lets you dive into the ABCs of digital marketing. Each topic has several videos that give you a run-down of the topic and short quizzes to test your understanding of each one.

You must complete every topic to attain the 26 badges. Then, you must pass the final MCQ quiz to become a Google-certified digital marketer! Having “Google” on your resume sure sounds beautiful in the eyes of any Singaporean office. Give it a try!

#2: BROWSE THROUGH COURSERA

Website: https://www.coursera.org/collections/popular-free-courses

Coursera has a plethora of free and paid classes taught by top instructors from some of the world’s best universities and educational institutions including Stanford, Penn, Johns Hopkins, Duke, Columbia, and Yale. You can earn degrees and certifications through this website.

Topics range from personal development to data science. Each course consists of videos, quizzes, projects, and more. You can earn certificates to qualify for your work or an upcoming promotion. Nonetheless, it is an efficient way to pass time.

#3: TRAIN IN MICROSOFT

Website: https://support.office.com

How many of you have put “proficient in Microsoft Office” in your resume? I am guilty myself. Howeover, there is a legitimate training grounds for Microsoft Office. Training includes unlocking functions of Word, Powerpoint, and Excel.

Simply watch the video lessons that will give you a step-by-step guide through all the possible functions of the Microsoft Office. This way, you can be a wiz at Microsoft Office.

#4: EARN A FACEBOOK BLUEPRINT

Website: https://www.facebook.com/business

Interestingly, Facebook has its own online course. Facebook Blueprint allows you to get a crash course on Facebook and Instagram advertising.

These courses span a variety of topics, so you can get your pick from knowing more about Facebook ads to knowing more about Facebook Live. Worry not about the length of the course as all topics are divided into bite-sized information explained through paragraphs and photographs. You will be rewarded with a downloadable certificate upon completion of each course.

#5: LEARN HOW TO ANIMATE

Website: https://www.khanacademy.org/partner-content/pixar

Last but not the least is Pixar In A Box. We are all familiar with the heartwarming animation films produced by Pixar. However, are you familiar with what goes on behind the scenes? In this free course, you will be able to learn the art of storytelling, animation, and hair stimulation directly from Pixar staff.

In a series of online video lessons, you will get to digest topics in simple language. You will be able to animate bouncing balls, build a swarm of robots, and make virtual fireworks explode. This collaboration between Pixar Animation Studios and Khan Academy is sponsored by Disney.

BONUS: NTUC LearningHub has partnered with GO1 to offer Singaporeans free online courses until May 31, 2020. This initiative was launched last April 11. Courses vary from Change Management to Data Analytics. These are designed for bite-sized learning, so you will not be overwhelmed. Learn at your own pace and your own schedule by visiting ntuc.mygo1.com.

Read More...

8 Cheap Ways To Feng Shui Your Home

The Ancient practice of Feng Shui highlights the harmony between he individuals and their surroundings. It can help you create a happy home, a productive working space, and a beautiful garden. The usage of energy forces is within your hands!

Start improving your life while you are in quarantine by practicing these Feng Shui tips.

#1: TIDY UP

De-cluttering must be on top of your list as Feng Shui relies on free-flowing energy (chi). Let the chi flow smoothly without disruptions by clearing out the entryway of your home. Clean the dirt behind your front door so that you can open it all the way. Tidy up your space by getting rid of your dead plants, old newspapers, expired cosmetics, broken toys, and so on.

#2: FIX IT

Feng Shui focuses on well-functioning things around your house. Ensure that you fix the broken things inside your house to encourage good energy. Start checking your doors, windows, lights, floors, and furniture. Repair and revamp anything that needs to be tweaked.

Let us focus on your door. Tighten your doorknobs and fix your squeaks. Does your entry door squeak whenever you open or close it? It is helpful to put some oil into the door hinges to prevent this sound and to create more positive energy. Moreover, it reduces your frustrations upon coming in.

#3: COVER IT

Cover the television inside your bedroom to create a tranquil environment for sleeping. If you have trouble sleeping, it is a good idea to cover your television with a beautiful scarf or a patterned fabric. The active energy of your television may be disruptive to your sleep. Create a calming energy by reducing the electronic stimulation.

#4: SPICE UP

To spice up your love life, you may consider adding plants to your love nest. Create hope and cheer to your bedroom by addin three indoor plants. Moreover, you must position your beed in such a way that you can see whoever approaches your bedroom door. A bed in a “commanding position” attracts strength, love, safety, and calmness.

#5: ADD PLANTS

Indoor plants are known to bring positive health effects to people, while colorful flowers brighten up rooms. These home elements are believed to improve a home’s chi. One of the lucky charms that you may incorporate to your home is a bamboo. Beyond its Feng Shui effect, it adds character to your interiors. Bamboo is a stylish plant that works well at promoting peace and tranquility.

#6: ARRANGE IT

Arranging your pieces of furniture in a circular formation encourages the smooth flow of energy. You can attract positive energy in your bedroom by strategically placing your bed so that it stands diagonally from your bedroom door. Avoid letting your bed face away from the toilet.

#7: COUNTER IT

Flowing water is believed to drain the luck from your home according to Feng Shui. To counter this, you must introduce earth elements. Add accessories in warm tones such as yellow and gold accents. You may also put a fresh coat of paint in your walls or add yellow towels or gold rugs to lessen the elemental imbalance.

#8: BURN IT

Dollar stores have a wealth of incense in their counters. Cleanse your home by burning incense. Ideal types of incense for this purpose are sandalwood and rosemary. Not only will the smoke clear your space of the negativity, but your home will also smell heavenly. You will love how the incense will create a cozy ambiance, while inviting positive energy in!

Image Credits: unsplash.com

Sources: 1 & 2

Read More...

4 COVID-19 News Headlines Worth Reading

From receiving up to S$600 worth of Solidarity Budget to closing down of Changi Airport Terminal 2, here are some of the COVID-19 news headlines that will greatly affect your lifestyle and your budget.

1. “Solidarity Budget: All adult S’poreans to receive extra one-off cash payment of S$300, taking total to at least S$600”

Deputy Prime Minister Heng Swee Keat announced yesterday (April 6) that all Singaporeans above the age of 21 will receive a one-off cash payment of S$600 to cushion the weight that social-distancing measures have caused. This financial step shall cost the Government an extra S$1.1 billion as it increases the Solidarity Budget by S$300.

Singaporeans who provided the Government with their bank account details will receive the payout by April 14. While, the rest will receive the lump sum by cheque from April 30 onward.

2. “Changi Airport Terminal 2 to suspend operations for 18 months amid COVID-19 pandemic”

As the pandemic continues to affect the aviation sector, Transport Minister Khaw Boon Wan announced the upcoming closure of Changi Airport’s Terminal 2 (T2). It will suspend operations for 18 months, starting from May 1. Airlines operating at this terminal will be relocated to Changi’s other tree terminals.

The suspension of T2 operations will allow Changi Airport Group (CAG), its retailers, its airlines and its ground handling firms to save on running costs during this time. Moreover, it will speed up the current upgrading works at T2.

3. “Singapore Expo being prepared to house recovering Covid-19 patients”

Isolation areas have been prepared for COVID-19 patients and those who have been advised to have a 14-day quarantine. Health Minister Gan Kim Yong has confirmed last Sunday (April 5) that the Singapore Expo Convention Hall and Exhibition Centre is currently in the process of being turned into a facility to care patients who are on the road to recovery. This will help ensure that there will be continued hospital capacity to treat patients with severe symptoms.

According to him: “For patients with mild symptoms, generally they don’t need any medical support. In fact, they can actually recover and be cared for in these facilities until they are well and can be discharged, without having to go to the hospitals.”

Let us do our part to heal as one by being responsible for our actions.

4. “Durable, self-disinfecting coating applied on all HDB lift buttons”

One of the things that we frequently touch on a daily basis is the lift button. Teams from Singapore’s 16 town councils applied a self-disinfecting coating to the lift buttons over the past two weeks. This was made possible by the donation of 650 litres of sdst by the Changi Airport Group’s (CAG) philanthropic arm Changi Foundation. The self-disinfecting coating is called sdsr. It kills bacteria, viruses, and fungi upon contact.

Image Credits: unsplash.com

It remains in place, even with repeated cleaning and scrubbing, as chemical bonding agents help it to adhere tightly to surfaces at a molecular level. It is said to last for up to three months. That is one way to keep the HDB lifts and lift lobbies in Singapore safe!

Read More...