Lifestyle & Hobbies Archives | Page 110 of 164

You’re Flushing Money Away With These Grocery Habits

Since most of us consume food at least three times a day, a weekly trip to the grocery store is unavoidable. We do it on a regular basis until our actions steer into autopilot. More often than not, we idly shove familiar items into our carts and neglect better judgement. It is time for change!

You are flushing your money away with these automatic grocery habits…

#1: NEGLECTING THE EXPIRATION DATES

Say you entered the nearby grocery store and noticed the flashy brand deals. Oh! It is surely tempting to see your favorite items in the “marked down” section. However, some brands lower their prices to get rid of items that are reaching its due date. This is why you must allot a few seconds to check the expiration dates of the items before placing them into your cart. Doing so will save you an additional trip to the store and prevent the buyer’s remorse.

Image Credits: pixabay.com

#2: SHOPPING WHILE YOU’RE EMOTIONAL

If you want to fill your cart with unnecessary items, shop while you are emotional. Grocery shopping when you are “hangry” (i.e., frustrated due to hunger) is a recipe for disaster! It will not only make you reach for more items, but it will also make you lean towards unhealthy ones. An empty stomach may puncture a hole into your pocket just to satisfy its cravings.

#3: FALLING FOR THE BRANDS

Many people stick to the same brands as these have worked for them in the past. Shopping with raging brand loyalty makes you miss out the competitive products of other brands. Other brands may carry the same product quality with significant improvements and attractive deals. So, shake things up every now and then. Do not be afraid to explore the store brand or the generics too!

#4: SHOPPING WITHOUT A PLAN

You will not be able to control your spending habits (and transportation costs) if you enter the grocery store without a plan. Customize a meal plan for the week to set the tone of your shopping list.

Image Credits: pixabay.com

When money is tight, you cannot afford to go to the store spontaneously. Trust me, it rarely works!

Sources: 1 & 2

5 Fashion Trends That Are Worth Investing On

EXUDE THE FESTIVAL VIBES

Sunglasses, fedora hats, and loose fabrics can be found at music festivals. One of its key fashion elements is the “off-the-shoulder” top. This is the chicest way to show some skin as shoulders almost always look good. People who are close to me know how much I am obsessed with this trend.

This trend started in the mid-1800s when Couturier Charles Frederick Worth designed elaborate dresses which featured off-the-shoulder sleeves. In 1960s, French actress Brigitte Bardot put her own spin by wearing off-the-shoulder tops with pants and skirts. Nowadays, you can wear this look from day to night. Best of all? Off-the-shoulder tops and dresses are suited for the Singapore weather.

BUY THE WARDROBE STAPLE

From a runway flair to a corporate queen, you can transform a white button-down shirt a variety of ways. It is worth paying for a decent white button-down shirt as it beautifully complements all skin tones. So, feel free to play around with this trend by exploring different textures. Fabrics such as linen and cotton make for the most comfortable Singapore-weather clothing.

Image Credits: pixabay.com

INTRODUCING THE MILLENNIAL PINK

Pale Dogwood (or Millennial Pink) is the Pantone color of 2017. It is a shade of pink that signifies purity and innocence. This muted hue was used by many celebrities to signal women empowerment.

Join the bandwagon by adding subtle touches of pink to your attire. Wear a sheer pink blouse with a bolder jacket or pair your outfit with a pink handbag. There are number of ways to follow this trend without having to look bold!

SLIP INTO THE SULTRY LOOK

Slip dresses have been the rage since late 2016. You cannot go wrong with this trend, because you can layer it up. Add a plain tee underneath your silk slip for a sexy outfit without being too uncomfortable. For a sultry look, you can accessorize a slip dress with a neck scarf. This simple article of clothing brings together a seamless attire.

MIX THE ELEMENTS

The rules of fashion have been in favor of matching your shoes with your belt. It forces you to buy a colored belt just to match your flashy sneakers. Thankfully, the contemporary style arena embraces mixing and matching.

Image Credits: pixabay.com

Bust out your favorite multi-patterned ensemble to create a mesmerizing combination. You may even pair your checkered blouse with your neutral shoes!

Sources: 1, 2, 3, & 4

Should You Spend Your Hard-Earned Money On Fitness Accessories?

At a young age, my parents instilled the importance of cultivating a healthy lifestyle. Our collective hobbies consist of cycling at East Coast Park and swimming in the nearby community pool. I do not mean to brag! You see, my mother works in the field of fitness. On the other hand, my father has prior experience in making workout programs for diverse body types.

My parents taught me that staying fit is not an easy task. This is why many Singaporeans seek motivation by hiring a professional trainer or by purchasing a fitness accessory. Fitness accessories include trackers, watches, bands, and so on. The goal of these accessories is to make your routine more exciting and more effective. During my exposure to these products, it made me wonder if investing one’s hard-earned money on fitness accessories is worth it.

To make a solid decision, you will have to consider various factors that interact in this situation. Start by determining what you need. When it comes to fitness accessories, a particular size does not fit all! Health-conscious individuals gravitate to either the smartphone apps and the wearable tech. Some wearable fitness accessories are created to capture the intricate details such as the heart rate, foot-ground contact time, and runner’s cadence. These details may not be accurately captured by a smartphone app alone. If you are placing more value on the functions then, you may consider purchasing a wearable tech.

Second, you must determine what you can realistically afford. A nice trick is to visualize the act of replacing your accessory every month or two. As you visualize this, think of an amount that you can easily work with if you are going through the constant replacement. Please do not spend more money than you can afford in a short-term basis.

Shelling out hundreds of dollars on wearable fitness accessories do not necessarily mean that you will get the best results. In a study published recently in the Journal of American Medical Association, researchers found that “smartphone apps could prove to be a more widely accessible and affordable way of tracking health behaviors”.

Image Credits: pixabay.com

I suggest that you test the waters first! Commit to a quality (yet free) smartphone app such as Moves, before you purchase an expensive activity tracker or a fitness band.

Sources: 1 & 2

Delicious And Affordable Dishes From Themed Eateries In Singapore

Did you know edible helium balloons ever existed in Singapore? Well, it does! It exists along with other unique dishes offered at themed restaurants and cafes. Themed eateries usually go above and beyond the average dining experience.

If you are looking for something that steps outside of the box, keep your self entertained at these four establishments:

THE FIRST OF ITS KIND

In most situations, we bring more importance to the first and recent thing that we encountered. This is called the Primacy and Recency Effect. Let us pump up the accelerator on the Primacy Effect as we dive into a pioneering cafe, which showcased a massive collection of board games in Singapore. This cafe is none other than the Settler’s Cafe.

Settler’s Cafe has a collection spanning across its 14 years of existence. From trendy games such as the Game of Thrones Monopoly to the classic games such as Cluedo, you can always find something to suit your preferences.

Image Credits: facebook.com/pg/SettlersCafe

What’s more? You can enjoy an hour of competitive game without having to break the bank! Go for the Chicken Chop (about S$9.90) or the Dory Pasta Spaghetti (about S$10.90).

Location: 39 North Canal Road, Singapore 059295

I’LL BE THERE FOR YOU

As a certified television enthusiast, there are some shows that I can watch over and over again. One of my all-time favorite sitcoms is F.R.I.E.N.D.S. To my delight, founder Lim Jit Min has curated a cafe focusing on the wonders of the said show. The loyal following of this sitcom was highlighted as the cafe was made possible by crowdfunding.

Relive its hit set by taking a trip into the Central Perk Singapore. The interior of the cafe has been intricately designed to recreate the overall vibe of the show. Aside from its hip interior, Central Perk Singapore shines due to the quality of the food and beverages. A proof of that is the recently introduced “Edible Helium Balloons“.

The average price of a complete course can cost you about S$50. Nonetheless, Mrs. Braverman’s Cheesecake (S$12) is the pocket-friendly dish that you must try!

Location: 01-01 Central Mall, 1 Magazine Road Singapore 059567

JOURNEY INTO THE WOODS

Take an aesthetically pleasing journey into the forest as you enter the wooden door of Windowsill Café. When I say forest, I am referring to a couple of trees in the corner and wooden furniture. Not to mention, there is a teddy bear in the middle of the place. Take these all in!

Image Credits: facebook.com/WindowsillPies

The brains behind Windowsill are two brothers named Jonathan and Sean Gwee. Food has been their longstanding passion as they operated some food stalls from Pandan Valley to Takashimaya. Their pies and tarts are crafted in the finest manner with each one being sold at approximately S$8 per slice. Do not skip on the highly-recommended flavors such as S’mores and Banana Cognac!

Location: 95 Soo Chow Walk, Singapore 575382

FALL DOWN A RABBIT HOLE

As a curious child, one of the several tales that I gravitate towards was Lewis Carroll’s “Alice’s Adventures in Wonderland”. I guess the owners of the Hatter Street felt the same way too. This whimsical and bright cafe centers on all things related to the “Wonderland”. The walls were decorated with large stickers of creatures having tea or huge teapots. This is clearly a reference to Mad Hatter’s tea party.

Image Credits: facebook.com/HatterStreet

For people who are fond of the flavor Cookies and Cream, you will enjoy the Oh My Tian Brownie (S$7.50) which playfully fuses a generous scoop of ice cream and a soft brownie. Talk about the goodness that hot and cold can bring.

Location: Block 212 Hougang Street 21 #01-333, 530212

What restaurant or cafe looks most interesting to you? Can you recommend other themed eateries with inspirational interior? Leave a comment down below!

Sources: 1, 2, & 3

4 ways to get the most out of your online spending

The beauty of online spending is undeniable – sit comfortably on your couch, browse on online shopping sites, add to your cart and cash out. Then, wait a couple of days for your package to be sent to your doorstep. It’s pretty much like a present you give to yourself.

With such convenience, however, it’s easy to buy things on impulse. I’m sure we are not strangers to buying a shirt that did not fit, or only realising later that you could have gotten it at a cheaper price with a credit card discount or promo code.

Here are 4 tips for you if you are guilty of spending more than you should while online shopping.

Do plenty of research and read reviews

Especially when it comes to clothing apparels and shoes, it would be helpful to research sufficiently before purchasing an item. For instance, a pair of Nike shoes may be cheaper if you buy it from a US-based website, international shipping inclusive, as compared to buying from local stores.

On top of that, do read the sizing guides and what other people are saying about a brand via reviews before making the purchase. They are likely to tell you if the sizing runs smaller or larger, so that you can avoid buying the wrong size and spending even more money to alter it.

Avoid shipping fee

Most online shopping sites offer free shipping when you spend a certain amount. If you’re unable to make up to that amount, get some friends to buy from the same website, and combine your purchases so that you can leverage on the free shipping.

In the event that your friends are unable to help you, you may add random things to your cart so that you make up that amount. When your purchases arrive, simply return the things that you don’t want. However, this tip is only useful if the online merchant offers free returns!

Look out for discount codes or third-party cashback websites.

Do a quick Google search for discount codes and third-party cashback websites before you click the “check out” button. Websites such as ShopBack offer discounts, promo codes and vouchers. The only gripe is that these rebates only apply to participating merchants.

Take note of credit card discounts

Online merchants usually have partnering banks and credit card discounts, so do read the FAQ page before cashing out your purchases.

Whether you caught the travel bug or are simply itching to shop, relax in the comfort of your home and click away on online sites such as Agoda, Expedia, Lazada and ZALORA. Do look out for promo codes for your HSBC credit card and save up to 75% off with these participating merchants! Visit www.hsbc.com.sg/promo for more offers and details. Conditions apply.

In addition, between 1 May to 30 June 2017, be the first 5,000 cardholders to spend a minimum of $1000 on your HSBC credit card and get up to 12% cash rebate on your online and overseas purchases, capped at $200 rebate per month – the more you spend, the more you save!

Furthermore, this offer applies to overseas merchants so you can get that pair of coveted Adidas Yeezys or Colorpop Cosmetics at a fraction of Singapore’s price.

Who knew spending could be so rewarding with HSBC credit cards? Simply follow the steps below and shop away!

This post is brought to you in partnership with HSBC Credit Cards

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