Insurance

Should i buy term or life insurance?

Should i buy term or life insurance?

Congratulations. You have just tied the knot, moved into your new house and plan to start your own family. What’s next? You have also acquired the debts and liabilities of having a mortgage to service and a family to feed. Now the most important question daunt you. What happens if an unfortunate event renders you and/or your spouse incapacitated? Imagine a pillar that gave way and cause the entire building to collapse. It will be a disaster for that to

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Phones & Utilities

How to save on your electricity bills

How to save on your electricity bills?

Before we go into the various methods on how to save electricity bills, let us find out what are the appliances that consume the MOST electricity. According to the National Environment Agency (NEA), the three appliances that consumed the most energy are air-conditioner, water heater and refrigerator – with the former consuming the most electricity. If that is really the case, what should be done to reduce the consumption? Lets find out! 1. Set your air-conditioner thermostat to 25°C or

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