No-Cost Tips to Refresh Your Mind

Imagine your mind as a cluttered desk with various projects, notes, and documents piled high. Much like searching for information amid the chaos, dealing with stress or persistent thoughts can be equally challenging. To regain clarity and tranquility, consider giving your mind a quick reboot. This practice can help declutter your thoughts, leaving you with a more organized mental space.

Here are some effective techniques to become a person of peace:

CHANGE YOUR SCHEDULE

Attempting to outrun or outperform anxiety and depression is a losing battle. Being overwhelmed and overcommitted is a surefire way to disrupt your peace of mind. Take a close look at your schedule and identify tasks you can eliminate. It’s essential to slow down, set boundaries around your commitments, and create time for relaxation.

TRY JOURNALING

Journaling is a powerful tool to unearth the thoughts and emotions swirling within you. Instead of allowing chaotic ideas to dominate your mind, put them on paper. Grab a blank sheet and allow your thoughts to flow freely. There’s no need to edit or censor yourself; the goal is to connect with your inner self.

RECONNECT WITH NATURE

Engaging in light physical activity outdoors can significantly boost your mood. If exercise isn’t your preference, spending time in your favorite natural setting can alleviate stress. Singapore offers numerous trails and park connectors, providing ample opportunities to reconnect with nature.

Image Credits: unsplash.com,

NURTURE YOUR CREATIVITY

Creativity serves as an exceptional outlet for finding stress relief and inner peace. Brené Brown’s insight, “Unused creativity is not benign… It metastasizes into resentment, grief, heartbreak,” resonates deeply. Rekindle your neglected creative pursuits, whether it’s playing a musical instrument, launching a business, gardening, or cooking. Immersing yourself in a captivating novel also offers a welcome break from constant problem-solving.

LEARN FROM THE PAST

Our past experiences serve as amazing teachers. No matter how hard you try, you cannot bring the past back; it is behind you, and there is nothing you can do to change it. Whenever negative thoughts about the past arise, remember how far you have come and look into the future with a positive perspective. You are not the same person you used to be.

SHARE GRATITUDE WITH OTHERS

Research has shown that expressing gratitude can strengthen relationships. So, the next time your significant someone, friend, or family member does something you appreciate, make sure to let them know how much you value their actions. Having good relationships helps alleviate worries and provides a strong support system.

VOLUNTEER TO THE ANIMAL SHELTER

Research highlights the stress-reducing benefits of spending time with pets, as they can lower blood pressure and provide comfort. If you have a pet, take advantage of quality time by walking your dog or engaging in playful interactions with your cat. If you don’t have a pet, consider volunteering at local animal shelters like Hope Dog Rescue or Love the Voiceless, or offer to walk your neighbor’s dog.

Image Credits: unsplash.com

By incorporating these practices into your life, you can pave the way for a more peaceful and organized state of mind. Just as you declutter your physical environment for better efficiency, tending to your mental space through these strategies can lead to enhanced clarity and a greater sense of tranquility.

Sources: 1 & 2

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S$1 = 27THB: Singapore Dollar Hits Record High Against Thai Baht

The Singapore Dollar (SGD) has surged to a record high against the Thai Baht (THB).

As of 3 October, the exchange rate now stands at an impressive S$1 = 27.00 THB. Several factors have contributed to the weakening of the Thai Baht. Driven by a combination of the stronger US dollar, higher oil prices, and a weakening global economy.

This significant shift in currency values is undoubtedly great news for travelers looking to explore the wonders of Thailand. With the Thai Baht weakening against the Singapore Dollar, visiting Bangkok and other Thai cities is set to become a more affordable and attractive option.

 

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5 Cheapest Car Insurance Plans in Singapore

Navigating the complex landscape of car insurance in Singapore requires a keen understanding of both the costs and benefits associated with various plans. In this analysis, we’ve scrutinized multiple insurance providers to offer you a comprehensive overview of your options. Here’s a breakdown of some of the most prominent insurance plans available, helping you make an informed decision tailored to your specific needs and budget.

Allianz Motor Protect: Affordable Comprehensive Coverage
Starting at S$865.05, Allianz Motor Protect stands out for its budget-friendly yet comprehensive coverage. With flexible excess options and a unique “Agreed Value Payout at Total Loss” benefit, this plan caters to individuals seeking economical coverage without compromising on essential features.

Etiqa Comprehensive: Tailored Excess Options
Etiqa Comprehensive, starting from S$835.26, offers the flexibility of choosing your excess level, allowing you to align your premiums with your financial comfort zone. This plan also stands out with lower vulnerable driver excess, translating to potential savings and making it an attractive option for those who prefer customizable plans.

Singlife Lite: Affordable Option for Young Drivers
Priced at S$1,311.58, Singlife Lite offers competitive premiums, particularly benefiting young and inexperienced drivers. With waived excesses for windshield repairs and drivers falling into these categories, immediate savings are ensured in case of accidents. Additionally, the reduced NCD deduction of only 10% for ‘at-fault’ claims helps you save money and maintain your NCD discount more easily.

NTUC Drivo: Popular Choice with Loyalty Benefits
NTUC Drivo, starting from S$1,935, is a popular choice in Singapore. Its comprehensive coverage, reasonable premiums, and competitive benefits make it a favorite among drivers. Moreover, loyalty to NTUC can lead to additional savings, including a free NCD protector after two consecutive years of 50% NCD, further reducing your premiums.

FWD: Best Value Comprehensive Coverage
FWD, priced from S$2,138, offers extensive coverage with competitive benefits. While it has slightly higher premiums, the marginal difference translates to just S$14 more per month than the closest competitor. FWD stands out with substantial legal cost coverage and a unique one-time payout of S$250,000 for surviving children if both parents are involved in a car accident, providing valuable additional protection.

Image Credits: unsplash.com

Each option presents a balance between affordability and comprehensive benefits, ensuring that you can find a plan tailored to your specific requirements and financial considerations. Remember to carefully assess your needs and preferences before making a decision, ensuring that you select a plan that offers the right coverage for your unique situation.

Sources: 1 & 2

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These two banks join OCBC & Citibank to restrict bank digital services usage if unverified apps on phones are found

DBS app mockups

And they are none other than DBS and UOB, the two big local bank names we’re aware of.

So news has it that new security measures will be implemented to protect customers from scams.

These measures include…

DBS’ anti-malware tool for Android

Following in the footsteps of OCBC and Citibank, DBS announced that they have developed an anti-malware tool for Android phones.

This tool aims to prevent scammers from illegally accessing customers’ accounts by limiting app access when potential risks such as malware or malicious applications on customers’ phones are detected.

Starting early this month, if sideloaded apps with accessibility permission enabled or ongoing screen-sharing or mirroring are detected on devices, access to DBS’ banking app will be restricted.

Customers will only be able to regain access once they have taken the necessary action to secure their phones.

I’ve received an email with official updates from DBS yesterday (30 September 2023) since I’m their customer:

DBS email

Check your email if you don’t want to take my word for it.

UOB, too, rolls out anti-malware security features

Similarly, UOB will be introducing new anti-malware security features on its banking app gradually.

These updates will restrict access to the app if apps downloaded from third-party or unauthorized sites with risky permissions are detected.

An error message will be sent, indicating the name of the potentially risky app.

To continue using UOB’s digital services, you will need to uninstall or disable accessibility permissions for the mentioned app.

Similar to DBS, access to UOB’s banking app will be denied if screen-sharing on other apps or tools is detected on your phone.

This measure aims to prevent scammers from gaining control of your device and compromising banking information.

You can only resume using the app by disabling screen sharing.

What bank users think

If you don’t already know, OCBC was the first to implement these new security measures in September 2023, followed by Citibank.

While these measures are designed to counter the threat of malware scams, not everyone accepts them with a huge “thank you.”

Some OCBC customers have expressed concerns about privacy on the bank’s social media platforms.

But it’s rather uncalled for because the head of anti-fraud at OCBC group financial crime compliance noted that it’s a misconception that the bank can scan phones and view personal content.

In short, your information does not get to the bank. Your privacy is yours to keep.

DBS Singapore Country Head also acknowledged that these measures may cause some inconvenience for customers but emphasized their importance in ensuring secure digital transactions.

UOB also reassured customers that their new security features do not monitor phone activities or collect and store personal data.

The Monetary Authority of Singapore (MAS) says it supports local banks’ initiatives to increase the safety of online banking.

So while you may experience some additional inconvenience due to the recent security measures, they are necessary to maintain the security in digital banking.

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Latest WFH internships posted from 25 to 28 September 2023

woman on a video call at home

We’re at the end of September and here’s our last WFH internships post for the month to wrap things up.

If you’re looking at this and someone you know is looking for a remote internship opportunity, share it with them!

Let’s get started with this week’s openings, shall we?

#1: Coding Hero Pte Ltd – Business Development Intern

Website: codinghero.sg

Allowance / Remuneration: $800 – 1,000 monthly

Job Qualifications
  • Excellent spoken and written skills.
  • Software Development Knowledge is a huge plus.
  • Be pursuing Business/Management-related courses in university. 
  • Excellent with Excel and other digital tools
  • Relevant experience in Business development would be an advantage.
  • A personal laptop is required for work (WFH)
Key Responsibilities
  • Facilitate all client inquiries.
  • Prospect new clients & close leads on all active platforms.
  • Collect payments from clients and handle refunds when necessary.
  • Client & accounts management (Update internal Excel tracker)
  • Experiment with marketing and new strategies to grow business (variable performance bonus apart from standard remuneration based on successful growth)
How to apply?

View the job post in full here and send your application to [email protected].

#2: Campari Group – Customer Service & Logistics Intern

campari.com

Website: campari.com

Allowance / Remuneration: $1,000 – 1,300 monthly

Job Qualifications
  • Advanced Microsoft Office Skills (Excel & PowerPoint) 
  •  Proficiency in data analysis tools 
  •  Strong analytical skills 
  •  Proficient in English, and other Asia languages will be an added advantage 
  •  Good communication skills both written & verbal 
  •  Excellent organization skills and attention to detail 
  •  Team player who thrives in a self-directed, collaborative, and fast-paced environment
Key Responsibilities
  • Support in developing and managing SOP for the supply chain process 
  •  Manage monthly and weekly reporting processes for the Customer Service & Logistics team 
  •  Work with the local CS&L team to automate the reporting process and drive continuous improvement. 
  •  Assist in the analysis and optimization of customer service & logistics processes to enhance efficiency and reduce costs. 
  •  Coordinate and support other supply chain projects to drive efficiency. 
  •  Act as a backup for the Customer Service & Logistics team as required or during month-end closures 
  •  Participate in the monitoring of order fulfillment, shipment, and delivery processes to ensure on-time delivery to customers. 
  •  Other duties as assigned
How to apply?

View the job post in full here and send your application to [email protected].

#3: Kaliber Asia Pte Ltd – Digital Marketing Intern

kaliber.asia

Website: kaliber.asia

Allowance / Remuneration: $800 – 1,000 monthly

Job Qualifications
  • University student or recent graduate in Digital Marketing
  • Self-starter and independent worker who can also work well as a team member;
  • Excellent verbal and written communication skills;
  • Strong computer skills: proficiency in Google Docs spreadsheets and project management tools
Key Responsibilities
  • Ad Creation and Copywriting: You will assist the team with crafting engaging ad copy that resonates with the target audience and effectively communicates the message of the campaign
  • Target Audience Research: You will assist team members with researching target audiences and providing insights to adjust current strategies and improve campaign performance
  • Campaign Planning and Implementation: You will participate in the planning and execution of new performance-based campaigns
  • Ad-hoc Event Support: You will help out with events related to marketing efforts including some event coordination, creating promotional materials, engaging with attendees, and conducting post-event follow-up activities
  • Ad-hoc Duties & Team Support: You will assist colleagues whenever necessary, providing support and guidance to ensure the team’s success
How to apply?

View the job post in full here and write to Meira via this link.

#4: Mazars LLP – Human Resource Intern

Website: mazars.sg

Allowance / Remuneration: $1,000 monthly

Job Qualifications
  • Currently pursuing Degree in Bachelor of Human Resource
  • Self-motivated and able to multitask in a fast-paced environment
  • Detail-oriented and meticulous
  • Good time management skills
  • Good communication and written communication skills
Key Responsibilities
  • Participate in recruitment efforts, including campus and internship recruitment.
  • Coordinate and schedule interviews with shortlisted candidates, including administering technical and personality tests.
  • Perform the first level of screening of candidates’ CVs to identify suitable candidates to fill job vacancies.
  • Post and housekeep job advertisements on job boards.
  • Assist in gathering market salary information and perform salary benchmarking exercises.
  • Prepare and send rejection emails to candidates.
  • Facilitate onboarding and orientation programs for new employees.
  • Updating of HR database by inputting new employee employment details.
  • Responding to staff inquiries regarding HR policies, employee benefits, and other HR-related matters.
  • Assist in the planning of HR activities and events, including drafting of internal announcement
How to apply?

View the job post in full here and apply via this link.

#5: Wunderman Thompson Singapore – Operations Intern

 

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A post shared by Wunderman Thompson (@wunthompson)

Website: wundermanthompson.com

Allowance / Remuneration: $400 – 1,500 monthly

Job Qualifications
  • High sense of responsibility and ownership of work.
  • Meticulous with high attention to detail, conscientious listener, logical and analytical thinking.
  • Excellent communication skills and fluency in English.
  • Well-organized team player who is structural, systematic, and able to multitask under pressure.
  • Resourceful and proactive who will take initiative to overcome roadblocks/ solve any obstacles.
  • Quick ability to adapt in a fast-paced, constant flux environment.
  • Willing and enjoy learning new things and picking up new skills quickly.
  • Familiarity with Microsoft applications (Word, PowerPoint, Excel, and Teams).
Key Responsibilities
  • Support the Operations team in day-to-day tasks, which will include but not limited to the following:
  • Assist in developing, tracking, and updating project status, and writing minutes of meeting post discussions to capture vital project information.
  • Assist in monitoring the delivery/ progress of the project according to the timeline.
  • Assist in traffic and workload management of resources in the agency.
  • Assist in vendor management and related tasks such as purchase order creation etc. and other finance-related matters within project management responsibility.
  • Assist in anticipating and resolving roadblocks by effectively communicating overall project status and ensuring deliverables are completed promptly within the team.
  • Attend weekly discussions related to the projects and proactively manage the team’s schedules for such meetings where needed.
  • Learn different project management and finance tools to support the delivery of high-quality projects.
How to apply?

View the job post in full here and write to Aaron via this link.

Note: We’ve selected these internships based on the “remote” tag, but some positions may still require face-to-face time. Please contact the employer directly for more deets.

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