Travel & Entertainment

Your Ultimate Guide to Planning Your Europe Trip

Ultimate Guide to Planning Your Europe Trip

In our earliest post on How to travel Europe on a shoestring budget, we talk about how you can travel to Europe without breaking the bank. Careful planning is essential and that is what this article is going to focus on. Step 1: Prepare the things you need Things you need: 1. Map of Europe (Google map will do fine) 2. Notebook & writing materials 3. Internet and/or travel guides 4. Credit card (For making online booking) 5. Travel Companion(s)

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Transport & Motoring

Drivers, 12 Fuel Saving Tips You Need to Know

Drivers, 12 Tips to save on your fuel

If you have been driving for the past couple of decades, you would have noticed that fuel price has increased by 100% since 1991. It used to cost around a dollar for a litre of 95 Octane and now it has creep to $2.20 a litre in 2014. With increasing population, expect the road to be more congested and that’s when you see more ERP gantries, astronomical COE price and increased excise duty on fuel. Here are 12 fuel saving

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Travel & Entertainment

How to travel Europe on a shoestring budget

Paris Eiffel Tower

“When preparing to travel, lay out all your clothes and all your money. Then take half the clothes and twice the money” –Susan Heller Travelling to Europe is a dream destination for most people. With its rich cultural heritage from castle to prehistoric landscapes, it is obvious why Europe is the most travelled place in the world. However, for many the cost of air ticket alone is going to put away the idea of travelling aside. If you are willing

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Investments

How to invest in STI ETF?

How to invest in STI ETF?

The Straits Time Index (STI) is a market-weighted index that tracks the top 30 stocks in Singapore. It comprises of some of the large and well established companies in Singapore such as Singtel, DBS, UOB, and OCBC. As such, it is a general indicator of the performance of the Singapore stock market. Think of it as a basket of 30 eggs. The STI ETF is designed to track the index and replicate the performance of the STI. There are two

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Tax & Estate Planning

How To Pay Zero Income Tax, Legally?

How to pay zero income tax, legally?

When the year is coming to a close, the taxman dress up as Santa Claus and comes knocking on your door. If you have earned at least $22,000 in a year, you will receive a notification from IRAS to file your tax return between February and March. Nobody like to pay tax. Let’s admit it. Fortunately, there is a way to not pay it or reduce the total tax liability payable. No and this guide is not going to teach

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