Want to Invest in REITs but Don’t Know How? Use the FREE Seedly REITs Tool and Start Collecting Dividends Like a Bo$$

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Interested in investing in REITs but don’t know where to start?

For starters, it’s going to take a lot of work.

Like. A LOT.

Imagine this.

You just got home after a long day at work.

All you want is a shower, dinner, and to relax.

You wouldn’t want to waste time cooking a meal when you could be catching the latest episode of that new Netflix series that everyone’s talking about.

Source: American Dad | Giphy

And the last thing you would want to do is pore through pages of financial statements or do your own valuation of data just to pick the best Singapore REITs to invest in.

Not that there’s anything wrong with doing that… but wouldn’t you want to spend your time doing something else that you REALLY like?

I mean, why isn’t there a magical resource or tool that can help people start their REITs investing journey?

Enter: The Seedly REITs Tool

With up-to-date data, sound analyses, and tonnes of information just a click or tap away.

The Seedly REITs Tool is a REITs investor’s best friend — no matter whether you’re a noob or a pro at REITs.

Best of all?

It’s FREE TO USE.

If You’re a REITs Investing Noob

If you’re just starting out, you’re probably feeling lost and have no idea where to start when it comes to REITs investing.

With the Seedly REITs Tool, you have a one-stop resource where you can get useful information like:

  • What are REITs?
  • What are the types of REITs which you can invest in?
  • A simple 10-step checklist to pick the best Singapore REITs

Feeling more confident now that you know what you’re getting yourself into?

Great!

The next step is opening a Central Depository Account (CDP) and an online brokerage account — if you don’t already have them.

Instead of heading out into the vast wilderness of the internet to do your research…

Simply scroll down to discover what are the best online brokerages available!

In order to make an informed decision, important information like:

  • Trading fees charged
  • Minimum fees charged
  • Stock holding type (if you’d prefer not to use a custodian account)

are all available at a glance!

Prefer to find out what others have to say about their personal experience with these online brokerages?

You can also read real-user reviews to get insights like:

  • Customer support
  • Market access (in case you want to invest in global markets)
  • Products on offer (in case you wish to invest in more than REITs)
  • User experience (because you’re allergic to lousy user interfaces)

This way you know for sure what you’re getting yourself into when you sign up with your choice of brokerage.

Made up your mind?

Just click on ‘Visit Site’ to sign up and you can begin investing in REITs!

If You Already Know About REITs Investing

The first thing you’ll probably want to do is check up on the fundamentals of the REITs you’re interested in.

While you could go about your standard routine of going to the individual REITs website or SGX to look for the REIT’s financial statements or annual reports.

Why not use the Seedly REITs Tool to find what you need without going all over the place?

Just search for the REIT you want, click on it and…

You’ll have immediate access to:

  • Sound and in-depth REITs Analyses (researched and written by Seedly’s very own content team; we aren’t paid by anyone to write about them so you know that our analyses are objective!)
  • Company Announcements
  • Financial Statements
  • AGM Minutes
  • Investor Relations website (just in case you need more information about the REIT)
  • Best brokerages available

“How about REITs valuation data? Do I have to calculate that myself?”

The Seedly REITs tool gives you easy access to data like:

  • Unit Price
  • Market Capitalisation
  • P/B Ratio
  • Dividend Yield
  • Gearing Ratio

that is updated daily at the end of every day.

And because the information is readily available on the same page.

You can do your comparisons easily without having to navigate back and forth or go through multiple pages on different sites!

The Seedly REITs Tool Sounds Great and All… but Why Is Seedly Doing This?

The Seedly team believes that everyone deserves to achieve financial independence and freedom.

And the reason why so many people don’t start investing is that they lack the knowledge and guidance to take the first step.

This is why they created the Seedly REITs Tool and made it free for any and everyone to use.

If you understand what REITs can do for you and believe that they can play an important part in your investment portfolio.

Then the Seedly REITs Tool is the perfect accompaniment to help you start or make your REITs investment journey a little easier.

So when you come home from work…

Source: American Dad | Giphy

you can focus more on relaxing and collecting dividends.

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The highest paid jobs in Singapore in 2020

As you move through your career, seeking out new opportunities, considering a change from one industry to another, one major question might be running through your mind: what are some of the highest paid positions in Singapore?

With our annual market research, we aim to answer that exact question, and we have compiled extensive data on salaries across Singapore in a variety of industries and jobs. We have summarized these results in our Annual Salary Guide. Here are some of the highest paying jobs and industries in Singapore in 2020.

C-Suite Level Jobs

Perhaps it’s no surprise that some of the jobs with the greatest responsibility also have the highest pay. For those in the C-suite: Chief Financial Officers, Chief Finance Officers, Chief Technology Officers, Chief Product Officers and others, salaries vary, but can be as high as S$800,000 per year, depending on the company and the industry. These jobs usually require highly skilled, experienced professionals in their career. Moving down from the c-suite, in other leadership positions such as heads of departments, professionals can expect to make anything from S$200,000 to $420,000 (Head of Sales).

Breaking the analysis down beyond the c-suite, here are a few of the fastest growing, highest paid industries, sectors, functions and the jobs within them.

Financial Services and Fintech

As a whole, the financial services and fintech industry has reported some of the highest salaries. Within the industry, if you’re looking for a new job, our research shows that professionals can expect a salary increase of 10-15% when they switch. Excellent C-Suite executives are high in demand and jobs such as Know Your Customer Analysts are currently among the top jobs in demand.

Jobs within compliance can get you anywhere from S$78,000 (Compliance Officer), all the way up to S$400,000 (Managing Director Compliance). For legal positions within this industry, professionals can expect to make anywhere from S$85,000 (Paralegal) up to $S360,000 (General Counsel).

Technology, Media and Telecommunications

As digital transformation becomes a priority for all organisations jobs in technology are understandably some of the highest paid in Singapore. When switching jobs, professionals have seen up to 15% increase in their salary. A Chief Executive Officer can make up to S$800,000 a year, while outside of the C-Suite heads of departments make the most, for example, within Finance Transformation, a job such as Head of Mergers and Acquisitions can make up to S$260,000 and Head of Tax, S$250,000. A job such as Director Digital Transformation can bring in up to S$204,000 per year and jobs such as Project Managers, Project Architects and Business Analysts earn the highest among this group.

Fast Moving Consumer Goods (FMCG)

Within the FMCG industry, professionals can expect a salary increase of 10-15% when they move into a new position. Within FMCG, a Chief Financial Officer can expect to make up to $400,000. Within Engineering and Manufacturing the jobs that are highest paid include Application Specialist ($200,000), Plant Manager ($260,000) and Regional Operations Managers ($300,000).

Highest paid jobs

These are the highest paid jobs in Singapore in 2020. As shown in the results, it pays to continue to work your way up, moving into industries that interest you and aim high when making career transitions.

This is a guest post by Michael Page.

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Stocks Are Plummeting Due To The Global COVID-19 Scare

There is a scarcity of resources wherever you look. Toilet papers are flying off the shelves like the migratory Great snipe. People are typically seen hoarding cleaning supplies such as disinfectant sprays, antibacterial wipes, hand sanitizers, and so on. It is difficult to source out masks too!

With the scarcity of supplies, travel restrictions, and the limited capacity to work, the global COVID-19 pandemic has affected the economy in more ways than one. Last week, Wall Street plunged with Dow Jones confirming a bear market for the first time since the 2008 financial crisis. The escalating health fears sent the stock market into a nosedive, which is its worst state since the 1987 market crash.

The Dow Jones Industrial Average fell 1,464.63 points, bringing it 20% below its record set last month. This is what Wall Street calls a “bear market”. A bear market is a condition in which securities’ prices go 20% down or more from its recent highs. It is usually due to the widespread pessimism and negative investor sentiment. S&P 500 lost 140.84 points, which is just 1% point away from falling into the bear territory. While, Nasdaq Composite dropped 392.20 points.

Stocks dove even lower after the World Health Organization declared the virus outbreak as a pandemic. Stock prices reflect expectations of future profits and investors heavily perceive that the virus can reduce profits. Thus, a huge number of investors sought for the coordination of governments and central banks around the world to help control the economical threat of this virus. Until the extent of the decline is clearer, the natural reaction of many is to sell stocks.

The economic trajectory that seemed reasonable a few months a go is not going to be the same for a few months or a year. The wave of corporate conference cancellations, music festival cancellations, directives to work from home, and travel bans will exact a cost on businesses. Airlines, industrial companies, small businesses, educational establishments, service industries, and tech companies are all affected. We are all affected because the spending habits of consumers drive much of our economic activity.

Image Credits: unsplash.com

How long will this economic disruptions last and how deep will the economic market go?

Sources: 1, 2, & 3

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Cost-Efficient Ways To Sanitize Your Things To Avoid Getting Sick

These days, health scares seem to dominate the global news platforms. Instead of resorting to panic, it pays to be prepared. Search to products that can help eradicate bacteria, viruses, and other germs. Practice proper hygiene measures such as washing your hands regularly and using antibacterial hand sanitizers.

Moreover, you must sanitize your household items to defend yourself from COVID-19 and other illnesses. Health is wealth after all!

USE BLEACH

According to the U.S. Centers for Disease Control and Prevention (CDC), the coronavirus seems to spread commonly from person to person via respiratory droplets. It usually transmits between people who are within about 1.8 meters of each other. Current evidence suggests that this virus can remain for hours to days on surfaces made from a variety of materials. Hence, a relatively cheap and highly efficient disinfectant such as bleach is needed!

Bleach kills some of the most dangerous bacteria, including staphylococcus, streptococcus, E. coli and salmonella. It also kills many viruses such as common cold and flu.

CDC advises that bleach will be effective against coronaviruses when it is properly diluted. Use a bleach solution comprising of 5 tablespoons (1/3 cup) bleach per gallon of water. Follow the manufacturer’s instructions for application and ventilation. You may use this solution for toilets, plastic toys, kitchen counters, and more.

FairPrice sells 4 Liters of Clorox for S$5.

STOCK UP ON VINEGAR

A more natural alternative to bleach is using vinegar. You may stock up on vinegar as you can use it for cleaning and cooking. Research has shown that vinegar solution is helpful against some bacteria and viruses, including the flu. However, does not kill dangerous bacteria like staphylococcus.

To use vinegar for household disinfecting, begin by mixing equal parts vinegar and water. Put this all-purpose disinfectant mixture in a spray bottle for easier application. Cleanse counters, mirrors, and doorknobs with this mixture. You know how viruses can transmit thru entering one doorknob! So, cleanse your doorknobs religiously.

Different kinds of vinegar with varying price tags are available in the nearby grocery.

MIX WITH TEA TREE OIL

Commonly used as a natural antiseptic for treating minor cuts and wounds, tea tree oil is more than what meets the eye! It can be strong enough to kill viruses and more powerful bacteria.

For anything that needs disinfecting and cleaning anywhere in the house, a few spray of tea tree oil gets the job done. Simply add 10 drops of tea tree oil to 250 ml of white vinegar and 250 ml of water. Put this mixture in a spray bottle. Spray on any surface such as kitchen counters or floors, and then wipe up. You can also create a tea tree oil mixture for your smartphone.

Let me school you on how dirty your smartphone can get! You touch your smartphone countless number of times throughout the day and you may even be holding it now as you read this. It does not matter if you are diligently washing your hands, if you do not disinfect your smartphone. You see, a 2012 study found that smartphones have more germs than toilet seats. Imagine that!

Deep-cleanse your smartphone without damaging it by spraying the tea tree oil mixture on a microfiber cloth. Spraying to the cloth rather than directly onto the screen can prevent damage. Some even add vodka into the tea tree oil mixture (i.e., 1/4 cup of vinegar mixed with 10 drops of tea tree oil and 1/4 cup of vodka).

Watsons sell 10 ml of tea tree oil for S$14.90.

DISINFECT USING ANTIBACTERIAL WIPES

Aside from your smartphones, one item that you constantly touch at work is your computer or laptop’s keyboard. It is full of nooks and crannies as you click away for hours a day! Disinfect this germ collector daily by following these steps.

If you are using your computer’s keyboard, turn it upside down and use compressed air to remove any dust or crumbs. Then, turn it over and use antibacterial wipes on the surface. Antibacterial wipes are available in Watsons for S$2 (3 packs of 10 pieces). Disinfect as much as possible.

BUY ANTIBACTERIAL LAUNDRY DETERGENT

Prevent your beloved little ones from becoming sick by constantly washing their stuffed animals and blankets. You see, their furry companions hold onto germs.

Check the tag on stuffed animals to see if it can go in the washing machine, and if so, follow these washing instructions by using the hottest water setting possible along with antibacterial laundry detergent. Use the same technique for the blankets. Dry these completely.

Image Credits: unsplash.con

Four liters of antibacterial laundry detergent is currently on sale at FairPrice.

Sources: 1 & 2

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Free Photography Apps To Amp Up Your Social Media Presence

As health scare infiltrates the Red Dot and its neighboring countries, navigating through the world is different these days. While most Singaporeans defend themselves with constant sanitation and proper hygiene, many have been practicing social distancing. Many people are isolating themselves in their own homes once their schooling or their work is done.

To occupy one’s time, you may turn on your social media apps. Sharing your own thoughts and photographs in social media is a common pastime to many. Before you scavenge through gallery to post your previous travel pictures, consider these free photography apps to perfect your pixels!

FOR VINTAGE CAMERA LOVERS

NOMO is arguably my favorite photography app right now. Its concept is to store some of the best vintage cameras in the olden years. Recall the times when you have to hold up the negatives up in the light to scan each frame one by one!

While some of the cameras here are tagged with a fee, you will not be disappointed with the ones you are left with. My NOMO app has five free vintage cameras that vary from a cinematic black-and-white camera to a disposable Fujicolor camera. It mimics some of the most iconic cameras with its filters. See for yourself!

It is free on Apple and Google Play.

FOR EDITING PROFESSIONALS

VSCO is not only part of the Millennial pop-culture, but also a household name for photography enthusiasts. Its slogan is “for creators by creators” after all! The VSCO’s community members can use a single app to creatively edit their photos using preset filters or editing tools. There are a lot of free VSCO presets that can help you save money and streamline your workflow.

Simply import your raw image from the gallery and edit it with 10 free VSCO presets or various editing tools such as grain, fade, contrast, and saturation. Play around with perspectives using crop and skew. Lastly, you can save your favorite edits with “recipes”.

It is free on Apple and Google Play.

FOR SELFIE ENTHUSIASTS

For people who love taking the perfect selfie or groupfie, you may want to download Polarr. Polarr lets novices and pros to enhance their photographs using face-editing tools and a vast suite of touch-ups.

Photography newbies will appreciate the auto-enhance tools and sophisticated filters available on the app. While, professional photographers may take delight on layer support and curve tools.

It is free on Apple and Google Play.

FOR COLLAGE ADDICTS

I, for one, am using collage apps on a daily basis. To make your life easier, you may download the Moldiv app. It is a photo editor that can turn your set of photos into magazine pages. Let the magic happen by browsing through their collection of templates.

Image Credits: unsplash.con

What’s more? You can edit your selfie through Moldiv’s beauty camera touches like smooth skin or enlarge eyes. Then, there is a plethora of filters that you can experiment with.

It is free on Apple and Google Play.

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